Members Source Credit Union (NCUA charter #68562) is based in Merrillville, Indiana. Its Q2 2026 call report shows $92.0M in total assets and $78.9M in member shares and deposits and 2 offices.
Members Source Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 42% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 70th. Funding & liquidity contributes the most (97/100, 63% loans-to-deposits, 3% uninsured); loan quality contributes the least (39/100, 1.83%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (75 → 71), mostly because the loan quality component weakened by 43 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 75 |
| Q4 2024 | 81 |
| Q1 2025 | 69 |
| Q2 2025 | 75 |
| Q3 2025 | 73 |
| Q4 2025 | 59 |
| Q1 2026 | 73 |
| Q2 2026 | 71 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.66% |
| Q3 2024 | 12.67% |
| Q4 2024 | 12.98% |
| Q1 2025 | 12.67% |
| Q2 2025 | 13.02% |
| Q3 2025 | 13.11% |
| Q4 2025 | 13.58% |
| Q1 2026 | 13.53% |
| Q2 2026 | 13.96% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.09% |
| Q3 2024 | 0.57% |
| Q4 2024 | 0.16% |
| Q1 2025 | 0.52% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.86% |
| Q4 2025 | 2.70% |
| Q1 2026 | 1.47% |
| Q2 2026 | 1.83% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.39% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.59% |
| Q1 2025 | -0.40% |
| Q2 2025 | 0.21% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.53% |
| Q1 2026 | 0.81% |
| Q2 2026 | 0.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $92.0M | 13.96% | 1.83% | 0.84% | 63.2% |
| Q1 2026 | 73 | $93.5M | 13.53% | 1.47% | 0.81% | 60.5% |
| Q4 2025 | 59 | $91.7M | 13.58% | 2.70% | 0.53% | 63.5% |
| Q3 2025 | 73 | $93.3M | 13.11% | 0.86% | 0.36% | 61.1% |
| Q2 2025 | 75 | $92.7M | 13.02% | 0.53% | 0.21% | 61.6% |
| Q1 2025 | 69 | $93.8M | 12.67% | 0.52% | -0.40% | 59.8% |
| Q4 2024 | 81 | $92.2M | 12.98% | 0.16% | 0.59% | 63.0% |
| Q3 2024 | 75 | $92.4M | 12.67% | 0.57% | 0.41% | 61.9% |
| Q2 2024 | 79 | $91.7M | 12.66% | 0.09% | 0.39% | 62.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Family Horizons Credit UnionCredit union Indianapolis, IN | 66 out of 100, Moderate | $93.2M | 11.1% | 0.42% | vs |
| Independent Federal Credit UnionCredit union Anderson, IN | 45 out of 100, Below average | $93.6M | 10.9% | 3.43% | vs |
| Evansville Federal Credit UnionCredit union Evansville, IN | 74 out of 100, Strong | $90.2M | 14.5% | 1.50% | vs |
| Lampco Federal Credit UnionCredit union Anderson, IN | 56 out of 100, Moderate | $89.6M | 9.7% | 0.89% | vs |
| Policemen'S Federal Credit UnionCredit union South Bend, IN | 92 out of 100, Very strong | $95.5M | 16.4% | 0.29% | vs |
| Firefighters Credit UnionCredit union Indianapolis, IN | 79 out of 100, Strong | $88.1M | 12.6% | 0.27% | vs |
Deposit insurance
Is my money safe at Members Source Credit Union?
Yes. Members Source Credit Union is a federally insured credit union (NCUA charter #68562). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.1% of shares and deposits ($2.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.96%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Members Source Credit Union lists 2 offices in 2 cities. Most locations:
- Griffith, IN (1)
- Merrillville, IN (1)
Identity & history
Profile
- Legal name
- Members Source Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68562
- RSSD ID
- 930376
- Primary regulator
- State + NCUA
- Established
- 1935
- Headquarters
- 8580 Virginia St, Merrillville, IN 46410
- Employees
- 22
Quick answers
Members Source Credit Union: common questions
Is Members Source Credit Union NCUA insured?
Yes. Members Source Credit Union is a federally insured credit union (NCUA charter #68562). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Members Source Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Members Source Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Merrillville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Trinity U.C.C. Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $4.2M | 16.5% | 0.00% | vs |
| Policemen'S Federal Credit UnionCredit union South Bend, IN | 92 out of 100, Very strong | $95.5M | 16.4% | 0.29% | vs |
| First Community Bank and TrustBank Beecher, IL | 91 out of 100, Very strong | $201.7M | 13.5% | 0.00% | vs |
| First State Bank of PorterBank Porter, IN | 90 out of 100, Very strong | $162.3M | 16.8% | 0.00% | vs |