Cranberry Federal Credit Union (NCUA charter #14850) is based in West Wareham, Massachusetts. Its Q2 2026 call report shows $63.3M in total assets and $57.8M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Cranberry Federal Credit Union scores 57/100, which we describe as moderate. That is higher than only 17% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 104th. Its strongest component is problem-loan coverage (89/100; 5.6%), and its lowest is earnings (30/100; 0.25%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (57 → 57).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 49 |
| Q4 2024 | 48 |
| Q1 2025 | 60 |
| Q2 2025 | 57 |
| Q3 2025 | 48 |
| Q4 2025 | 59 |
| Q1 2026 | 57 |
| Q2 2026 | 57 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.62% |
| Q3 2024 | 8.84% |
| Q4 2024 | 8.41% |
| Q1 2025 | 7.90% |
| Q2 2025 | 7.85% |
| Q3 2025 | 7.84% |
| Q4 2025 | 8.28% |
| Q1 2026 | 8.16% |
| Q2 2026 | 8.19% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.73% |
| Q3 2024 | 1.76% |
| Q4 2024 | 1.63% |
| Q1 2025 | 0.42% |
| Q2 2025 | 0.52% |
| Q3 2025 | 1.39% |
| Q4 2025 | 0.41% |
| Q1 2026 | 0.45% |
| Q2 2026 | 0.66% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.13% |
| Q3 2024 | 0.15% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.19% |
| Q2 2025 | -0.04% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.10% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.25% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $63.3M | 8.19% | 0.66% | 0.25% | 76.1% |
| Q1 2026 | 57 | $62.7M | 8.16% | 0.45% | 0.03% | 72.8% |
| Q4 2025 | 59 | $61.6M | 8.28% | 0.41% | 0.10% | 70.5% |
| Q3 2025 | 48 | $64.5M | 7.84% | 1.39% | 0.02% | 66.7% |
| Q2 2025 | 57 | $64.2M | 7.85% | 0.52% | -0.04% | 61.0% |
| Q1 2025 | 60 | $64.3M | 7.90% | 0.42% | 0.19% | 60.5% |
| Q4 2024 | 48 | $60.1M | 8.41% | 1.63% | 0.03% | 64.9% |
| Q3 2024 | 49 | $57.7M | 8.84% | 1.76% | 0.15% | 64.7% |
| Q2 2024 | 59 | $58.9M | 8.62% | 0.73% | 0.13% | 60.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Southcoast Federal Credit UnionCredit union New Bedford, MA | 74 out of 100, Strong | $59.0M | 12.4% | 0.27% | vs |
| Notre Dame Community Federal Credit UnionCredit union Fall River, MA | 58 out of 100, Moderate | $58.3M | 12.8% | 2.59% | vs |
| Stoneham Municipal Employees Federal Credit UnionCredit union Stoneham, MA | 78 out of 100, Strong | $69.9M | 15.3% | 1.57% | vs |
| New England Teamsters Federal Credit UnionCredit union Charlestown, MA | 62 out of 100, Moderate | $74.8M | 12.9% | 2.08% | vs |
| Brookline Municipal Credit UnionCredit union Brookline, MA | 88 out of 100, Very strong | $51.0M | 13.4% | 0.03% | vs |
| Goldmark Federal Credit UnionCredit union Attleboro, MA | 76 out of 100, Strong | $50.2M | 10.7% | 0.00% | vs |
Deposit insurance
Is my money safe at Cranberry Federal Credit Union?
Yes. Cranberry Federal Credit Union is a federally insured credit union (NCUA charter #14850). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.3% of shares and deposits ($1.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 8.19%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Cranberry Federal Credit Union lists 1 office in 1 city. Most locations:
- West Wareham, MA (1)
Identity & history
Profile
- Legal name
- Cranberry Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14850
- RSSD ID
- 661380
- Primary regulator
- NCUA
- Established
- 1962
- Headquarters
- PO Box 189, West Wareham, MA 02576
- Employees
- 11
Quick answers
Cranberry Federal Credit Union: common questions
Is Cranberry Federal Credit Union NCUA insured?
Yes. Cranberry Federal Credit Union is a federally insured credit union (NCUA charter #14850). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Cranberry Federal Credit Union's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Cranberry Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near West Wareham
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Citizens' Federal Credit UnionCredit union Fairhaven, MA | 83 out of 100, Strong | $705.9M | 20.2% | 0.77% | vs |
| Somerset Federal Credit UnionCredit union Somerset, MA | 78 out of 100, Strong | $263.3M | 12.5% | 0.19% | vs |
| Mechanics Cooperative BankBank Taunton, MA | 77 out of 100, Strong | $898.8M | 12.4% | 0.03% | vs |
| Sharon & Crescent United Credit UnionCredit union Sharon, MA | 76 out of 100, Strong | $1.4B | 12.8% | 0.43% | vs |
| St. Anthony of Padua Federal Credit UnionCredit union Fall River, MA | 75 out of 100, Strong | $38.4M | 19.6% | 1.91% | vs |
| Westport Federal Credit UnionCredit union Westport, MA | 75 out of 100, Strong | $82.2M | 9.9% | 0.37% | vs |