TellerScore

Omaha Federal Credit Union is a federal credit union headquartered in Omaha, Nebraska, in business for about 91 years. At the end of Q2 2026 it reported $118.0M in total assets and $99.7M in member shares and deposits, with 4 offices.

Omaha Federal Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 8th. Capital cushion contributes the most (100/100, 15.29%); loan quality contributes the least (65/100, 1.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.29%
Loan quality65/100
Loans 60+ days delinquent ÷ total loans: 1.05%
Earnings85/100
Return on assets (annualized): 1.63%
Funding & liquidity100/100
Loans ÷ shares: 55.8% · 6.5% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.24%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (90 → 88), mostly because the loan quality component weakened by 13 points.

TellerScore
748392Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202476
Q4 202477
Q1 202582
Q2 202590
Q3 202591
Q4 202592
Q1 202689
Q2 202688
Net worth ratio
7.00%11.14%15.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.99%
Q3 202410.97%
Q4 202411.37%
Q1 202513.11%
Q2 202513.92%
Q3 202514.60%
Q4 202514.96%
Q1 202614.95%
Q2 202615.29%
Delinquent loans (60+ days)
0.47%0.76%1.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.70%
Q3 20240.47%
Q4 20240.66%
Q1 20250.71%
Q2 20250.67%
Q3 20250.64%
Q4 20250.59%
Q1 20260.70%
Q2 20261.05%
Return on assets
1.22%1.53%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.22%
Q3 20241.24%
Q4 20241.34%
Q1 20251.22%
Q2 20251.85%
Q3 20251.74%
Q4 20251.69%
Q1 20261.43%
Q2 20261.63%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$118.0M15.29%1.05%1.63%55.8%
Q1 202689$117.0M14.95%0.70%1.43%56.4%
Q4 202592$114.1M14.96%0.59%1.69%58.2%
Q3 202591$114.0M14.60%0.64%1.74%60.3%
Q2 202590$116.6M13.92%0.67%1.85%59.4%
Q1 202582$118.2M13.11%0.71%1.22%60.2%
Q4 202477$88.8M11.37%0.66%1.34%67.2%
Q3 202476$88.8M10.97%0.47%1.24%66.8%
Q2 202474$85.8M10.99%0.70%1.22%70.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.29%
86th
Problem loans1.05%
28th
Net charge-offs0.18%
73rd
Return on assets1.63%
91st
Loans to deposits55.8%
84th
Uninsured deposits6.5%
44th
Loan-loss reserves0.00%
50th
Texas ratio3.2%
59th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Mutual First Federal Credit UnionCredit union Omaha, NE38 out of 100, Low$124.8M8.0%2.17%vs
Membersown Credit UnionCredit union Lincoln, NE80 out of 100, Strong$109.3M14.1%0.91%vs
Onenebraska Federal Credit UnionCredit union Columbus, NE60 out of 100, Moderate$106.5M10.7%1.04%vs
University of Nebraska Federal Credit UnionCredit union Lincoln, NE65 out of 100, Moderate$131.3M10.7%1.09%vs
Archer CooperativeCredit union Archer, NE65 out of 100, Moderate$102.7M10.6%0.85%vs
Trius Federal Credit UnionCredit union Kearney, NE58 out of 100, Moderate$152.3M10.6%1.32%vs

Deposit insurance

Is my money safe at Omaha Federal Credit Union?

Yes. Omaha Federal Credit Union is a federally insured credit union (NCUA charter #135). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.5% of shares and deposits ($6.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.29%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Omaha Federal Credit Union lists 4 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Omaha Federal Credit Union reported 40 home-loan applications under HMDA (LEI 549300XBN09FJNIT5G55): 40 originated ($2,950,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Omaha Federal Credit Union
Type
Federal credit union
NCUA charter #
135
RSSD ID
9375
Primary regulator
NCUA
Established
1935
Headquarters
3001 S 82nd Ave, Omaha, NE 68124
Employees
20

Quick answers

Omaha Federal Credit Union: common questions

Is Omaha Federal Credit Union NCUA insured?

Yes. Omaha Federal Credit Union is a federally insured credit union (NCUA charter #135). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Omaha Federal Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Omaha Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Omaha

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE98 out of 100, Very strong$34.8M25.2%0.00%vs
North Western Employees Credit UnionCredit union Council Bluffs, IA94 out of 100, Very strong$10.4M21.4%0.00%vs
American Interstate BankBank Elkhorn, NE93 out of 100, Very strong$132.0M20.1%0.00%vs
Neighborhood Community Federal Credit UnionCredit union Omaha, NE92 out of 100, Very strong$31.0M14.2%0.17%vs
Omaha Firefighters Credit UnionCredit union Omaha, NE92 out of 100, Very strong$76.0M17.5%0.04%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs