African Diaspora Federal Credit Union is a federal credit union headquartered in Saint Ann, Missouri. At the end of Q2 2026 it reported $547K in total assets and $492K in member shares and deposits.
African Diaspora Federal Credit Union has a TellerScore of 50 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 77th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (0/100, -17.79%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
5 quarters
Health trend
From Q4 2025 to Q2 2026, the score fell 34 points (84 → 50), mostly because the loan quality component improved by 100 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q4 2025 | 84 |
| Q1 2026 | 34 |
| Q2 2026 | 50 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2025 | 100.00% |
| Q3 2025 | 100.00% |
| Q4 2025 | 11.06% |
| Q1 2026 | 3.86% |
| Q2 2026 | -2.28% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 11.06% |
| Q1 2026 | -0.41% |
| Q2 2026 | -17.79% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 50 | $547K | -2.28% | 0.00% | -17.79% | 7.1% |
| Q1 2026 | 34 | $326K | 3.86% | — | -0.41% | 0.0% |
| Q4 2025 | 84 | $117K | 11.06% | — | 11.06% | 0.0% |
| Q3 2025 | — | $100K | 100.00% | — | 0.00% | — |
| Q2 2025 | — | $100K | 100.00% | — | 0.00% | — |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| West Side Baptist Church Federal Credit UnionCredit union Saint Louis, MO | 89 out of 100, Very strong | $399K | 14.3% | 0.00% | vs |
| Co - Lib Credit UnionCredit union Saint Louis, MO | 91 out of 100, Very strong | $1.4M | 15.5% | 0.82% | vs |
| Bothwell Hospital Employees Credit UnionCredit union Sedalia, MO | 13 out of 100, Low | $1.5M | 3.5% | 5.23% | vs |
| St. Augustine Credit UnionCredit union Kelso, MO | 83 out of 100, Strong | $1.5M | 14.4% | 0.00% | vs |
| Northeast Regional Credit UnionCredit union Hannibal, MO | 76 out of 100, Strong | $1.8M | 13.3% | 0.00% | vs |
| Wedevelopment Federal Credit UnionCredit union Kansas City, MO | 25 out of 100, Low | $2.4M | -11.7% | 12.47% | vs |
Deposit insurance
Is my money safe at African Diaspora Federal Credit Union?
Yes. African Diaspora Federal Credit Union is a federally insured credit union (NCUA charter #24975). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is -2.28%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.
Identity & history
Profile
- Legal name
- African Diaspora Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24975
- RSSD ID
- 6075073
- Primary regulator
- NCUA
- Established
- 2025
- Headquarters
- 10449 Saint Charles Rock Rd, Saint Ann, MO 63074
- Employees
- 3
Quick answers
African Diaspora Federal Credit Union: common questions
Is African Diaspora Federal Credit Union NCUA insured?
Yes. African Diaspora Federal Credit Union is a federally insured credit union (NCUA charter #24975). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is African Diaspora Federal Credit Union's TellerScore?
50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.