TellerScore

Headquartered in Denver, Colorado, Native American Bank, National Association is a national bank with $362.0M in total assets and $302.6M in deposits as of Q2 2026. It operates 3 offices across 3 states. Its charter dates back to 1987.

Native American Bank, National Association has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 22nd. Capital cushion contributes the most (94/100, 14.39%); funding & liquidity contributes the least (58/100, 69% loans-to-deposits, 46% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion94/100
Tier 1 leverage ratio: 14.39%
Loan quality69/100
Noncurrent loans ÷ total loans: 0.94%
Earnings67/100
Return on assets (annualized): 1.18%
Funding & liquidity58/100
Loans ÷ deposits and uninsured-deposit share: 68.7% · 45.7% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.56%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (68 → 77), mostly because the capital cushion component improved by 32 points.

TellerScore
576777Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202469
Q4 202457
Q1 202564
Q2 202568
Q3 202569
Q4 202573
Q1 202675
Q2 202677
Tier 1 leverage ratio
5.00%9.69%14.39%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.83%
Q3 202411.25%
Q4 202410.21%
Q1 202511.20%
Q2 202511.16%
Q3 202511.67%
Q4 202513.14%
Q1 202613.73%
Q2 202614.39%
Noncurrent loans
0.88%1.40%1.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.75%
Q3 20240.88%
Q4 20241.92%
Q1 20251.34%
Q2 20251.21%
Q3 20251.15%
Q4 20251.14%
Q1 20260.98%
Q2 20260.94%
Return on assets
1.18%1.42%1.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.23%
Q3 20241.43%
Q4 20241.61%
Q1 20251.36%
Q2 20251.67%
Q3 20251.51%
Q4 20251.42%
Q1 20261.25%
Q2 20261.18%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$362.0M14.39%0.94%1.18%68.7%
Q1 202675$384.5M13.73%0.98%1.25%63.1%
Q4 202573$393.0M13.14%1.14%1.42%58.7%
Q3 202569$418.4M11.67%1.15%1.51%55.1%
Q2 202568$421.1M11.16%1.21%1.67%52.7%
Q1 202564$399.6M11.20%1.34%1.36%50.2%
Q4 202457$404.1M10.21%1.92%1.61%48.7%
Q3 202469$401.4M11.25%0.88%1.43%42.9%
Q2 202465$298.2M12.83%1.75%1.23%59.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.39%
83rd
Total risk-based capital0.00%
24th
Problem loans0.94%
29th
Net charge-offs0.00%
68th
Return on assets1.18%
46th
Net interest margin5.32%
96th
Efficiency ratio71.4%
27th
Loans to deposits68.7%
71st
Uninsured deposits45.7%
6th
Loan-loss reserves0.96%
22nd
Texas ratio3.6%
44th

Similar-size banks in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
FlatIrons BankBank Boulder, CO74 out of 100, Strong$370.3M8.9%0.00%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Alamosa State BankBank Alamosa, CO89 out of 100, Very strong$340.3M12.9%0.00%vs
First FarmBankBank Greeley, CO72 out of 100, Strong$384.4M12.3%0.88%vs
San Luis Valley Federal BankBank Alamosa, CO87 out of 100, Very strong$390.2M18.0%0.15%vs
The Colorado Bank and Trust Company of La JuntaBank La Junta, CO69 out of 100, Moderate$330.3M10.3%0.30%vs

Deposit insurance

Is my money safe at Native American Bank, National Association?

Yes. Native American Bank, National Association is an FDIC-insured institution (FDIC certificate #27026). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 45.7% of deposits ($138.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.39%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Native American Bank, National Association lists 3 offices in 3 cities across 3 states. Most locations:

  • Browning, MT (1)
  • Denver, CO (1)
  • Quil Ceda Village, WA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Native American Bank, National Association
Former names
Blackfeet National Bank; Native American National Bank
Type
National bank
FDIC certificate #
27026
RSSD ID
664653
Primary regulator
OCC
Holding company
Native American Bcorp Co the
Established
July 27, 1987
Headquarters
201 N Broadway, Denver, CO 80203
Employees
60

Quick answers

Native American Bank, National Association: common questions

Is Native American Bank, National Association FDIC insured?

Yes. Native American Bank, National Association is an FDIC-insured institution (FDIC certificate #27026). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Native American Bank, National Association's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Native American Bank, National Association ever failed?

There is no failure record for FDIC certificate #27026 in the FDIC failed bank list.

How many branches does Native American Bank, National Association have?

3 offices as of the latest FDIC data, in 3 states.

Nearby

Highest-scoring banks and credit unions with branches near Denver

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs