Great Plains Federal Credit Union is a federal credit union headquartered in Joplin, Missouri, in business for about 76 years. At the end of Q2 2026 it reported $318.8M in total assets and $277.1M in member shares and deposits, with 10 offices across 2 states.
Based on its Q2 2026 filing, Great Plains Federal Credit Union scores 74/100, which we describe as strong. That is higher than 63% of 1,341 credit unions with $100 million – $1 billion. Among 87 credit unions headquartered in Missouri, it ranks 30th. Its strongest component is funding & liquidity (100/100; 43% loans-to-deposits, 4% uninsured), and its lowest is earnings (24/100; 0.11%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 17 points (57 → 74), mostly because the funding & liquidity component improved by 33 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 60 |
| Q4 2024 | 60 |
| Q1 2025 | 62 |
| Q2 2025 | 57 |
| Q3 2025 | 70 |
| Q4 2025 | 71 |
| Q1 2026 | 75 |
| Q2 2026 | 74 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.36% |
| Q3 2024 | 13.83% |
| Q4 2024 | 12.94% |
| Q1 2025 | 11.98% |
| Q2 2025 | 11.51% |
| Q3 2025 | 12.31% |
| Q4 2025 | 12.78% |
| Q1 2026 | 12.86% |
| Q2 2026 | 13.04% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.15% |
| Q3 2024 | 1.80% |
| Q4 2024 | 1.48% |
| Q1 2025 | 0.93% |
| Q2 2025 | 0.79% |
| Q3 2025 | 0.81% |
| Q4 2025 | 0.79% |
| Q1 2026 | 0.51% |
| Q2 2026 | 0.53% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.50% |
| Q3 2024 | -1.66% |
| Q4 2024 | -2.13% |
| Q1 2025 | -0.84% |
| Q2 2025 | -1.06% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.09% |
| Q1 2026 | 0.21% |
| Q2 2026 | 0.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $318.8M | 13.04% | 0.53% | 0.11% | 42.8% |
| Q1 2026 | 75 | $323.2M | 12.86% | 0.51% | 0.21% | 39.2% |
| Q4 2025 | 71 | $326.6M | 12.78% | 0.79% | 0.09% | 39.5% |
| Q3 2025 | 70 | $339.4M | 12.31% | 0.81% | 0.13% | 39.4% |
| Q2 2025 | 57 | $344.2M | 11.51% | 0.79% | -1.06% | 40.1% |
| Q1 2025 | 62 | $339.9M | 11.98% | 0.93% | -0.84% | 41.7% |
| Q4 2024 | 60 | $323.0M | 12.94% | 1.48% | -2.13% | 45.4% |
| Q3 2024 | 60 | $323.0M | 13.83% | 1.80% | -1.66% | 47.5% |
| Q2 2024 | 58 | $322.0M | 14.36% | 2.15% | -1.50% | 48.0% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Credit UnionCredit union Mexico, MO | 88 out of 100, Very strong | $302.1M | 15.2% | 0.40% | vs |
| Telcomm Credit UnionCredit union Springfield, MO | 77 out of 100, Strong | $337.9M | 13.2% | 0.25% | vs |
| Arsenal Credit UnionCredit union Arnold, MO | 55 out of 100, Moderate | $387.5M | 8.8% | 1.10% | vs |
| Missouri Electric Cooperatives EmplCredit union Jefferson City, MO | 82 out of 100, Strong | $396.8M | 11.3% | 0.13% | vs |
| Alltru Federal Credit UnionCredit union Wentzville, MO | 41 out of 100, Below average | $400.6M | 9.4% | 2.38% | vs |
| Blucurrent Credit UnionCredit union Springfield, MO | 65 out of 100, Moderate | $406.1M | 10.2% | 0.34% | vs |
Deposit insurance
Is my money safe at Great Plains Federal Credit Union?
Yes. Great Plains Federal Credit Union is a federally insured credit union (NCUA charter #6853). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.8% of shares and deposits ($10.5M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.04%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
10 locations
Branches
Great Plains Federal Credit Union lists 10 offices in 9 cities across 2 states. Most locations:
- Independence, KS (2)
- Abilene, KS (1)
- Columbus, KS (1)
- Hillsboro, KS (1)
- Joplin, MO (1)
- McPherson, KS (1)
- Montezuma, KS (1)
- Salina, KS (1)
- Wichita, KS (1)
HMDA 2025
Mortgage lending
In 2025, Great Plains Federal Credit Union reported 96 home-loan applications under HMDA (LEI 5493001HOQL7ZEKTRZ55): 54 originated ($5,630,000 total), 38 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 39.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Great Plains Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 6853
- RSSD ID
- 331188
- Primary regulator
- NCUA
- Established
- 1950
- Headquarters
- P O Box 2968, Joplin, MO 64803
- Employees
- 87
Quick answers
Great Plains Federal Credit Union: common questions
Is Great Plains Federal Credit Union NCUA insured?
Yes. Great Plains Federal Credit Union is a federally insured credit union (NCUA charter #6853). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Great Plains Federal Credit Union's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Great Plains Federal Credit Union have?
10 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Joplin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Joplin Metro Credit UnionCredit union Joplin, MO | 89 out of 100, Very strong | $57.8M | 17.7% | 0.78% | vs |
| Service 1 Federal Credit UnionCredit union Muskegon, MI | 89 out of 100, Very strong | $198.5M | 18.6% | 0.42% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| The Baxter State BankBank Baxter Springs, KS | 84 out of 100, Strong | $25.2M | 19.7% | 1.11% | vs |
| Exchange State BankBank Saint Paul, KS | 84 out of 100, Strong | $105.0M | 11.6% | 0.00% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |