TellerScore

Connecticut Postal Federal Credit Union is a federal credit union headquartered in New Britain, Connecticut, in business for about 86 years. At the end of Q2 2026 it reported $12.6M in total assets and $9.4M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Connecticut Postal Federal Credit Union scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 5th. Its strongest component is capital cushion (100/100; 25.04%), and its lowest is loan quality (70/100; 0.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.04%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.91%
Earnings89/100
Return on assets (annualized): 1.72%
Funding & liquidity100/100
Loans ÷ shares: 44.5% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.20%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 14 points (76 → 90), mostly because the earnings component improved by 35 points.

TellerScore
768491Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202482
Q4 202491
Q1 202580
Q2 202576
Q3 202577
Q4 202584
Q1 202690
Q2 202690
Net worth ratio
7.00%16.02%25.04%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.96%
Q3 202422.43%
Q4 202422.74%
Q1 202523.23%
Q2 202523.48%
Q3 202523.90%
Q4 202524.24%
Q1 202623.96%
Q2 202625.04%
Delinquent loans (60+ days)
0.29%1.05%1.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.03%
Q3 20241.28%
Q4 20240.29%
Q1 20251.63%
Q2 20251.70%
Q3 20251.82%
Q4 20250.98%
Q1 20260.93%
Q2 20260.91%
Return on assets
0.86%1.33%1.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.20%
Q3 20241.18%
Q4 20241.22%
Q1 20251.28%
Q2 20250.86%
Q3 20251.10%
Q4 20251.13%
Q1 20261.79%
Q2 20261.72%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$12.6M25.04%0.91%1.72%44.5%
Q1 202690$12.9M23.96%0.93%1.79%43.0%
Q4 202584$12.5M24.24%0.98%1.13%46.9%
Q3 202577$12.6M23.90%1.82%1.10%47.8%
Q2 202576$12.6M23.48%1.70%0.86%48.6%
Q1 202580$12.7M23.23%1.63%1.28%47.1%
Q4 202491$12.8M22.74%0.29%1.22%47.9%
Q3 202482$12.8M22.43%1.28%1.18%48.3%
Q2 202485$12.9M21.96%1.03%1.20%48.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.04%
89th
Problem loans0.91%
42nd
Net charge-offs0.59%
24th
Return on assets1.72%
90th
Loans to deposits44.5%
72nd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.2%
63rd

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Asa Federal Credit UnionCredit union Bloomfield, CT51 out of 100, Below average$10.8M10.2%5.21%vs
Connecticut Labor Dept Federal Credit UnionCredit union Wethersfield, CT77 out of 100, Strong$14.4M17.4%1.55%vs
Waterbury Postal Employees Federal Credit UnionCredit union Waterbury, CT54 out of 100, Below average$10.6M18.2%3.91%vs
New Haven Teachers Federal Credit UnionCredit union New Haven, CT90 out of 100, Very strong$10.2M32.0%0.13%vs
Greater Waterbury Healthcare Federal Credit UnionCredit union Waterbury, CT64 out of 100, Moderate$9.3M27.2%5.72%vs
Community CU of New Milford, Inc. Credit UnionCredit union New Milford, CT71 out of 100, Strong$16.3M9.6%0.80%vs

Deposit insurance

Is my money safe at Connecticut Postal Federal Credit Union?

Yes. Connecticut Postal Federal Credit Union is a federally insured credit union (NCUA charter #3683). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.04%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Connecticut Postal Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Connecticut Postal Federal Credit Union
Type
Federal credit union
NCUA charter #
3683
RSSD ID
393878
Primary regulator
NCUA
Established
1940
Headquarters
135 Chestnut St, New Britain, CT 06050
Employees
2

Quick answers

Connecticut Postal Federal Credit Union: common questions

Is Connecticut Postal Federal Credit Union NCUA insured?

Yes. Connecticut Postal Federal Credit Union is a federally insured credit union (NCUA charter #3683). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Connecticut Postal Federal Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Connecticut Postal Federal Credit Union have?

1 office as of the latest NCUA data.