TellerScore

C-F LA. Credit Union (NCUA charter #63851) is based in Donaldsonville, Louisiana. Its Q2 2026 call report shows $6.8M in total assets and $5.4M in member shares and deposits and 1 office.

C-F LA. Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 21st. Capital cushion contributes the most (100/100, 20.32%); earnings contributes the least (23/100, 0.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.32%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings23/100
Return on assets (annualized): 0.09%
Funding & liquidity100/100
Loans ÷ shares: 46.6% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (91 → 85), mostly because the earnings component weakened by 34 points.

TellerScore
818894Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202492
Q3 202492
Q4 202494
Q1 202589
Q2 202591
Q3 202591
Q4 202589
Q1 202681
Q2 202685
Net worth ratio
7.00%13.66%20.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202416.93%
Q3 202417.70%
Q4 202418.09%
Q1 202518.53%
Q2 202518.64%
Q3 202519.33%
Q4 202519.30%
Q1 202619.89%
Q2 202620.32%
Delinquent loans (60+ days)
0.00%0.07%0.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.14%
Q4 20240.01%
Q1 20250.10%
Q2 20250.08%
Q3 20250.06%
Q4 20250.07%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.34%0.46%1.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.05%
Q3 20241.22%
Q4 20241.27%
Q1 20250.77%
Q2 20250.93%
Q3 20250.99%
Q4 20250.73%
Q1 2026-0.34%
Q2 20260.09%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$6.8M20.32%0.00%0.09%46.6%
Q1 202681$6.9M19.89%0.00%-0.34%45.5%
Q4 202589$7.1M19.30%0.07%0.73%48.1%
Q3 202591$7.1M19.33%0.06%0.99%51.6%
Q2 202591$7.3M18.64%0.08%0.93%52.0%
Q1 202589$7.2M18.53%0.10%0.77%55.2%
Q4 202494$7.3M18.09%0.01%1.27%59.4%
Q3 202492$7.3M17.70%0.14%1.22%63.0%
Q2 202492$7.5M16.93%0.00%1.05%60.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.32%
78th
Problem loans0.00%
94th
Net charge-offs0.15%
52nd
Return on assets0.09%
22nd
Loans to deposits46.6%
69th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Alexandria T & P Federal Credit UnionCredit union Alexandria, LA78 out of 100, Strong$6.9M24.9%1.15%vs
District 62 Highway Federal Credit UnionCredit union Hammond, LA89 out of 100, Very strong$6.6M15.4%0.00%vs
Rapides Federal Credit UnionCredit union Alexandria, LA96 out of 100, Very strong$6.2M29.5%0.17%vs
Louisiana Baptist Federal Credit UnionCredit union Alexandria, LA60 out of 100, Moderate$6.2M13.7%2.05%vs
District 58 Federal Credit UnionCredit union Chase, LA80 out of 100, Strong$6.1M16.2%0.48%vs
Pan Amoco Federal Credit UnionCredit union Metairie, LA72 out of 100, Strong$7.7M9.4%0.03%vs

Deposit insurance

Is my money safe at C-F LA. Credit Union?

Yes. C-F LA. Credit Union is a federally insured credit union (NCUA charter #63851). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.32%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

C-F LA. Credit Union lists 1 office in 1 city. Most locations:

  • Donaldsonville, LA (1)

All branch addresses and map

Identity & history

Profile

Legal name
C-F LA. Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63851
RSSD ID
969899
Primary regulator
State + NCUA
Established
1977
Headquarters
Po Box 468, Donaldsonville, LA 70346
Employees
2

Quick answers

C-F LA. Credit Union: common questions

Is C-F LA. Credit Union NCUA insured?

Yes. C-F LA. Credit Union is a federally insured credit union (NCUA charter #63851). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is C-F LA. Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does C-F LA. Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Donaldsonville

InstitutionScoreAssetsCapitalProblem loansCompare
Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA92 out of 100, Very strong$82.1M22.0%0.52%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs
Bayou Federal Credit UnionCredit union Baton Rouge, LA84 out of 100, Strong$82.5M15.9%0.30%vs