TellerScore

Meijer Credit Union is a federally insured state-chartered credit union headquartered in Grand Rapids, Michigan, in business for about 68 years. At the end of Q2 2026 it reported $128.1M in total assets and $114.4M in member shares and deposits, with 3 offices.

Meijer Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 1,341 credit unions with $100 million – $1 billion. Among 169 credit unions headquartered in Michigan, it ranks 96th. Problem-loan coverage contributes the most (96/100, 2.2%); capital cushion contributes the least (44/100, 9.45%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Net worth ratio: 9.45%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.29%
Earnings69/100
Return on assets (annualized): 1.22%
Funding & liquidity78/100
Loans ÷ shares: 82.0% · 5.2% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (68 → 71), mostly because the earnings component improved by 9 points.

TellerScore
656972Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202466
Q4 202466
Q1 202565
Q2 202568
Q3 202567
Q4 202566
Q1 202672
Q2 202671
Net worth ratio
7.00%8.41%9.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.28%
Q3 20249.68%
Q4 20249.57%
Q1 20259.19%
Q2 20259.35%
Q3 20259.82%
Q4 20259.80%
Q1 20269.69%
Q2 20269.45%
Delinquent loans (60+ days)
0.25%0.53%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.42%
Q3 20240.43%
Q4 20240.55%
Q1 20250.35%
Q2 20250.39%
Q3 20250.76%
Q4 20250.81%
Q1 20260.25%
Q2 20260.29%
Return on assets
0.56%0.89%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.56%
Q3 20240.65%
Q4 20240.77%
Q1 20250.64%
Q2 20251.00%
Q3 20251.16%
Q4 20251.12%
Q1 20261.18%
Q2 20261.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$128.1M9.45%0.29%1.22%82.0%
Q1 202672$120.5M9.69%0.25%1.18%78.9%
Q4 202566$115.5M9.80%0.81%1.12%80.4%
Q3 202567$112.1M9.82%0.76%1.16%83.8%
Q2 202568$113.2M9.35%0.39%1.00%79.4%
Q1 202565$110.9M9.19%0.35%0.64%77.8%
Q4 202466$104.7M9.57%0.55%0.77%80.8%
Q3 202466$100.3M9.68%0.43%0.65%80.0%
Q2 202465$102.3M9.28%0.42%0.56%73.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.45%
19th
Problem loans0.29%
83rd
Net charge-offs0.30%
57th
Return on assets1.22%
79th
Loans to deposits82.0%
35th
Uninsured deposits5.2%
57th
Loan-loss reserves0.00%
50th
Texas ratio2.2%
73rd

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Walled Lake Schools Federal Credit UnionCredit union Wolverine Lake, MI81 out of 100, Strong$138.4M14.6%1.50%vs

Deposit insurance

Is my money safe at Meijer Credit Union?

Yes. Meijer Credit Union is a federally insured credit union (NCUA charter #62393). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.2% of shares and deposits ($6.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.45%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Meijer Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Meijer Credit Union reported 150 home-loan applications under HMDA (LEI 549300VH184HHOFFT776): 70 originated ($11,670,000 total), 80 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 53.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Meijer Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62393
RSSD ID
663898
Primary regulator
State + NCUA
Established
1958
Headquarters
2410 Gaynor Ave Nw, Po Box 141607, Grand Rapids, MI 49514
Employees
31

Quick answers

Meijer Credit Union: common questions

Is Meijer Credit Union NCUA insured?

Yes. Meijer Credit Union is a federally insured credit union (NCUA charter #62393). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Meijer Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Meijer Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Grand Rapids

InstitutionScoreAssetsCapitalProblem loansCompare
Total Community Credit UnionCredit union Taylor, MI97 out of 100, Very strong$111.3M15.3%0.36%vs
Allegheny Central Federal Credit UnionCredit union Dunbar, PA95 out of 100, Very strong$8.2M20.8%0.18%vs
Aac Credit UnionCredit union Grand Rapids, MI90 out of 100, Very strong$212.4M24.2%0.36%vs
Preferred Credit UnionCredit union Grand Rapids, MI87 out of 100, Very strong$318.1M14.3%0.37%vs
Gr Consumers Credit UnionCredit union Wyoming, MI86 out of 100, Very strong$52.0M16.6%0.16%vs
Blue Water Federal Credit UnionCredit union Port Huron, MI86 out of 100, Very strong$20.4M14.4%0.23%vs