TellerScore

Crow Wing Power Credit Union is a federally insured state-chartered credit union headquartered in Brainerd, Minnesota, in business for about 27 years. At the end of Q2 2026 it reported $126.3M in total assets and $113.8M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Crow Wing Power Credit Union scores 71/100, which we describe as strong. That is higher than 54% of 1,341 credit unions with $100 million – $1 billion. Among 80 credit unions headquartered in Minnesota, it ranks 44th. Its strongest component is problem-loan coverage (100/100; 0.2%), and its lowest is capital cushion (44/100; 9.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Net worth ratio: 9.43%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.02%
Earnings58/100
Return on assets (annualized): 0.95%
Funding & liquidity77/100
Loans ÷ shares: 83.5% · 9.2% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 71).

TellerScore
677073Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202470
Q3 202468
Q4 202469
Q1 202567
Q2 202570
Q3 202571
Q4 202573
Q1 202673
Q2 202671
Net worth ratio
7.00%8.35%9.70%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.93%
Q3 20248.84%
Q4 20248.94%
Q1 20258.94%
Q2 20259.48%
Q3 20259.58%
Q4 20259.70%
Q1 20269.47%
Q2 20269.43%
Delinquent loans (60+ days)
0.01%0.13%0.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.09%
Q3 20240.25%
Q4 20240.05%
Q1 20250.12%
Q2 20250.04%
Q3 20250.14%
Q4 20250.01%
Q1 20260.01%
Q2 20260.02%
Return on assets
0.75%0.96%1.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.13%
Q3 20241.09%
Q4 20240.95%
Q1 20250.75%
Q2 20251.01%
Q3 20251.11%
Q4 20251.12%
Q1 20261.18%
Q2 20260.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$126.3M9.43%0.02%0.95%83.5%
Q1 202673$123.2M9.47%0.01%1.18%83.7%
Q4 202573$116.6M9.70%0.01%1.12%88.7%
Q3 202571$114.4M9.58%0.14%1.11%89.6%
Q2 202570$111.5M9.48%0.04%1.01%92.1%
Q1 202567$114.3M8.94%0.12%0.75%84.0%
Q4 202469$112.0M8.94%0.05%0.95%85.6%
Q3 202468$111.5M8.84%0.25%1.09%84.8%
Q2 202470$106.9M8.93%0.09%1.13%85.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.43%
19th
Problem loans0.02%
99th
Net charge-offs0.02%
95th
Return on assets0.95%
63rd
Loans to deposits83.5%
32nd
Uninsured deposits9.2%
21st
Loan-loss reserves0.00%
50th
Texas ratio0.2%
98th

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Brainerd B. N. Credit UnionCredit union Brainerd, MN73 out of 100, Strong$127.8M10.8%0.17%vs
Northern Communities Credit UnionCredit union Duluth, MN52 out of 100, Below average$124.3M10.8%1.92%vs
Two Harbors Federal Credit UnionCredit union Two Harbors, MN84 out of 100, Strong$118.4M14.3%0.07%vs
North Star Credit UnionCredit union Cook, MN72 out of 100, Strong$116.0M9.4%0.00%vs
Northridge Community Credit UnionCredit union Virginia, MN65 out of 100, Moderate$113.0M15.6%4.18%vs
Leading Edge Credit UnionCredit union Worthington, MN54 out of 100, Below average$143.2M8.9%0.96%vs

Deposit insurance

Is my money safe at Crow Wing Power Credit Union?

Yes. Crow Wing Power Credit Union is a federally insured credit union (NCUA charter #68389). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.2% of shares and deposits ($10.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.43%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Crow Wing Power Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Crow Wing Power Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68389
RSSD ID
2765246
Primary regulator
State + NCUA
Established
1999
Headquarters
PO Box 962, Brainerd, MN 56401
Employees
13

Quick answers

Crow Wing Power Credit Union: common questions

Is Crow Wing Power Credit Union NCUA insured?

Yes. Crow Wing Power Credit Union is a federally insured credit union (NCUA charter #68389). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Crow Wing Power Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Crow Wing Power Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Brainerd

InstitutionScoreAssetsCapitalProblem loansCompare
First National Bank NorthBank Walker, MN85 out of 100, Very strong$864.3M12.1%0.23%vs
Brainerd B. N. Credit UnionCredit union Brainerd, MN73 out of 100, Strong$127.8M10.8%0.17%vs
Frandsen Bank & TrustBank Lonsdale, MN71 out of 100, Strong$3.7B10.0%0.71%vs
National Bank of CommerceBank Superior, WI70 out of 100, Strong$2.2B9.3%0.64%vs
Deerwood BankBank Waite Park, MN68 out of 100, Moderate$1.5B8.1%0.29%vs
Mid Minnesota Federal Credit UnionCredit union Baxter, MN67 out of 100, Moderate$858.0M9.3%0.43%vs