TellerScore

Marshall County Federal Credit Union (NCUA charter #21713) is based in Moundsville, West Virginia. Its Q2 2026 call report shows $26.8M in total assets and $22.8M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Marshall County Federal Credit Union scores 99/100, which we describe as very strong. That is higher than 99% of 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 1st. Its five components are fairly even, ranging from 96 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.05%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.12%
Earnings100/100
Return on assets (annualized): 2.45%
Funding & liquidity100/100
Loans ÷ shares: 43.7% · 0.2% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.30%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (93 → 99), mostly because the capital cushion component improved by 20 points.

TellerScore
889499Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202491
Q4 202490
Q1 202591
Q2 202593
Q3 202596
Q4 202596
Q1 202697
Q2 202699
Net worth ratio
7.00%11.03%15.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.33%
Q3 202412.44%
Q4 202412.52%
Q1 202512.50%
Q2 202512.97%
Q3 202513.61%
Q4 202514.16%
Q1 202614.31%
Q2 202615.05%
Delinquent loans (60+ days)
0.00%0.15%0.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.16%
Q3 20240.12%
Q4 20240.29%
Q1 20250.18%
Q2 20250.15%
Q3 20250.00%
Q4 20250.14%
Q1 20260.14%
Q2 20260.12%
Return on assets
2.07%2.27%2.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.07%
Q3 20242.25%
Q4 20242.28%
Q1 20252.24%
Q2 20252.35%
Q3 20252.47%
Q4 20252.47%
Q1 20262.29%
Q2 20262.45%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202699$26.8M15.05%0.12%2.45%43.7%
Q1 202697$27.0M14.31%0.14%2.29%42.0%
Q4 202596$26.2M14.16%0.14%2.47%43.0%
Q3 202596$26.0M13.61%0.00%2.47%43.3%
Q2 202593$26.0M12.97%0.15%2.35%41.7%
Q1 202591$25.6M12.50%0.18%2.24%41.4%
Q4 202490$24.5M12.52%0.29%2.28%42.6%
Q3 202491$23.3M12.44%0.12%2.25%44.7%
Q2 202488$24.3M11.33%0.16%2.07%40.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.05%
54th
Problem loans0.12%
78th
Net charge-offs0.00%
77th
Return on assets2.45%
97th
Loans to deposits43.7%
73rd
Uninsured deposits0.2%
61st
Loan-loss reserves0.00%
37th
Texas ratio0.3%
78th

Similar-size credit unions in West Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Mercer County W VA Teachers Federal Credit UnionCredit union Bluefield, WV56 out of 100, Moderate$28.3M9.3%1.88%vs
Wee Federal Credit UnionCredit union Parkersburg, WV62 out of 100, Moderate$29.0M13.2%2.56%vs
Alloy Federal Credit UnionCredit union Alloy, WV71 out of 100, Strong$29.6M14.7%1.83%vs
Hancock School Emp. Federal Credit UnionCredit union Weirton, WV76 out of 100, Strong$24.0M11.6%0.41%vs
Ibew 317 Federal Credit UnionCredit union Huntington, WV50 out of 100, Below average$29.6M11.1%4.71%vs
Huntington C & O Railway Employees Federal Credit UnionCredit union Huntington, WV61 out of 100, Moderate$30.7M15.3%5.58%vs

Deposit insurance

Is my money safe at Marshall County Federal Credit Union?

Yes. Marshall County Federal Credit Union is a federally insured credit union (NCUA charter #21713). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.2% of shares and deposits ($40K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.05%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Marshall County Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Marshall County Federal Credit Union
Type
Federal credit union
NCUA charter #
21713
RSSD ID
23380
Primary regulator
NCUA
Established
1974
Headquarters
910 third Street, Moundsville, WV 26041
Employees
6

Quick answers

Marshall County Federal Credit Union: common questions

Is Marshall County Federal Credit Union NCUA insured?

Yes. Marshall County Federal Credit Union is a federally insured credit union (NCUA charter #21713). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Marshall County Federal Credit Union's TellerScore?

99 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Marshall County Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
First Choice America Community Federal Credit UnionCredit union Weirton, WV96 out of 100, Very strong$713.9M18.1%0.15%vs
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Natrium Employees Federal Credit UnionCredit union Proctor, WV83 out of 100, Strong$12.0M12.4%0.78%vs
Southeastern Ohio Credit UnionCredit union Cambridge, OH78 out of 100, Strong$65.4M12.1%1.03%vs
First Federal Savings and Loan Association of Greene CoBank Waynesburg, PA78 out of 100, Strong$1.0B15.4%0.54%vs
Ytr Community Federal Credit UnionCredit union Tiltonsville, OH77 out of 100, Strong$12.1M15.1%1.65%vs