I.B.E.W. Local #146 Credit Union (NCUA charter #65840) is based in Decatur, Illinois. Its Q2 2026 call report shows $5.0M in total assets and $4.3M in member shares and deposits and 1 office.
I.B.E.W. Local #146 Credit Union has a TellerScore of 94 out of 100 (very strong) based on Q2 2026 data — higher than 95% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 15th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (85/100, 13.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (88 → 94), mostly because the capital cushion component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 79 |
| Q4 2024 | 84 |
| Q1 2025 | 85 |
| Q2 2025 | 88 |
| Q3 2025 | 85 |
| Q4 2025 | 86 |
| Q1 2026 | 91 |
| Q2 2026 | 94 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.63% |
| Q3 2024 | 10.74% |
| Q4 2024 | 11.42% |
| Q1 2025 | 11.33% |
| Q2 2025 | 11.80% |
| Q3 2025 | 12.13% |
| Q4 2025 | 12.34% |
| Q1 2026 | 12.67% |
| Q2 2026 | 13.51% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.26% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.30% |
| Q4 2024 | 1.38% |
| Q1 2025 | 1.51% |
| Q2 2025 | 1.66% |
| Q3 2025 | 1.25% |
| Q4 2025 | 1.28% |
| Q1 2026 | 1.75% |
| Q2 2026 | 1.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 94 | $5.0M | 13.51% | 0.00% | 1.81% | 41.2% |
| Q1 2026 | 91 | $5.2M | 12.67% | 0.00% | 1.75% | 39.4% |
| Q4 2025 | 86 | $5.1M | 12.34% | 0.00% | 1.28% | 43.3% |
| Q3 2025 | 85 | $5.1M | 12.13% | 0.00% | 1.25% | 45.3% |
| Q2 2025 | 88 | $5.2M | 11.80% | 0.00% | 1.66% | 44.4% |
| Q1 2025 | 85 | $5.2M | 11.33% | 0.00% | 1.51% | 45.4% |
| Q4 2024 | 84 | $5.0M | 11.42% | 0.00% | 1.38% | 47.2% |
| Q3 2024 | 79 | $5.1M | 10.74% | 0.26% | 1.30% | 44.0% |
| Q2 2024 | 81 | $5.0M | 10.63% | 0.00% | 1.23% | 42.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northside L Federal Credit UnionCredit union Broadview, IL | 54 out of 100, Below average | $5.0M | 15.2% | 3.22% | vs |
| Urbana Municipal Employees Credit UnionCredit union Urbana, IL | 66 out of 100, Moderate | $4.9M | 15.3% | 3.18% | vs |
| Oak Lawn Municipal Employees Credit UnionCredit union Oak Lawn, IL | 87 out of 100, Very strong | $4.8M | 13.7% | 0.00% | vs |
| Decatur Policemen Credit UnionCredit union Decatur, IL | 85 out of 100, Very strong | $5.3M | 15.0% | 0.44% | vs |
| Peoria Fire Fighters Credit UnionCredit union Peoria, IL | 87 out of 100, Very strong | $4.6M | 28.2% | 0.00% | vs |
| Normal City Employees Federal Credit UnionCredit union Normal, IL | 79 out of 100, Strong | $4.5M | 11.8% | 0.00% | vs |
Deposit insurance
Is my money safe at I.B.E.W. Local #146 Credit Union?
Yes. I.B.E.W. Local #146 Credit Union is a federally insured credit union (NCUA charter #65840). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($1K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.51%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
I.B.E.W. Local #146 Credit Union lists 1 office in 1 city. Most locations:
- Decatur, IL (1)
Identity & history
Profile
- Legal name
- I.B.E.W. Local #146 Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 65840
- RSSD ID
- 941390
- Primary regulator
- State + NCUA
- Established
- 1958
- Headquarters
- 3390 N Woodford St, Decatur, IL 62526
- Employees
- 2
Quick answers
I.B.E.W. Local #146 Credit Union: common questions
Is I.B.E.W. Local #146 Credit Union NCUA insured?
Yes. I.B.E.W. Local #146 Credit Union is a federally insured credit union (NCUA charter #65840). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is I.B.E.W. Local #146 Credit Union's TellerScore?
94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does I.B.E.W. Local #146 Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Decatur
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
| First National Bank in TaylorvilleBank Taylorville, IL | 92 out of 100, Very strong | $200.1M | 14.4% | 0.00% | vs |
| Scott State BankBank Bethany, IL | 86 out of 100, Very strong | $203.5M | 13.7% | 0.24% | vs |
| Decatur Policemen Credit UnionCredit union Decatur, IL | 85 out of 100, Very strong | $5.3M | 15.0% | 0.44% | vs |
| Peoples Bank of MaconBank Macon, IL | 82 out of 100, Strong | $22.7M | 13.6% | 0.00% | vs |
| Staley Credit UnionCredit union Decatur, IL | 80 out of 100, Strong | $228.5M | 11.8% | 0.13% | vs |