Division 819 Transit Employees Credit Union is a federally insured state-chartered credit union headquartered in Irvington, New Jersey, in business for about 81 years. At the end of Q2 2026 it reported $16.7M in total assets and $13.7M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Division 819 Transit Employees Credit Union scores 88/100, which we describe as very strong. That is higher than 85% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 6th. Its strongest component is capital cushion (100/100; 17.89%), and its lowest is loan quality (66/100; 1.02%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 15 points (73 → 88), mostly because the loan quality component improved by 52 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 57 |
| Q4 2024 | 57 |
| Q1 2025 | 59 |
| Q2 2025 | 73 |
| Q3 2025 | 69 |
| Q4 2025 | 82 |
| Q1 2026 | 79 |
| Q2 2026 | 88 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 17.24% |
| Q3 2024 | 17.27% |
| Q4 2024 | 17.44% |
| Q1 2025 | 16.92% |
| Q2 2025 | 18.12% |
| Q3 2025 | 17.88% |
| Q4 2025 | 18.63% |
| Q1 2026 | 18.15% |
| Q2 2026 | 17.89% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.18% |
| Q3 2024 | 2.65% |
| Q4 2024 | 2.63% |
| Q1 2025 | 2.33% |
| Q2 2025 | 2.58% |
| Q3 2025 | 2.88% |
| Q4 2025 | 1.86% |
| Q1 2026 | 1.39% |
| Q2 2026 | 1.02% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.54% |
| Q3 2024 | -0.88% |
| Q4 2024 | -0.50% |
| Q1 2025 | -0.90% |
| Q2 2025 | 1.42% |
| Q3 2025 | 1.27% |
| Q4 2025 | 1.75% |
| Q1 2026 | 0.89% |
| Q2 2026 | 1.56% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 88 | $16.7M | 17.89% | 1.02% | 1.56% | 42.6% |
| Q1 2026 | 79 | $15.9M | 18.15% | 1.39% | 0.89% | 46.6% |
| Q4 2025 | 82 | $15.3M | 18.63% | 1.86% | 1.75% | 51.3% |
| Q3 2025 | 69 | $15.4M | 17.88% | 2.88% | 1.27% | 49.3% |
| Q2 2025 | 73 | $15.0M | 18.12% | 2.58% | 1.42% | 51.7% |
| Q1 2025 | 59 | $15.2M | 16.92% | 2.33% | -0.90% | 51.3% |
| Q4 2024 | 57 | $14.9M | 17.44% | 2.63% | -0.50% | 53.9% |
| Q3 2024 | 57 | $15.0M | 17.27% | 2.65% | -0.88% | 51.2% |
| Q2 2024 | 54 | $15.4M | 17.24% | 3.18% | -0.54% | 50.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| 1166 Federal Credit UnionCredit union Swedesboro, NJ | 66 out of 100, Moderate | $17.2M | 9.1% | 0.27% | vs |
| Teaneck Federal Credit UnionCredit union Teaneck, NJ | 57 out of 100, Moderate | $17.4M | 12.3% | 1.99% | vs |
| Energy People Federal Credit UnionCredit union Medford, NJ | 80 out of 100, Strong | $18.1M | 18.5% | 0.00% | vs |
| Federal Employees Newark Federal Credit UnionCredit union Newark, NJ | 78 out of 100, Strong | $14.4M | 17.3% | 0.10% | vs |
| Path Federal Credit UnionCredit union Jersey City, NJ | 53 out of 100, Below average | $14.2M | 27.2% | 4.26% | vs |
| Local 1233 Federal Credit UnionCredit union Newark, NJ | 88 out of 100, Very strong | $14.1M | 17.9% | 0.27% | vs |
Deposit insurance
Is my money safe at Division 819 Transit Employees Credit Union?
Yes. Division 819 Transit Employees Credit Union is a federally insured credit union (NCUA charter #62855). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 17.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Division 819 Transit Employees Credit Union lists 1 office in 1 city. Most locations:
- Irvington, NJ (1)
Identity & history
Profile
- Legal name
- Division 819 Transit Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62855
- RSSD ID
- 879596
- Primary regulator
- State + NCUA
- Established
- 1945
- Headquarters
- 186 Brookside Ave, Irvington, NJ 07111
- Employees
- 3
Quick answers
Division 819 Transit Employees Credit Union: common questions
Is Division 819 Transit Employees Credit Union NCUA insured?
Yes. Division 819 Transit Employees Credit Union is a federally insured credit union (NCUA charter #62855). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Division 819 Transit Employees Credit Union's TellerScore?
88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Division 819 Transit Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Irvington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |
| Local 1233 Federal Credit UnionCredit union Newark, NJ | 88 out of 100, Very strong | $14.1M | 17.9% | 0.27% | vs |