TellerScore

Headquartered in Charlestown, Massachusetts, New England Teamsters Federal Credit Union is a federal credit union with $74.8M in total assets and $66.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1973.

New England Teamsters Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 91st. Problem-loan coverage contributes the most (88/100, 5.8%); loan quality contributes the least (31/100, 2.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.90%
Loan quality31/100
Loans 60+ days delinquent ÷ total loans: 2.08%
Earnings55/100
Return on assets (annualized): 0.88%
Funding & liquidity72/100
Loans ÷ shares: 40.1% · 40.3% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.75%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (64 → 62), mostly because the loan quality component weakened by 22 points.

TellerScore
566166Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202456
Q4 202463
Q1 202566
Q2 202564
Q3 202565
Q4 202566
Q1 202665
Q2 202662
Net worth ratio
7.00%9.95%12.90%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.85%
Q3 202412.20%
Q4 202412.37%
Q1 202512.27%
Q2 202511.89%
Q3 202512.24%
Q4 202512.76%
Q1 202612.68%
Q2 202612.90%
Delinquent loans (60+ days)
1.40%2.36%3.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.25%
Q3 20243.33%
Q4 20242.07%
Q1 20251.40%
Q2 20251.41%
Q3 20251.42%
Q4 20251.48%
Q1 20261.73%
Q2 20262.08%
Return on assets
0.66%1.11%1.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.55%
Q3 20241.37%
Q4 20241.16%
Q1 20250.81%
Q2 20250.69%
Q3 20250.73%
Q4 20250.66%
Q1 20260.98%
Q2 20260.88%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$74.8M12.90%2.08%0.88%40.1%
Q1 202665$75.0M12.68%1.73%0.98%39.6%
Q4 202566$73.3M12.76%1.48%0.66%41.6%
Q3 202565$75.9M12.24%1.42%0.73%40.8%
Q2 202564$76.9M11.89%1.41%0.69%39.1%
Q1 202566$73.5M12.27%1.40%0.81%41.6%
Q4 202463$72.0M12.37%2.07%1.16%43.1%
Q3 202456$72.3M12.20%3.33%1.37%43.2%
Q2 202457$73.0M11.85%3.25%1.55%43.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.90%
39th
Problem loans2.08%
20th
Net charge-offs0.00%
68th
Return on assets0.88%
62nd
Loans to deposits40.1%
78th
Uninsured deposits40.3%
0th
Loan-loss reserves0.00%
37th
Texas ratio5.8%
25th

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Stoneham Municipal Employees Federal Credit UnionCredit union Stoneham, MA78 out of 100, Strong$69.9M15.3%1.57%vs
Allcom Credit UnionCredit union Worcester, MA85 out of 100, Very strong$81.8M16.6%0.07%vs
Westport Federal Credit UnionCredit union Westport, MA75 out of 100, Strong$82.2M9.9%0.37%vs
Cranberry Federal Credit UnionCredit union West Wareham, MA57 out of 100, Moderate$63.3M8.2%0.66%vs
Southcoast Federal Credit UnionCredit union New Bedford, MA74 out of 100, Strong$59.0M12.4%0.27%vs
Notre Dame Community Federal Credit UnionCredit union Fall River, MA58 out of 100, Moderate$58.3M12.8%2.59%vs

Deposit insurance

Is my money safe at New England Teamsters Federal Credit Union?

Yes. New England Teamsters Federal Credit Union is a federally insured credit union (NCUA charter #21507). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 40.3% of shares and deposits ($26.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.90%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

New England Teamsters Federal Credit Union lists 1 office in 1 city. Most locations:

  • Charlestown, MA (1)

All branch addresses and map

Identity & history

Profile

Legal name
New England Teamsters Federal Credit Union
Type
Federal credit union
NCUA charter #
21507
RSSD ID
244989
Primary regulator
NCUA
Established
1973
Headquarters
548 Main St, Charlestown, MA 02129
Employees
6

Quick answers

New England Teamsters Federal Credit Union: common questions

Is New England Teamsters Federal Credit Union NCUA insured?

Yes. New England Teamsters Federal Credit Union is a federally insured credit union (NCUA charter #21507). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New England Teamsters Federal Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New England Teamsters Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Charlestown

InstitutionScoreAssetsCapitalProblem loansCompare
Alpha Credit UnionCredit union Boston, MA97 out of 100, Very strong$35.1M18.8%0.14%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA92 out of 100, Very strong$7.4M19.6%0.00%vs
Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA92 out of 100, Very strong$14.2M25.8%0.27%vs
Watertown Municipal Credit UnionCredit union Watertown, MA91 out of 100, Very strong$9.7M36.9%0.00%vs
Danvers Municipal Federal Credit UnionCredit union Danvers, MA91 out of 100, Very strong$8.2M39.0%0.00%vs