TellerScore

Headquartered in Maryville, Tennessee, Maryville Municipal Credit Union is a federally insured state-chartered credit union with $23.2M in total assets and $19.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1971.

Based on its Q2 2026 filing, Maryville Municipal Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 20th. Its strongest component is capital cushion (100/100; 16.76%), and its lowest is earnings (62/100; 1.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.76%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.45%
Earnings62/100
Return on assets (annualized): 1.05%
Funding & liquidity100/100
Loans ÷ shares: 20.8% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.47%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (96 → 89), mostly because the earnings component weakened by 20 points.

TellerScore
899396Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202494
Q3 202496
Q4 202493
Q1 202592
Q2 202596
Q3 202596
Q4 202595
Q1 202691
Q2 202689
Net worth ratio
7.00%11.88%16.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.71%
Q3 202414.88%
Q4 202415.33%
Q1 202515.57%
Q2 202515.69%
Q3 202516.17%
Q4 202516.22%
Q1 202616.08%
Q2 202616.76%
Delinquent loans (60+ days)
0.01%0.23%0.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.17%
Q3 20240.08%
Q4 20240.45%
Q1 20250.40%
Q2 20250.10%
Q3 20250.01%
Q4 20250.11%
Q1 20260.05%
Q2 20260.45%
Return on assets
0.89%1.25%1.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.56%
Q3 20241.57%
Q4 20241.62%
Q1 20251.37%
Q2 20251.54%
Q3 20251.54%
Q4 20251.53%
Q1 20260.89%
Q2 20261.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$23.2M16.76%0.45%1.05%20.8%
Q1 202691$23.7M16.08%0.05%0.89%20.0%
Q4 202595$23.2M16.22%0.11%1.53%21.2%
Q3 202596$22.7M16.17%0.01%1.54%20.9%
Q2 202596$22.8M15.69%0.10%1.54%20.9%
Q1 202592$22.4M15.57%0.40%1.37%21.1%
Q4 202493$22.2M15.33%0.45%1.62%20.2%
Q3 202496$22.2M14.88%0.08%1.57%20.5%
Q2 202494$21.9M14.71%0.17%1.56%18.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.76%
64th
Problem loans0.45%
60th
Net charge-offs0.74%
20th
Return on assets1.05%
70th
Loans to deposits20.8%
95th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.5%
75th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Kennedy VA Employees Federal Credit UnionCredit union Memphis, TN85 out of 100, Very strong$24.4M16.3%0.52%vs
Chattanooga First Federal Credit UnionCredit union Chattanooga, TN65 out of 100, Moderate$25.5M22.4%2.22%vs
Healthcare Services Credit UnionCredit union Chattanooga, TN87 out of 100, Very strong$26.1M15.0%0.03%vs
Hiwassee River Credit UnionCredit union Charleston, TN74 out of 100, Strong$27.5M10.9%0.15%vs
Appliance Credit UnionCredit union Cleveland, TN60 out of 100, Moderate$18.7M9.6%1.17%vs
Beacon Financial Credit UnionCredit union Johnson City, TN44 out of 100, Below average$27.9M7.7%1.39%vs

Deposit insurance

Is my money safe at Maryville Municipal Credit Union?

Yes. Maryville Municipal Credit Union is a federally insured credit union (NCUA charter #68077). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.76%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Maryville Municipal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Maryville Municipal Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68077
RSSD ID
190394
Primary regulator
State + NCUA
Established
1971
Headquarters
Mmcu, 321 W Broadway Ave, Maryville, TN 37801
Employees
3

Quick answers

Maryville Municipal Credit Union: common questions

Is Maryville Municipal Credit Union NCUA insured?

Yes. Maryville Municipal Credit Union is a federally insured credit union (NCUA charter #68077). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Maryville Municipal Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Maryville Municipal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Maryville

InstitutionScoreAssetsCapitalProblem loansCompare
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN94 out of 100, Very strong$4.5M18.9%0.00%vs
Knox County Teachers Federal Credit UnionCredit union Knoxville, TN93 out of 100, Very strong$34.4M15.5%0.01%vs
CBBC BankBank Maryville, TN89 out of 100, Very strong$562.1M14.2%0.01%vs