Elizabeth Police Department E Federal Credit Union is a federal credit union headquartered in Elizabeth, New Jersey, in business for about 87 years. At the end of Q2 2026 it reported $1.7M in total assets and $843K in member shares and deposits, with 1 office.
Elizabeth Police Department E Federal Credit Union has a TellerScore of 47 out of 100 (below average) based on Q2 2026 data — higher than only 7% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 115th. Capital cushion contributes the most (100/100, 50.31%); earnings contributes the least (0/100, -0.66%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (49 → 47), mostly because the problem-loan coverage component weakened by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 64 |
| Q4 2024 | 59 |
| Q1 2025 | 48 |
| Q2 2025 | 49 |
| Q3 2025 | 48 |
| Q4 2025 | 47 |
| Q1 2026 | 55 |
| Q2 2026 | 47 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 47.63% |
| Q3 2024 | 46.93% |
| Q4 2024 | 48.06% |
| Q1 2025 | 49.13% |
| Q2 2025 | 49.29% |
| Q3 2025 | 50.56% |
| Q4 2025 | 50.31% |
| Q1 2026 | 50.92% |
| Q2 2026 | 50.31% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 6.50% |
| Q3 2024 | 5.07% |
| Q4 2024 | 5.73% |
| Q1 2025 | 4.38% |
| Q2 2025 | 4.76% |
| Q3 2025 | 6.27% |
| Q4 2025 | 5.84% |
| Q1 2026 | 6.82% |
| Q2 2026 | 9.47% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.18% |
| Q3 2024 | 1.42% |
| Q4 2024 | 0.82% |
| Q1 2025 | -2.28% |
| Q2 2025 | -0.41% |
| Q3 2025 | -0.91% |
| Q4 2025 | -1.55% |
| Q1 2026 | 0.46% |
| Q2 2026 | -0.66% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 47 | $1.7M | 50.31% | 9.47% | -0.66% | 102.7% |
| Q1 2026 | 55 | $1.7M | 50.92% | 6.82% | 0.46% | 102.3% |
| Q4 2025 | 47 | $1.7M | 50.31% | 5.84% | -1.55% | 103.9% |
| Q3 2025 | 48 | $1.7M | 50.56% | 6.27% | -0.91% | 101.2% |
| Q2 2025 | 49 | $1.8M | 49.29% | 4.76% | -0.41% | 98.1% |
| Q1 2025 | 48 | $1.8M | 49.13% | 4.38% | -2.28% | 98.4% |
| Q4 2024 | 59 | $1.9M | 48.06% | 5.73% | 0.82% | 97.0% |
| Q3 2024 | 64 | $1.9M | 46.93% | 5.07% | 1.42% | 97.0% |
| Q2 2024 | 61 | $1.9M | 47.63% | 6.50% | 1.18% | 102.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Trenton Teachers Federal Credit UnionCredit union Trenton, NJ | 71 out of 100, Strong | $1.9M | 22.4% | 13.59% | vs |
| Ocean County Employees Federal Credit UnionCredit union Toms River, NJ | 97 out of 100, Very strong | $1.4M | 20.0% | 0.33% | vs |
| Newark Post Office Employees Credit UnionCredit union Newark, NJ | 66 out of 100, Moderate | $2.0M | 33.2% | 1.69% | vs |
| Atlantic City Police Federal Credit UnionCredit union Northfield, NJ | 78 out of 100, Strong | $2.1M | 21.2% | 2.02% | vs |
| Clifton NJ Postal Employees Federal Credit UnionCredit union Clifton, NJ | 59 out of 100, Moderate | $2.1M | 52.2% | 6.71% | vs |
| Plainfield Police & Firemen'S Federal Credit UnionCredit union Plainfield, NJ | 69 out of 100, Moderate | $1.3M | 25.5% | 20.87% | vs |
Deposit insurance
Is my money safe at Elizabeth Police Department E Federal Credit Union?
Yes. Elizabeth Police Department E Federal Credit Union is a federally insured credit union (NCUA charter #3356). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 50.31%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Elizabeth Police Department E Federal Credit Union lists 1 office in 1 city. Most locations:
- Elizabeth, NJ (1)
Identity & history
Profile
- Legal name
- Elizabeth Police Department E Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 3356
- RSSD ID
- 644972
- Primary regulator
- NCUA
- Established
- 1939
- Headquarters
- 1 Police Plz, Elizabeth, NJ 07201
- Employees
- 6
Quick answers
Elizabeth Police Department E Federal Credit Union: common questions
Is Elizabeth Police Department E Federal Credit Union NCUA insured?
Yes. Elizabeth Police Department E Federal Credit Union is a federally insured credit union (NCUA charter #3356). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Elizabeth Police Department E Federal Credit Union's TellerScore?
47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Elizabeth Police Department E Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Elizabeth
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |