TellerScore

1166 Federal Credit Union is a federal credit union headquartered in Swedesboro, New Jersey, in business for about 90 years. At the end of Q2 2026 it reported $17.2M in total assets and $15.7M in member shares and deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, 1166 Federal Credit Union scores 66/100, which we describe as moderate. That is higher than only 32% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 69th. Its strongest component is funding & liquidity (100/100; 59% loans-to-deposits, 5% uninsured), and its lowest is earnings (32/100; 0.30%).

TellerScore · Q2 2026

Scorecard

Capital cushion41/100
Net worth ratio: 9.13%
Loan quality91/100
Loans 60+ days delinquent ÷ total loans: 0.27%
Earnings32/100
Return on assets (annualized): 0.30%
Funding & liquidity100/100
Loans ÷ shares: 59.2% · 4.6% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.58%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (63 → 66), mostly because the earnings component improved by 8 points.

TellerScore
536066Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202453
Q4 202455
Q1 202562
Q2 202563
Q3 202562
Q4 202561
Q1 202662
Q2 202666
Net worth ratio
7.00%8.07%9.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.81%
Q3 20247.54%
Q4 20247.93%
Q1 20258.20%
Q2 20258.65%
Q3 20258.69%
Q4 20258.60%
Q1 20268.19%
Q2 20269.13%
Delinquent loans (60+ days)
0.16%0.31%0.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.16%
Q3 20240.45%
Q4 20240.35%
Q1 20250.27%
Q2 20250.32%
Q3 20250.25%
Q4 20250.38%
Q1 20260.23%
Q2 20260.27%
Return on assets
-1.50%-0.60%0.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-1.32%
Q3 2024-1.50%
Q4 2024-1.18%
Q1 20250.14%
Q2 20250.10%
Q3 2025-0.07%
Q4 20250.02%
Q1 20260.07%
Q2 20260.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$17.2M9.13%0.27%0.30%59.2%
Q1 202662$18.9M8.19%0.23%0.07%53.1%
Q4 202561$18.0M8.60%0.38%0.02%53.4%
Q3 202562$17.7M8.69%0.25%-0.07%51.0%
Q2 202563$18.0M8.65%0.32%0.10%47.7%
Q1 202562$18.9M8.20%0.27%0.14%43.7%
Q4 202455$19.5M7.93%0.35%-1.18%42.9%
Q3 202453$20.5M7.54%0.45%-1.50%41.1%
Q2 202457$20.3M7.81%0.16%-1.32%42.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.13%
10th
Problem loans0.27%
70th
Net charge-offs0.32%
38th
Return on assets0.30%
31st
Loans to deposits59.2%
50th
Uninsured deposits4.6%
24th
Loan-loss reserves0.00%
37th
Texas ratio1.6%
58th

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Energy People Federal Credit UnionCredit union Medford, NJ80 out of 100, Strong$18.1M18.5%0.00%vs
Hamilton Horizons Federal Credit UnionCredit union Hamilton, NJ28 out of 100, Low$19.8M7.0%4.44%vs
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L'Oreal USA Federal Credit UnionCredit union Mountainside, NJ73 out of 100, Strong$20.0M26.6%0.90%vs

Deposit insurance

Is my money safe at 1166 Federal Credit Union?

Yes. 1166 Federal Credit Union is a federally insured credit union (NCUA charter #1166). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.6% of shares and deposits ($720K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.13%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

1166 Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
1166 Federal Credit Union
Type
Federal credit union
NCUA charter #
1166
RSSD ID
644271
Primary regulator
NCUA
Established
1936
Headquarters
95 Woodstown Rd, Unit C, Swedesboro, NJ 08085
Employees
5

Quick answers

1166 Federal Credit Union: common questions

Is 1166 Federal Credit Union NCUA insured?

Yes. 1166 Federal Credit Union is a federally insured credit union (NCUA charter #1166). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is 1166 Federal Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does 1166 Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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