TellerScore

Headquartered in Fargo, North Dakota, Cce Federal Credit Union is a federal credit union with $14.0M in total assets and $11.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1958.

Cce Federal Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than only 44% of its 2,479 credit unions with under $100 million in assets. Among 29 credit unions headquartered in North Dakota, it ranks 16th. Capital cushion contributes the most (100/100, 18.54%); loan quality contributes the least (0/100, 3.34%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.54%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.34%
Earnings93/100
Return on assets (annualized): 1.82%
Funding & liquidity100/100
Loans ÷ shares: 58.3% · 0.1% uninsured
Problem-loan coverage83/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.47%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 14 points (86 → 72), mostly because the loan quality component weakened by 55 points.

TellerScore
728292Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202492
Q4 202485
Q1 202573
Q2 202586
Q3 202584
Q4 202588
Q1 202689
Q2 202672
Net worth ratio
7.00%12.77%18.54%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.96%
Q3 202415.14%
Q4 202414.98%
Q1 202515.96%
Q2 202516.59%
Q3 202517.18%
Q4 202517.89%
Q1 202618.04%
Q2 202618.54%
Delinquent loans (60+ days)
0.74%2.33%3.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.74%
Q3 20240.89%
Q4 20241.67%
Q1 20253.92%
Q2 20251.36%
Q3 20251.78%
Q4 20251.16%
Q1 20261.24%
Q2 20263.34%
Return on assets
1.74%2.52%3.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.31%
Q3 20243.18%
Q4 20242.52%
Q1 20252.42%
Q2 20251.81%
Q3 20251.98%
Q4 20251.74%
Q1 20262.20%
Q2 20261.82%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$14.0M18.54%3.34%1.82%58.3%
Q1 202689$14.1M18.04%1.24%2.20%56.1%
Q4 202588$13.8M17.89%1.16%1.74%56.6%
Q3 202584$14.2M17.18%1.78%1.98%53.0%
Q2 202586$14.2M16.59%1.36%1.81%54.0%
Q1 202573$14.5M15.96%3.92%2.42%53.8%
Q4 202485$14.9M14.98%1.67%2.52%53.7%
Q3 202492$14.5M15.14%0.89%3.18%55.3%
Q2 202490$15.0M13.96%0.74%3.31%53.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.54%
72nd
Problem loans3.34%
11th
Net charge-offs0.18%
50th
Return on assets1.82%
92nd
Loans to deposits58.3%
50th
Uninsured deposits0.1%
61st
Loan-loss reserves0.00%
37th
Texas ratio8.5%
16th

Similar-size credit unions in North Dakota

InstitutionScoreAssetsCapitalProblem loansCompare
Fargo VA Federal Credit UnionCredit union Fargo, ND84 out of 100, Strong$14.1M12.6%0.00%vs
Minot Area Schools Federal Credit UnionCredit union Minot, ND69 out of 100, Moderate$14.8M9.0%0.06%vs
Med Park Credit UnionCredit union Grand Forks, ND86 out of 100, Very strong$18.1M16.5%0.04%vs
Northern Valley Federal Credit UnionCredit union Grand Forks, ND84 out of 100, Strong$20.3M13.3%0.04%vs
Tel-U-Watt Federal Credit UnionCredit union Minot, ND70 out of 100, Strong$5.6M9.1%0.00%vs
Lisbon Farmers Union Credit UnionCredit union Lisbon, ND70 out of 100, Strong$4.3M63.5%0.62%vs

Deposit insurance

Is my money safe at Cce Federal Credit Union?

Yes. Cce Federal Credit Union is a federally insured credit union (NCUA charter #24944). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.1% of shares and deposits ($16K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.54%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Cce Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cce Federal Credit Union
Type
Federal credit union
NCUA charter #
24944
RSSD ID
999494
Primary regulator
NCUA
Established
1958
Headquarters
PO Box 2772, Fargo, ND 58108
Employees
3

Quick answers

Cce Federal Credit Union: common questions

Is Cce Federal Credit Union NCUA insured?

Yes. Cce Federal Credit Union is a federally insured credit union (NCUA charter #24944). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cce Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cce Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Fargo

InstitutionScoreAssetsCapitalProblem loansCompare
Fargo VA Federal Credit UnionCredit union Fargo, ND84 out of 100, Strong$14.1M12.6%0.00%vs
Valley Premier BankBank Hawley, MN81 out of 100, Strong$141.0M11.1%0.00%vs
Fargo Public Schools Federal Credit UnionCredit union Fargo, ND80 out of 100, Strong$58.2M12.2%0.01%vs
F.F.E. Federal Credit UnionCredit union Fargo, ND79 out of 100, Strong$3.8M13.5%0.00%vs
Western State BankBank Devils Lake, ND78 out of 100, Strong$2.5B13.2%0.90%vs
First United BankBank Park River, ND78 out of 100, Strong$810.8M10.1%0.01%vs