TellerScore

Headquartered in Houston, Texas, Jafari No-Interest Credit Union is a federally insured state-chartered credit union with $2.7M in total assets and $2.2M in member shares and deposits as of Q2 2026. Its charter dates back to 2016.

Based on its Q2 2026 filing, Jafari No-Interest Credit Union scores 100/100, which we describe as very strong. That is higher than 100% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 2nd. Its five components are fairly even, ranging from 100 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 21.03%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.38%
Funding & liquidity100/100
Loans ÷ shares: 57.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (100 → 100).

TellerScore
9698100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 2024100
Q3 2024100
Q4 202498
Q1 202597
Q2 2025100
Q3 2025100
Q4 202596
Q1 202696
Q2 2026100
Net worth ratio
7.00%14.02%21.03%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.84%
Q3 202420.26%
Q4 202419.92%
Q1 202519.97%
Q2 202520.20%
Q3 202520.49%
Q4 202519.77%
Q1 202620.09%
Q2 202621.03%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.49%2.22%2.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.95%
Q3 20242.49%
Q4 20241.80%
Q1 20251.63%
Q2 20252.46%
Q3 20252.01%
Q4 20251.49%
Q1 20261.58%
Q2 20262.38%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$2.7M21.03%0.00%2.38%57.1%
Q1 202696$2.8M20.09%0.00%1.58%60.8%
Q4 202596$2.8M19.77%0.00%1.49%57.9%
Q3 2025100$2.6M20.49%0.00%2.01%63.4%
Q2 2025100$2.6M20.20%0.00%2.46%55.0%
Q1 202597$2.5M19.97%0.00%1.63%58.7%
Q4 202498$2.5M19.92%0.00%1.80%57.2%
Q3 2024100$2.5M20.26%0.00%2.49%59.2%
Q2 2024100$2.5M19.84%0.00%2.95%49.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.03%
81st
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets2.38%
97th
Loans to deposits57.1%
52nd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Sp Trainmen Federal Credit UnionCredit union Houston, TX31 out of 100, Low$2.7M9.8%26.03%vs
Navarro Credit UnionCredit union Corsicana, TX53 out of 100, Below average$2.7M42.7%3.18%vs
Our Mother of Mercy Parish Houston Federal Credit UnionCredit union Houston, TX72 out of 100, Strong$2.9M15.7%0.93%vs
Federal Employees Credit UnionCredit union Texarkana, TX83 out of 100, Strong$2.9M22.9%0.00%vs
B. P. S. Federal Credit UnionCredit union Beeville, TX79 out of 100, Strong$2.9M61.7%0.72%vs
Longview Federal Credit UnionCredit union White Oak, TX58 out of 100, Moderate$3.0M26.7%2.41%vs

Deposit insurance

Is my money safe at Jafari No-Interest Credit Union?

Yes. Jafari No-Interest Credit Union is a federally insured credit union (NCUA charter #68675). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 21.03%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Jafari No-Interest Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68675
RSSD ID
4975021
Primary regulator
State + NCUA
Established
2016
Headquarters
2323 South Voss Raod, Suite 390, Houston, TX 77057

Quick answers

Jafari No-Interest Credit Union: common questions

Is Jafari No-Interest Credit Union NCUA insured?

Yes. Jafari No-Interest Credit Union is a federally insured credit union (NCUA charter #68675). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Jafari No-Interest Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.