TellerScore

Headquartered in Kansas City, Missouri, Wedevelopment Federal Credit Union is a federal credit union with $2.4M in total assets and $2.7M in member shares and deposits as of Q2 2026.

Wedevelopment Federal Credit Union has a TellerScore of 25 out of 100 (low) based on Q2 2026 data — higher than only 1% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 86th. Funding & liquidity contributes the most (100/100, 56% loans-to-deposits, 1% uninsured); earnings contributes the least (0/100, -28.28%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Net worth ratio: -11.66%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 12.47%
Earnings0/100
Return on assets (annualized): -28.28%
Funding & liquidity100/100
Loans ÷ shares: 55.9% · 1.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): -404.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (15 → 25), mostly because the problem-loan coverage component improved by 100 points.

TellerScore
153350Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202440
Q3 202430
Q4 202450
Q1 202527
Q2 202515
Q3 202515
Q4 202515
Q1 202615
Q2 202625
Net worth ratio
-11.66%1.71%15.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.71%
Q3 20248.93%
Q4 202415.09%
Q1 20259.07%
Q2 20254.41%
Q3 20253.50%
Q4 20253.73%
Q1 2026-7.29%
Q2 2026-11.66%
Delinquent loans (60+ days)
4.51%14.76%25.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.51%
Q3 20249.45%
Q4 202412.79%
Q1 202517.83%
Q2 202519.36%
Q3 202520.94%
Q4 202525.02%
Q1 202615.24%
Q2 202612.47%
Return on assets
-38.82%-24.64%-10.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-27.74%
Q3 2024-24.21%
Q4 2024-10.47%
Q1 2025-21.66%
Q2 2025-22.40%
Q3 2025-15.41%
Q4 2025-10.46%
Q1 2026-38.82%
Q2 2026-28.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202625$2.4M-11.66%12.47%-28.28%55.9%
Q1 202615$2.6M-7.29%15.24%-38.82%47.6%
Q4 202515$2.9M3.73%25.02%-10.46%55.9%
Q3 202515$2.8M3.50%20.94%-15.41%58.7%
Q2 202515$2.8M4.41%19.36%-22.40%61.9%
Q1 202527$3.0M9.07%17.83%-21.66%48.4%
Q4 202450$3.2M15.09%12.79%-10.47%47.3%
Q3 202430$3.0M8.93%9.45%-24.21%44.0%
Q2 202440$2.7M11.71%4.51%-27.74%33.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio-11.66%
0th
Problem loans12.47%
1st
Net charge-offs13.67%
0th
Return on assets-28.28%
0th
Loans to deposits55.9%
54th
Uninsured deposits1.0%
54th
Loan-loss reserves15.51%
99th
Texas ratio-404.1%
100th

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
J C Federal Employees Credit UnionCredit union Jefferson City, MO53 out of 100, Below average$2.7M24.8%3.89%vs
Northeast Regional Credit UnionCredit union Hannibal, MO76 out of 100, Strong$1.8M13.3%0.00%vs
St. Augustine Credit UnionCredit union Kelso, MO83 out of 100, Strong$1.5M14.4%0.00%vs
Bothwell Hospital Employees Credit UnionCredit union Sedalia, MO13 out of 100, Low$1.5M3.5%5.23%vs
Co - Lib Credit UnionCredit union Saint Louis, MO91 out of 100, Very strong$1.4M15.5%0.82%vs
African Diaspora Federal Credit UnionCredit union Saint Ann, MO50 out of 100, Below average$547K-2.3%0.00%vs

Deposit insurance

Is my money safe at Wedevelopment Federal Credit Union?

Yes. Wedevelopment Federal Credit Union is a federally insured credit union (NCUA charter #24937). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.0% of shares and deposits ($28K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is -11.66%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Wedevelopment Federal Credit Union
Type
Federal credit union
NCUA charter #
24937
RSSD ID
5770698
Primary regulator
NCUA
Established
2022
Headquarters
3123 Prospect AVe, Kansas City, MO 64128
Employees
4

Quick answers

Wedevelopment Federal Credit Union: common questions

Is Wedevelopment Federal Credit Union NCUA insured?

Yes. Wedevelopment Federal Credit Union is a federally insured credit union (NCUA charter #24937). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Wedevelopment Federal Credit Union's TellerScore?

25 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.