TellerScore

Headquartered in Altoona, Pennsylvania, American Pride Credit Union is a federally insured state-chartered credit union with $22.5M in total assets and $19.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1934.

Based on its Q2 2026 filing, American Pride Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 157th. Its strongest component is funding & liquidity (100/100; 33% loans-to-deposits, 2% uninsured), and its lowest is loan quality (36/100; 1.92%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Net worth ratio: 12.81%
Loan quality36/100
Loans 60+ days delinquent ÷ total loans: 1.92%
Earnings81/100
Return on assets (annualized): 1.53%
Funding & liquidity100/100
Loans ÷ shares: 33.0% · 1.5% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (76 → 73), mostly because the loan quality component weakened by 38 points.

TellerScore
707478Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202474
Q4 202476
Q1 202570
Q2 202576
Q3 202576
Q4 202572
Q1 202678
Q2 202673
Net worth ratio
7.00%9.90%12.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.82%
Q3 202410.34%
Q4 202410.88%
Q1 202510.79%
Q2 202511.09%
Q3 202511.63%
Q4 202511.90%
Q1 202612.13%
Q2 202612.81%
Delinquent loans (60+ days)
0.78%1.35%1.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.85%
Q3 20240.82%
Q4 20240.80%
Q1 20251.30%
Q2 20250.78%
Q3 20250.93%
Q4 20251.66%
Q1 20261.04%
Q2 20261.92%
Return on assets
1.27%1.40%1.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.45%
Q3 20241.44%
Q4 20241.44%
Q1 20251.27%
Q2 20251.32%
Q3 20251.34%
Q4 20251.46%
Q1 20261.49%
Q2 20261.53%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$22.5M12.81%1.92%1.53%33.0%
Q1 202678$23.0M12.13%1.04%1.49%33.9%
Q4 202572$22.8M11.90%1.66%1.46%34.7%
Q3 202576$22.7M11.63%0.93%1.34%35.1%
Q2 202576$23.0M11.09%0.78%1.32%35.6%
Q1 202570$22.8M10.79%1.30%1.27%36.4%
Q4 202476$22.0M10.88%0.80%1.44%39.3%
Q3 202474$22.2M10.34%0.82%1.44%38.8%
Q2 202472$22.6M9.82%0.85%1.45%37.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.81%
38th
Problem loans1.92%
22nd
Net charge-offs0.11%
56th
Return on assets1.53%
85th
Loans to deposits33.0%
86th
Uninsured deposits1.5%
49th
Loan-loss reserves0.00%
37th
Texas ratio4.3%
33rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
West Penn P&p Federal Credit UnionCredit union Beaver, PA78 out of 100, Strong$22.8M13.9%1.31%vs
Fayette County School Employees Credit UnionCredit union Uniontown, PA90 out of 100, Very strong$22.2M20.0%0.89%vs
Westmoreland Water Federal Credit UnionCredit union Greensburg, PA97 out of 100, Very strong$23.5M18.9%0.12%vs
Allegheny Ludlum Brackenridge Federal Credit UnionCredit union Brackenridge, PA94 out of 100, Very strong$23.6M22.3%0.00%vs
Western Pa Federal Credit UnionCredit union New Kensington, PA59 out of 100, Moderate$23.6M13.4%2.34%vs
North Penn Federal Credit UnionCredit union Colmar, PA80 out of 100, Strong$21.2M12.6%0.68%vs

Deposit insurance

Is my money safe at American Pride Credit Union?

Yes. American Pride Credit Union is a federally insured credit union (NCUA charter #60389). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.5% of shares and deposits ($297K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

American Pride Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
American Pride Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60389
RSSD ID
152794
Primary regulator
State + NCUA
Established
1934
Headquarters
1431 Valley View Blvd, Altoona, PA 16602
Employees
5

Quick answers

American Pride Credit Union: common questions

Is American Pride Credit Union NCUA insured?

Yes. American Pride Credit Union is a federally insured credit union (NCUA charter #60389). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is American Pride Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does American Pride Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Altoona

InstitutionScoreAssetsCapitalProblem loansCompare
Blair County Federal Credit UnionCredit union Altoona, PA97 out of 100, Very strong$78.0M22.8%0.40%vs
A.B. Federal Credit UnionCredit union Duncansville, PA91 out of 100, Very strong$10.5M14.8%0.08%vs
C-B-W Schools Federal Credit UnionCredit union Sidman, PA91 out of 100, Very strong$131.8M29.8%0.33%vs
G.A.P. Federal Credit UnionCredit union Johnstown, PA87 out of 100, Very strong$79.0M13.7%0.74%vs
Investment Savings BankBank Altoona, PA86 out of 100, Very strong$105.2M21.7%0.13%vs
Your Choice Federal Credit UnionCredit union Altoona, PA85 out of 100, Very strong$14.0M12.6%0.09%vs