TellerScore

Headquartered in Lakewood, Colorado, Credit Union of Denver is a federally insured state-chartered credit union with $1.2B in total assets and $1.1B in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1931.

Credit Union of Denver has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 454 credit unions with $1 billion – $10 billion. Among 62 credit unions headquartered in Colorado, it ranks 22nd. Problem-loan coverage contributes the most (95/100, 2.5%); earnings contributes the least (45/100, 0.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion76/100
Net worth ratio: 12.64%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.48%
Earnings45/100
Return on assets (annualized): 0.64%
Funding & liquidity87/100
Loans ÷ shares: 73.3% · 14.9% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (67 → 75), mostly because the loan quality component improved by 15 points.

TellerScore
667175Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202467
Q4 202466
Q1 202567
Q2 202567
Q3 202569
Q4 202570
Q1 202675
Q2 202675
Net worth ratio
7.00%9.82%12.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.30%
Q3 202412.24%
Q4 202412.22%
Q1 202511.98%
Q2 202512.17%
Q3 202512.40%
Q4 202512.25%
Q1 202612.32%
Q2 202612.64%
Delinquent loans (60+ days)
0.42%0.69%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.63%
Q3 20240.84%
Q4 20240.91%
Q1 20250.89%
Q2 20250.93%
Q3 20250.96%
Q4 20250.71%
Q1 20260.42%
Q2 20260.48%
Return on assets
0.12%0.38%0.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.17%
Q3 20240.14%
Q4 20240.12%
Q1 20250.28%
Q2 20250.29%
Q3 20250.46%
Q4 20250.29%
Q1 20260.56%
Q2 20260.64%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$1.2B12.64%0.48%0.64%73.3%
Q1 202675$1.2B12.32%0.42%0.56%71.6%
Q4 202570$1.2B12.25%0.71%0.29%71.6%
Q3 202569$1.2B12.40%0.96%0.46%72.4%
Q2 202567$1.2B12.17%0.93%0.29%71.9%
Q1 202567$1.2B11.98%0.89%0.28%70.7%
Q4 202466$1.2B12.22%0.91%0.12%71.9%
Q3 202467$1.2B12.24%0.84%0.14%70.7%
Q2 202470$1.2B12.30%0.63%0.17%69.0%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.64%
75th
Problem loans0.48%
71st
Net charge-offs0.70%
31st
Return on assets0.64%
32nd
Loans to deposits73.3%
82nd
Uninsured deposits14.9%
13th
Loan-loss reserves0.00%
50th
Texas ratio2.5%
81st

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Westerra Credit UnionCredit union Denver, CO65 out of 100, Moderate$2.1B10.3%0.50%vs
Credit Union of Colorado, aCredit union Denver, CO65 out of 100, Moderate$2.6B10.4%0.74%vs
Elevations Credit UnionCredit union Boulder, CO72 out of 100, Strong$3.5B11.7%0.49%vs
Meritrust Credit UnionCredit union Broomfield, CO54 out of 100, Below average$4.1B8.1%0.48%vs
Canvas Credit UnionCredit union Lone Tree, CO56 out of 100, Moderate$5.3B9.5%1.14%vs
Bellco Credit UnionCredit union Greenwood Villa, CO55 out of 100, Moderate$8.5B10.3%1.47%vs

Deposit insurance

Is my money safe at Credit Union of Denver?

Yes. Credit Union of Denver is a federally insured credit union (NCUA charter #64342). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 14.9% of shares and deposits ($157.2M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 12.64%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Credit Union of Denver lists 2 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Credit Union of Denver reported 866 home-loan applications under HMDA (LEI 254900Y0J7L9XMNKTX90): 533 originated ($74,845,000 total), 328 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 38.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Credit Union of Denver
Type
Federally insured state-chartered credit union
NCUA charter #
64342
RSSD ID
466099
Primary regulator
State + NCUA
Established
1931
Headquarters
Po Box 261420, Lakewood, CO 80226
Employees
153

Quick answers

Credit Union of Denver: common questions

Is Credit Union of Denver NCUA insured?

Yes. Credit Union of Denver is a federally insured credit union (NCUA charter #64342). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Credit Union of Denver's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Credit Union of Denver have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lakewood

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs