TellerScore

Nova Ua Federal Credit Union is a federal credit union headquartered in Clifton, New Jersey, in business for about 66 years. At the end of Q2 2026 it reported $156.4M in total assets and $134.2M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Nova Ua Federal Credit Union scores 79/100, which we describe as strong. That is higher than 76% of 1,341 credit unions with $100 million – $1 billion. Among 126 credit unions headquartered in New Jersey, it ranks 24th. Its strongest component is problem-loan coverage (98/100; 0.8%), and its lowest is earnings (33/100; 0.34%).

TellerScore · Q2 2026

Scorecard

Capital cushion89/100
Net worth ratio: 13.85%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.17%
Earnings33/100
Return on assets (annualized): 0.34%
Funding & liquidity83/100
Loans ÷ shares: 75.1% · 16.9% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.77%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 79).

TellerScore
617180Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202464
Q4 202462
Q1 202561
Q2 202579
Q3 202578
Q4 202578
Q1 202677
Q2 202679
Net worth ratio
7.00%10.65%14.30%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.28%
Q3 202414.30%
Q4 202414.16%
Q1 202514.06%
Q2 202514.04%
Q3 202514.15%
Q4 202514.00%
Q1 202613.85%
Q2 202613.85%
Delinquent loans (60+ days)
0.02%1.03%2.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.18%
Q3 20241.84%
Q4 20242.04%
Q1 20252.00%
Q2 20250.02%
Q3 20250.18%
Q4 20250.18%
Q1 20260.35%
Q2 20260.17%
Return on assets
0.24%0.30%0.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.34%
Q3 20240.28%
Q4 20240.26%
Q1 20250.24%
Q2 20250.34%
Q3 20250.36%
Q4 20250.35%
Q1 20260.27%
Q2 20260.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$156.4M13.85%0.17%0.34%75.1%
Q1 202677$155.2M13.85%0.35%0.27%74.5%
Q4 202578$152.8M14.00%0.18%0.35%77.2%
Q3 202578$150.3M14.15%0.18%0.36%80.1%
Q2 202579$150.4M14.04%0.02%0.34%77.5%
Q1 202561$149.0M14.06%2.00%0.24%80.8%
Q4 202462$147.3M14.16%2.04%0.26%80.3%
Q3 202464$145.3M14.30%1.84%0.28%82.1%
Q2 202480$145.0M14.28%0.18%0.34%82.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.85%
78th
Problem loans0.17%
92nd
Net charge-offs-0.01%
99th
Return on assets0.34%
20th
Loans to deposits75.1%
52nd
Uninsured deposits16.9%
4th
Loan-loss reserves0.00%
50th
Texas ratio0.8%
91st

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Riegel Federal Credit UnionCredit union Milford, NJ58 out of 100, Moderate$167.7M10.4%1.77%vs
Princeton Federal Credit UnionCredit union Princeton, NJ59 out of 100, Moderate$169.2M10.0%0.95%vs
Campbell Federal Credit UnionCredit union Maple Shade, NJ69 out of 100, Moderate$138.6M14.3%1.36%vs
County Excellence Federal Credit UnionCredit union Roselle Park, NJ57 out of 100, Moderate$137.9M8.4%1.37%vs
Healthcare Employees Federal Credit UnionCredit union Princeton, NJ86 out of 100, Very strong$137.2M13.6%0.62%vs
First Financial Federal Credit UnionCredit union Freehold, NJ38 out of 100, Low$176.1M8.3%2.78%vs

Deposit insurance

Is my money safe at Nova Ua Federal Credit Union?

Yes. Nova Ua Federal Credit Union is a federally insured credit union (NCUA charter #13439). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 16.9% of shares and deposits ($22.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Nova Ua Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Nova Ua Federal Credit Union
Type
Federal credit union
NCUA charter #
13439
RSSD ID
832386
Primary regulator
NCUA
Established
1960
Headquarters
851 Allwood Rd, Clifton, NJ 07012
Employees
17

Quick answers

Nova Ua Federal Credit Union: common questions

Is Nova Ua Federal Credit Union NCUA insured?

Yes. Nova Ua Federal Credit Union is a federally insured credit union (NCUA charter #13439). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Nova Ua Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Nova Ua Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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