First Nebraska Credit Union (NCUA charter #65398) is based in Omaha, Nebraska. Its Q2 2026 call report shows $184.2M in total assets and $155.8M in member shares and deposits and 5 offices.
First Nebraska Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 71% of its 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 18th. Capital cushion contributes the most (100/100, 15.71%); earnings contributes the least (40/100, 0.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (82 → 77), mostly because the earnings component weakened by 35 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 76 |
| Q4 2024 | 80 |
| Q1 2025 | 83 |
| Q2 2025 | 82 |
| Q3 2025 | 84 |
| Q4 2025 | 85 |
| Q1 2026 | 80 |
| Q2 2026 | 77 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.45% |
| Q3 2024 | 14.49% |
| Q4 2024 | 14.54% |
| Q1 2025 | 14.40% |
| Q2 2025 | 15.15% |
| Q3 2025 | 15.53% |
| Q4 2025 | 15.65% |
| Q1 2026 | 15.64% |
| Q2 2026 | 15.71% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.47% |
| Q3 2024 | 0.90% |
| Q4 2024 | 0.49% |
| Q1 2025 | 0.46% |
| Q2 2025 | 1.16% |
| Q3 2025 | 0.73% |
| Q4 2025 | 0.50% |
| Q1 2026 | 0.47% |
| Q2 2026 | 0.90% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.64% |
| Q3 2024 | 0.61% |
| Q4 2024 | 0.57% |
| Q1 2025 | 0.93% |
| Q2 2025 | 1.36% |
| Q3 2025 | 1.12% |
| Q4 2025 | 1.05% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.51% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $184.2M | 15.71% | 0.90% | 0.51% | 79.7% |
| Q1 2026 | 80 | $183.1M | 15.64% | 0.47% | 0.42% | 79.2% |
| Q4 2025 | 85 | $181.8M | 15.65% | 0.50% | 1.05% | 79.3% |
| Q3 2025 | 84 | $180.8M | 15.53% | 0.73% | 1.12% | 77.6% |
| Q2 2025 | 82 | $183.6M | 15.15% | 1.16% | 1.36% | 75.2% |
| Q1 2025 | 83 | $187.4M | 14.40% | 0.46% | 0.93% | 73.5% |
| Q4 2024 | 80 | $182.6M | 14.54% | 0.49% | 0.57% | 76.3% |
| Q3 2024 | 76 | $181.7M | 14.49% | 0.90% | 0.61% | 77.9% |
| Q2 2024 | 81 | $180.4M | 14.45% | 0.47% | 0.64% | 78.6% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lincone Federal Credit UnionCredit union Lincoln, NE | 80 out of 100, Strong | $183.6M | 12.7% | 0.58% | vs |
| Four Points Federal Credit UnionCredit union Omaha, NE | 33 out of 100, Low | $165.5M | 3.6% | 1.24% | vs |
| Trius Federal Credit UnionCredit union Kearney, NE | 58 out of 100, Moderate | $152.3M | 10.6% | 1.32% | vs |
| University of Nebraska Federal Credit UnionCredit union Lincoln, NE | 65 out of 100, Moderate | $131.3M | 10.7% | 1.09% | vs |
| Mutual First Federal Credit UnionCredit union Omaha, NE | 38 out of 100, Low | $124.8M | 8.0% | 2.17% | vs |
| Omaha Federal Credit UnionCredit union Omaha, NE | 88 out of 100, Very strong | $118.0M | 15.3% | 1.05% | vs |
Deposit insurance
Is my money safe at First Nebraska Credit Union?
Yes. First Nebraska Credit Union is a federally insured credit union (NCUA charter #65398). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.1% of shares and deposits ($6.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 15.71%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
First Nebraska Credit Union lists 5 offices in 3 cities. Most locations:
- Lincoln, NE (2)
- Omaha, NE (2)
- Elkhorn, NE (1)
HMDA 2025
Mortgage lending
In 2025, First Nebraska Credit Union reported 172 home-loan applications under HMDA (LEI 549300E45E0GS21KWF28): 112 originated ($10,010,000 total), 24 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- First Nebraska Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 65398
- RSSD ID
- 624590
- Primary regulator
- State + NCUA
- Established
- 1964
- Headquarters
- 10655 Bedford Ave, Omaha, NE 68134
- Employees
- 58
Quick answers
First Nebraska Credit Union: common questions
Is First Nebraska Credit Union NCUA insured?
Yes. First Nebraska Credit Union is a federally insured credit union (NCUA charter #65398). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is First Nebraska Credit Union's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does First Nebraska Credit Union have?
5 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Omaha
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| North Western Employees Credit UnionCredit union Council Bluffs, IA | 94 out of 100, Very strong | $10.4M | 21.4% | 0.00% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
| Neighborhood Community Federal Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $31.0M | 14.2% | 0.17% | vs |
| Omaha Firefighters Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $76.0M | 17.5% | 0.04% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |