Burlington Northern Santa Fe Railwy Credit Union (NCUA charter #68180) is based in Cicero, Illinois. Its Q2 2026 call report shows $8.2M in total assets and $6.6M in member shares and deposits and 1 office.
Burlington Northern Santa Fe Railwy Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 158th. Capital cushion contributes the most (100/100, 19.25%); loan quality contributes the least (10/100, 2.69%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (65 → 60), mostly because the earnings component weakened by 40 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 67 |
| Q4 2024 | 74 |
| Q1 2025 | 65 |
| Q2 2025 | 65 |
| Q3 2025 | 64 |
| Q4 2025 | 67 |
| Q1 2026 | 53 |
| Q2 2026 | 60 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 18.79% |
| Q3 2024 | 19.20% |
| Q4 2024 | 18.64% |
| Q1 2025 | 19.58% |
| Q2 2025 | 19.69% |
| Q3 2025 | 19.72% |
| Q4 2025 | 20.86% |
| Q1 2026 | 17.55% |
| Q2 2026 | 19.25% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.34% |
| Q3 2024 | 2.88% |
| Q4 2024 | 1.89% |
| Q1 2025 | 3.12% |
| Q2 2025 | 4.02% |
| Q3 2025 | 4.98% |
| Q4 2025 | 6.25% |
| Q1 2026 | 5.13% |
| Q2 2026 | 2.69% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.25% |
| Q3 2024 | 0.98% |
| Q4 2024 | 0.78% |
| Q1 2025 | 0.84% |
| Q2 2025 | 0.95% |
| Q3 2025 | 0.90% |
| Q4 2025 | 1.27% |
| Q1 2026 | -0.48% |
| Q2 2026 | -0.05% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $8.2M | 19.25% | 2.69% | -0.05% | 44.2% |
| Q1 2026 | 53 | $8.1M | 17.55% | 5.13% | -0.48% | 47.0% |
| Q4 2025 | 67 | $7.9M | 20.86% | 6.25% | 1.27% | 49.8% |
| Q3 2025 | 64 | $8.3M | 19.72% | 4.98% | 0.90% | 47.5% |
| Q2 2025 | 65 | $8.3M | 19.69% | 4.02% | 0.95% | 48.4% |
| Q1 2025 | 65 | $8.4M | 19.58% | 3.12% | 0.84% | 47.4% |
| Q4 2024 | 74 | $8.2M | 18.64% | 1.89% | 0.78% | 49.6% |
| Q3 2024 | 67 | $8.4M | 19.20% | 2.88% | 0.98% | 45.0% |
| Q2 2024 | 74 | $8.4M | 18.79% | 2.34% | 1.25% | 46.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Joliet Firefighters Credit UnionCredit union Joliet, IL | 84 out of 100, Strong | $8.3M | 11.6% | 0.00% | vs |
| Pontiac Dwight Prison Employs Credit UnionCredit union Pontiac, IL | 81 out of 100, Strong | $8.3M | 10.8% | 0.00% | vs |
| Cta-74th Street Depot Federal Credit UnionCredit union Chicago, IL | 53 out of 100, Below average | $8.6M | 16.7% | 6.53% | vs |
| Metropolitan "l" Federal Credit UnionCredit union Oak Park, IL | 76 out of 100, Strong | $9.3M | 17.0% | 1.38% | vs |
| Chicago Area Office Federal Credit UnionCredit union Chicago, IL | 53 out of 100, Below average | $9.4M | 20.5% | 6.32% | vs |
| State Employees Community Credit UnionCredit union Alton, IL | 89 out of 100, Very strong | $6.7M | 20.0% | 0.00% | vs |
Deposit insurance
Is my money safe at Burlington Northern Santa Fe Railwy Credit Union?
Yes. Burlington Northern Santa Fe Railwy Credit Union is a federally insured credit union (NCUA charter #68180). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.4% of shares and deposits ($160K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Burlington Northern Santa Fe Railwy Credit Union lists 1 office in 1 city. Most locations:
- Cicero, IL (1)
Identity & history
Profile
- Legal name
- Burlington Northern Santa Fe Railwy Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68180
- RSSD ID
- 357991
- Primary regulator
- State + NCUA
- Established
- 1937
- Headquarters
- 5601 W 26th St, Cicero, IL 60804
- Employees
- 2
Quick answers
Burlington Northern Santa Fe Railwy Credit Union: common questions
Is Burlington Northern Santa Fe Railwy Credit Union NCUA insured?
Yes. Burlington Northern Santa Fe Railwy Credit Union is a federally insured credit union (NCUA charter #68180). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Burlington Northern Santa Fe Railwy Credit Union's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Burlington Northern Santa Fe Railwy Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Cicero
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |