TellerScore

Catholic & Community Credit Union is a federally insured state-chartered credit union headquartered in Shiloh, Illinois, in business for about 88 years. At the end of Q2 2026 it reported $222.7M in total assets and $198.6M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Catholic & Community Credit Union scores 74/100, which we describe as strong. That is higher than 63% of 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 99th. Its strongest component is funding & liquidity (100/100; 56% loans-to-deposits, 3% uninsured), and its lowest is earnings (49/100; 0.73%).

TellerScore · Q2 2026

Scorecard

Capital cushion52/100
Net worth ratio: 10.21%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.13%
Earnings49/100
Return on assets (annualized): 0.73%
Funding & liquidity100/100
Loans ÷ shares: 56.4% · 3.2% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (69 → 74), mostly because the earnings component improved by 13 points.

TellerScore
657074Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202466
Q4 202465
Q1 202566
Q2 202569
Q3 202571
Q4 202571
Q1 202672
Q2 202674
Net worth ratio
7.00%8.66%10.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.32%
Q3 202410.08%
Q4 20249.97%
Q1 20259.81%
Q2 202510.04%
Q3 20259.96%
Q4 20259.96%
Q1 202610.08%
Q2 202610.21%
Delinquent loans (60+ days)
0.13%0.30%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.32%
Q3 20240.44%
Q4 20240.48%
Q1 20250.38%
Q2 20250.35%
Q3 20250.30%
Q4 20250.34%
Q1 20260.26%
Q2 20260.13%
Return on assets
0.07%0.40%0.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.19%
Q3 20240.07%
Q4 20240.10%
Q1 20250.10%
Q2 20250.39%
Q3 20250.61%
Q4 20250.57%
Q1 20260.69%
Q2 20260.73%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$222.7M10.21%0.13%0.73%56.4%
Q1 202672$220.0M10.08%0.26%0.69%53.7%
Q4 202571$218.2M9.96%0.34%0.57%53.2%
Q3 202571$220.1M9.96%0.30%0.61%53.3%
Q2 202569$217.1M10.04%0.35%0.39%53.9%
Q1 202566$216.7M9.81%0.38%0.10%51.7%
Q4 202465$208.9M9.97%0.48%0.10%53.6%
Q3 202466$206.0M10.08%0.44%0.07%54.1%
Q2 202468$204.6M10.32%0.32%0.19%53.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.21%
32nd
Problem loans0.13%
94th
Net charge-offs0.33%
53rd
Return on assets0.73%
50th
Loans to deposits56.4%
83rd
Uninsured deposits3.2%
80th
Loan-loss reserves0.00%
50th
Texas ratio0.6%
93rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Midwest Members Credit UnionCredit union Wood River, IL85 out of 100, Very strong$226.6M13.6%0.44%vs
Staley Credit UnionCredit union Decatur, IL80 out of 100, Strong$228.5M11.8%0.13%vs
Cooperative Choice NetworkCredit union Peoria, IL76 out of 100, Strong$205.9M12.7%0.37%vs
Vicinity Credit UnionCredit union Chicago, IL53 out of 100, Below average$203.9M8.2%0.92%vs
Illinois State Credit UnionCredit union Normal, IL69 out of 100, Moderate$248.6M10.7%0.54%vs
Illiana Financial Credit UnionCredit union Calumet City, IL75 out of 100, Strong$264.2M17.4%1.34%vs

Deposit insurance

Is my money safe at Catholic & Community Credit Union?

Yes. Catholic & Community Credit Union is a federally insured credit union (NCUA charter #65735). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.2% of shares and deposits ($6.4M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.21%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Catholic & Community Credit Union lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Catholic & Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65735
RSSD ID
148591
Primary regulator
State + NCUA
Established
1938
Headquarters
1109 Hartman Lane, Shiloh, IL 62221
Employees
35

Quick answers

Catholic & Community Credit Union: common questions

Is Catholic & Community Credit Union NCUA insured?

Yes. Catholic & Community Credit Union is a federally insured credit union (NCUA charter #65735). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Catholic & Community Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Catholic & Community Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Shiloh

InstitutionScoreAssetsCapitalProblem loansCompare
Lindell Bank & Trust CompanyBank St. Louis, MO92 out of 100, Very strong$915.2M18.0%0.58%vs
Germantown Trust & Savings BankBank Breese, IL87 out of 100, Very strong$523.6M11.6%0.13%vs
Century Credit UnionCredit union Saint Louis, MO87 out of 100, Very strong$182.0M17.6%0.37%vs
Midwest Members Credit UnionCredit union Wood River, IL85 out of 100, Very strong$226.6M13.6%0.44%vs
Bank of O'FallonBank O'Fallon, IL81 out of 100, Strong$377.5M13.8%0.69%vs
Heartland Bank and Trust CompanyBank Bloomington, IL80 out of 100, Strong$6.7B11.9%0.19%vs