TellerScore

Headquartered in Austin, Texas, Amplify Credit Union is a federally insured state-chartered credit union with $1.3B in total assets and $912.7M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1967.

Amplify Credit Union has a TellerScore of 56 out of 100 (moderate) based on Q2 2026 data — higher than only 15% of its 454 credit unions with $1 billion – $10 billion. Among 380 credit unions headquartered in Texas, it ranks 325th. Loan quality contributes the most (77/100, 0.70%); earnings contributes the least (17/100, -0.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion58/100
Net worth ratio: 10.84%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.70%
Earnings17/100
Return on assets (annualized): -0.08%
Funding & liquidity58/100
Loans ÷ shares: 102.3% · 9.8% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.61%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (57 → 56).

TellerScore
566267Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202465
Q4 202466
Q1 202561
Q2 202557
Q3 202560
Q4 202558
Q1 202658
Q2 202656
Net worth ratio
7.00%8.97%10.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.28%
Q3 202410.40%
Q4 202410.59%
Q1 202510.77%
Q2 202510.95%
Q3 202510.82%
Q4 202510.95%
Q1 202610.70%
Q2 202610.84%
Delinquent loans (60+ days)
0.25%0.48%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.25%
Q3 20240.28%
Q4 20240.30%
Q1 20250.28%
Q2 20250.62%
Q3 20250.42%
Q4 20250.62%
Q1 20260.43%
Q2 20260.70%
Return on assets
-0.29%0.28%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.84%
Q3 20240.60%
Q4 20240.55%
Q1 2025-0.16%
Q2 2025-0.22%
Q3 2025-0.13%
Q4 2025-0.13%
Q1 2026-0.29%
Q2 2026-0.08%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202656$1.3B10.84%0.70%-0.08%102.3%
Q1 202658$1.3B10.70%0.43%-0.29%94.7%
Q4 202558$1.3B10.95%0.62%-0.13%96.5%
Q3 202560$1.3B10.82%0.42%-0.13%94.4%
Q2 202557$1.3B10.95%0.62%-0.22%96.4%
Q1 202561$1.3B10.77%0.28%-0.16%93.9%
Q4 202466$1.3B10.59%0.30%0.55%94.7%
Q3 202465$1.3B10.40%0.28%0.60%98.9%
Q2 202467$1.3B10.28%0.25%0.84%101.3%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.84%
49th
Problem loans0.70%
47th
Net charge-offs0.06%
96th
Return on assets-0.08%
2nd
Loans to deposits102.3%
10th
Uninsured deposits9.8%
45th
Loan-loss reserves0.00%
50th
Texas ratio11.6%
11th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Gulf Coast Educators Federal Credit UnionCredit union Pasadena, TX77 out of 100, Strong$1.3B15.7%0.90%vs
Worth Credit UnionCredit union Bedford, TX70 out of 100, Strong$1.3B10.8%0.62%vs
Firstmark Credit UnionCredit union San Antonio, TX65 out of 100, Moderate$1.3B9.6%0.70%vs
Neches Federal Credit UnionCredit union Port Neches, TX93 out of 100, Very strong$1.2B14.7%0.20%vs
Rave Financial Credit UnionCredit union Beaumont, TX71 out of 100, Strong$1.2B12.8%0.57%vs
Neighborhood Credit UnionCredit union Dallas, TX59 out of 100, Moderate$1.1B10.8%1.54%vs

Deposit insurance

Is my money safe at Amplify Credit Union?

Yes. Amplify Credit Union is a federally insured credit union (NCUA charter #68681). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.8% of shares and deposits ($89.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.84%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Amplify Credit Union lists 5 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Amplify Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68681
RSSD ID
583286
Primary regulator
State + NCUA
Established
1967
Headquarters
Po Box 85300, Austin, TX 78708
Employees
215

Quick answers

Amplify Credit Union: common questions

Is Amplify Credit Union NCUA insured?

Yes. Amplify Credit Union is a federally insured credit union (NCUA charter #68681). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Amplify Credit Union's TellerScore?

56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Amplify Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Austin

InstitutionScoreAssetsCapitalProblem loansCompare
Pecu Credit UnionCredit union Austin, TX86 out of 100, Very strong$431.4M14.8%0.47%vs
Citizens National BankBank Cameron, TX86 out of 100, Very strong$691.8M12.7%0.00%vs
Lcra Credit UnionCredit union Austin, TX83 out of 100, Strong$20.2M16.0%0.41%vs
Vatat Credit UnionCredit union Austin, TX82 out of 100, Strong$11.0M17.9%0.74%vs
The City National Bank of TaylorBank Taylor, TX82 out of 100, Strong$250.3M12.9%0.38%vs
First Texas BankBank Georgetown, TX80 out of 100, Strong$1.3B11.2%0.58%vs