Delancey Street Federal Credit Union is a federal credit union headquartered in San Francisco, California, in business for about 53 years. At the end of Q2 2026 it reported $528K in total assets and $387K in member shares and deposits, with 2 offices across 2 states.
Based on its Q2 2026 filing, Delancey Street Federal Credit Union scores 81/100, which we describe as strong. That is higher than 68% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 51st. Its strongest component is capital cushion (100/100; 26.75%), and its lowest is earnings (3/100; -0.42%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 19 points (100 → 81), mostly because the earnings component weakened by 97 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 99 |
| Q3 2024 | 100 |
| Q4 2024 | 100 |
| Q1 2025 | 100 |
| Q2 2025 | 100 |
| Q3 2025 | 100 |
| Q4 2025 | 100 |
| Q1 2026 | 100 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 28.17% |
| Q3 2024 | 29.96% |
| Q4 2024 | 29.94% |
| Q1 2025 | 32.11% |
| Q2 2025 | 31.68% |
| Q3 2025 | 29.82% |
| Q4 2025 | 28.44% |
| Q1 2026 | 29.17% |
| Q2 2026 | 26.75% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.90% |
| Q3 2024 | 2.18% |
| Q4 2024 | 2.18% |
| Q1 2025 | 2.47% |
| Q2 2025 | 2.43% |
| Q3 2025 | 2.29% |
| Q4 2025 | 2.16% |
| Q1 2026 | 2.36% |
| Q2 2026 | -0.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $528K | 26.75% | 0.00% | -0.42% | 0.4% |
| Q1 2026 | 100 | $498K | 29.17% | 0.00% | 2.36% | 1.1% |
| Q4 2025 | 100 | $501K | 28.44% | 0.00% | 2.16% | 2.4% |
| Q3 2025 | 100 | $468K | 29.82% | 0.00% | 2.29% | 0.1% |
| Q2 2025 | 100 | $432K | 31.68% | 0.00% | 2.43% | 0.1% |
| Q1 2025 | 100 | $418K | 32.11% | 0.00% | 2.47% | 0.8% |
| Q4 2024 | 100 | $439K | 29.94% | 0.00% | 2.18% | 1.7% |
| Q3 2024 | 100 | $430K | 29.96% | 0.00% | 2.18% | 0.4% |
| Q2 2024 | 99 | $448K | 28.17% | 0.00% | 1.90% | 0.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Los Angeles Lee Federal Credit UnionCredit union Los Angeles, CA | 56 out of 100, Moderate | $644K | 23.1% | 3.26% | vs |
| Mojave Plant Employees Federal Credit UnionCredit union Mojave, CA | 86 out of 100, Very strong | $997K | 20.0% | 0.00% | vs |
| Maryknoll of L a Federal Credit UnionCredit union Los Angeles, CA | 75 out of 100, Strong | $1.1M | 11.0% | 1.36% | vs |
| Fountain Valley Credit UnionCredit union Fountain Valley, CA | 80 out of 100, Strong | $2.0M | 23.0% | 0.00% | vs |
| Haven Federal Credit UnionCredit union San Francisco, CA | — out of 100, Not scored | $2.5M | 100.0% | — | vs |
| Columbus Club Federal Credit UnionCredit union San Fernando, CA | 80 out of 100, Strong | $3.1M | 26.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Delancey Street Federal Credit Union?
Yes. Delancey Street Federal Credit Union is a federally insured credit union (NCUA charter #21393). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 26.75%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Delancey Street Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Ohkay Owingeh, NM (1)
- San Francisco, CA (1)
Identity & history
Profile
- Legal name
- Delancey Street Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 21393
- RSSD ID
- 390886
- Primary regulator
- NCUA
- Established
- 1973
- Headquarters
- 600 Embarcadero, San Francisco, CA 94107
- Employees
- 1
Quick answers
Delancey Street Federal Credit Union: common questions
Is Delancey Street Federal Credit Union NCUA insured?
Yes. Delancey Street Federal Credit Union is a federally insured credit union (NCUA charter #21393). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Delancey Street Federal Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Delancey Street Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near San Francisco
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northeast Community Federal Credit UnionCredit union San Francisco, CA | 100 out of 100, Very strong | $15.2M | 32.6% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| San Mateo City Employees Federal Credit UnionCredit union San Mateo, CA | 87 out of 100, Very strong | $31.8M | 18.4% | 0.00% | vs |
| San Francisco Federal Credit UnionCredit union San Francisco, CA | 86 out of 100, Very strong | $1.6B | 13.6% | 0.15% | vs |
| San Francisco Lee Federal Credit UnionCredit union San Francisco, CA | 85 out of 100, Very strong | $10.7M | 53.3% | 0.00% | vs |
| GBC International BankBank Los Angeles, CA | 83 out of 100, Strong | $658.5M | 15.9% | 0.26% | vs |