TellerScore

First Nebraska Credit Union (NCUA charter #65398) is based in Omaha, Nebraska. Its Q2 2026 call report shows $184.2M in total assets and $155.8M in member shares and deposits and 5 offices.

First Nebraska Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 71% of its 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 18th. Capital cushion contributes the most (100/100, 15.71%); earnings contributes the least (40/100, 0.51%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.71%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.90%
Earnings40/100
Return on assets (annualized): 0.51%
Funding & liquidity81/100
Loans ÷ shares: 79.7% · 4.1% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (82 → 77), mostly because the earnings component weakened by 35 points.

TellerScore
768185Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202476
Q4 202480
Q1 202583
Q2 202582
Q3 202584
Q4 202585
Q1 202680
Q2 202677
Net worth ratio
7.00%11.36%15.71%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.45%
Q3 202414.49%
Q4 202414.54%
Q1 202514.40%
Q2 202515.15%
Q3 202515.53%
Q4 202515.65%
Q1 202615.64%
Q2 202615.71%
Delinquent loans (60+ days)
0.46%0.81%1.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.90%
Q4 20240.49%
Q1 20250.46%
Q2 20251.16%
Q3 20250.73%
Q4 20250.50%
Q1 20260.47%
Q2 20260.90%
Return on assets
0.42%0.89%1.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.64%
Q3 20240.61%
Q4 20240.57%
Q1 20250.93%
Q2 20251.36%
Q3 20251.12%
Q4 20251.05%
Q1 20260.42%
Q2 20260.51%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$184.2M15.71%0.90%0.51%79.7%
Q1 202680$183.1M15.64%0.47%0.42%79.2%
Q4 202585$181.8M15.65%0.50%1.05%79.3%
Q3 202584$180.8M15.53%0.73%1.12%77.6%
Q2 202582$183.6M15.15%1.16%1.36%75.2%
Q1 202583$187.4M14.40%0.46%0.93%73.5%
Q4 202480$182.6M14.54%0.49%0.57%76.3%
Q3 202476$181.7M14.49%0.90%0.61%77.9%
Q2 202481$180.4M14.45%0.47%0.64%78.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.71%
89th
Problem loans0.90%
35th
Net charge-offs0.30%
57th
Return on assets0.51%
31st
Loans to deposits79.7%
41st
Uninsured deposits4.1%
70th
Loan-loss reserves0.00%
50th
Texas ratio4.5%
45th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Lincone Federal Credit UnionCredit union Lincoln, NE80 out of 100, Strong$183.6M12.7%0.58%vs
Four Points Federal Credit UnionCredit union Omaha, NE33 out of 100, Low$165.5M3.6%1.24%vs
Trius Federal Credit UnionCredit union Kearney, NE58 out of 100, Moderate$152.3M10.6%1.32%vs
University of Nebraska Federal Credit UnionCredit union Lincoln, NE65 out of 100, Moderate$131.3M10.7%1.09%vs
Mutual First Federal Credit UnionCredit union Omaha, NE38 out of 100, Low$124.8M8.0%2.17%vs
Omaha Federal Credit UnionCredit union Omaha, NE88 out of 100, Very strong$118.0M15.3%1.05%vs

Deposit insurance

Is my money safe at First Nebraska Credit Union?

Yes. First Nebraska Credit Union is a federally insured credit union (NCUA charter #65398). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($6.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.71%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

First Nebraska Credit Union lists 5 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, First Nebraska Credit Union reported 172 home-loan applications under HMDA (LEI 549300E45E0GS21KWF28): 112 originated ($10,010,000 total), 24 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
First Nebraska Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65398
RSSD ID
624590
Primary regulator
State + NCUA
Established
1964
Headquarters
10655 Bedford Ave, Omaha, NE 68134
Employees
58

Quick answers

First Nebraska Credit Union: common questions

Is First Nebraska Credit Union NCUA insured?

Yes. First Nebraska Credit Union is a federally insured credit union (NCUA charter #65398). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is First Nebraska Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does First Nebraska Credit Union have?

5 offices as of the latest NCUA data.

Nearby

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