TellerScore

Nashville Firemen'S Credit Union is a federally insured state-chartered credit union headquartered in Nashville, Tennessee, in business for about 94 years. At the end of Q2 2026 it reported $39.2M in total assets and $31.7M in member shares and deposits, with 2 offices.

Nashville Firemen'S Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than only 44% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 71st. Capital cushion contributes the most (100/100, 18.20%); funding & liquidity contributes the least (27/100, 84% loans-to-deposits, 80% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.20%
Loan quality60/100
Loans 60+ days delinquent ÷ total loans: 1.19%
Earnings71/100
Return on assets (annualized): 1.28%
Funding & liquidity27/100
Loans ÷ shares: 83.7% · 80.5% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.44%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (82 → 72), mostly because the funding & liquidity component weakened by 49 points.

TellerScore
728393Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202476
Q4 202479
Q1 202588
Q2 202582
Q3 202580
Q4 202587
Q1 202693
Q2 202672
Net worth ratio
7.00%12.81%18.63%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.84%
Q3 202416.23%
Q4 202415.84%
Q1 202516.11%
Q2 202516.74%
Q3 202517.65%
Q4 202518.63%
Q1 202618.43%
Q2 202618.20%
Delinquent loans (60+ days)
0.11%0.75%1.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.24%
Q3 20241.40%
Q4 20241.15%
Q1 20250.98%
Q2 20250.97%
Q3 20251.27%
Q4 20250.57%
Q1 20260.11%
Q2 20261.19%
Return on assets
1.07%1.58%2.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.08%
Q3 20241.11%
Q4 20241.07%
Q1 20252.10%
Q2 20251.30%
Q3 20251.47%
Q4 20251.60%
Q1 20261.83%
Q2 20261.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$39.2M18.20%1.19%1.28%83.7%
Q1 202693$37.9M18.43%0.11%1.83%87.3%
Q4 202587$37.0M18.63%0.57%1.60%90.2%
Q3 202580$38.1M17.65%1.27%1.47%87.5%
Q2 202582$39.1M16.74%0.97%1.30%84.2%
Q1 202588$39.8M16.11%0.98%2.10%80.3%
Q4 202479$39.8M15.84%1.15%1.07%81.4%
Q3 202476$38.2M16.23%1.40%1.11%85.1%
Q2 202477$36.0M16.84%1.24%1.08%90.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.20%
70th
Problem loans1.19%
34th
Net charge-offs0.05%
62nd
Return on assets1.28%
78th
Loans to deposits83.7%
16th
Uninsured deposits80.5%
0th
Loan-loss reserves0.00%
37th
Texas ratio4.4%
32nd

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Knoxville Law Enforcement Federal Credit UnionCredit union Knoxville, TN84 out of 100, Strong$39.1M13.8%0.50%vs
St. Thomas Credit UnionCredit union Nashville, TN59 out of 100, Moderate$38.3M12.3%1.86%vs
M.P.D. Community Credit UnionCredit union Nashville, TN71 out of 100, Strong$41.0M11.3%0.79%vs
Happy Valley Credit UnionCredit union Elizabethton, TN86 out of 100, Very strong$36.9M18.3%0.82%vs
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
Outreach Federal Credit UnionCredit union Hermitage, TN70 out of 100, Strong$35.3M11.0%0.50%vs

Deposit insurance

Is my money safe at Nashville Firemen'S Credit Union?

Yes. Nashville Firemen'S Credit Union is a federally insured credit union (NCUA charter #60483). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 80.5% of shares and deposits ($25.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Nashville Firemen'S Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Nashville Firemen'S Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60483
RSSD ID
454591
Primary regulator
State + NCUA
Established
1932
Headquarters
908 Woodland St, Nashville, TN 37206
Employees
9

Quick answers

Nashville Firemen'S Credit Union: common questions

Is Nashville Firemen'S Credit Union NCUA insured?

Yes. Nashville Firemen'S Credit Union is a federally insured credit union (NCUA charter #60483). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Nashville Firemen'S Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Nashville Firemen'S Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Nashville

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
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Heritage South Community Credit UnionCredit union Shelbyville, TN88 out of 100, Very strong$361.9M17.1%0.75%vs
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First Freedom BankBank Lebanon, TN85 out of 100, Very strong$817.8M12.5%0.01%vs