Nymeo Federal Credit Union is a federal credit union headquartered in Frederick, Maryland, in business for about 62 years. At the end of Q2 2026 it reported $409.1M in total assets and $349.4M in member shares and deposits, with 4 offices.
Nymeo Federal Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 1,341 credit unions with $100 million – $1 billion. Among 60 credit unions headquartered in Maryland, it ranks 33rd. Problem-loan coverage contributes the most (88/100, 6.0%); earnings contributes the least (50/100, 0.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (63 → 66), mostly because the loan quality component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 60 |
| Q4 2024 | 60 |
| Q1 2025 | 63 |
| Q2 2025 | 63 |
| Q3 2025 | 58 |
| Q4 2025 | 59 |
| Q1 2026 | 66 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.07% |
| Q3 2024 | 11.28% |
| Q4 2024 | 11.35% |
| Q1 2025 | 11.38% |
| Q2 2025 | 11.48% |
| Q3 2025 | 11.06% |
| Q4 2025 | 10.74% |
| Q1 2026 | 10.96% |
| Q2 2026 | 11.11% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.70% |
| Q3 2024 | 1.49% |
| Q4 2024 | 1.53% |
| Q1 2025 | 1.45% |
| Q2 2025 | 1.25% |
| Q3 2025 | 1.62% |
| Q4 2025 | 1.38% |
| Q1 2026 | 1.07% |
| Q2 2026 | 0.93% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.31% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.81% |
| Q2 2025 | 0.65% |
| Q3 2025 | 0.64% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.82% |
| Q2 2026 | 0.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $409.1M | 11.11% | 0.93% | 0.75% | 83.8% |
| Q1 2026 | 66 | $408.5M | 10.96% | 1.07% | 0.82% | 74.8% |
| Q4 2025 | 59 | $408.9M | 10.74% | 1.38% | 0.72% | 87.3% |
| Q3 2025 | 58 | $389.8M | 11.06% | 1.62% | 0.64% | 83.5% |
| Q2 2025 | 63 | $370.0M | 11.48% | 1.25% | 0.65% | 84.0% |
| Q1 2025 | 63 | $369.2M | 11.38% | 1.45% | 0.81% | 78.8% |
| Q4 2024 | 60 | $363.7M | 11.35% | 1.53% | 0.55% | 80.2% |
| Q3 2024 | 60 | $362.3M | 11.28% | 1.49% | 0.49% | 77.7% |
| Q2 2024 | 56 | $362.3M | 11.07% | 1.70% | 0.31% | 77.8% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wepco Federal Credit UnionCredit union Bloomington, MD | 86 out of 100, Very strong | $399.3M | 15.5% | 0.98% | vs |
| Chessie Federal Credit UnionCredit union Cumberland, MD | 83 out of 100, Strong | $434.4M | 13.8% | 0.82% | vs |
| Mid-Atlantic Federal Credit UnionCredit union Germantown, MD | 66 out of 100, Moderate | $443.4M | 11.0% | 0.72% | vs |
| Signal Financial Federal Credit UnionCredit union Kensington, MD | 56 out of 100, Moderate | $363.9M | 9.3% | 0.53% | vs |
| Fedchoice Federal Credit UnionCredit union Lanham, MD | 62 out of 100, Moderate | $468.7M | 9.4% | 0.65% | vs |
| Prince George'S Community Federal Credit UnionCredit union Bowie, MD | 80 out of 100, Strong | $337.0M | 13.5% | 0.84% | vs |
Deposit insurance
Is my money safe at Nymeo Federal Credit Union?
Yes. Nymeo Federal Credit Union is a federally insured credit union (NCUA charter #16408). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.1% of shares and deposits ($31.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 11.11%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Nymeo Federal Credit Union lists 4 offices in 2 cities. Most locations:
- Frederick, MD (3)
- Gaithersburg, MD (1)
HMDA 2025
Mortgage lending
In 2025, Nymeo Federal Credit Union reported 378 home-loan applications under HMDA (LEI 5493003PL2K1NXVSU388): 365 originated ($69,275,000 total), 11 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Nymeo Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 16408
- RSSD ID
- 940580
- Primary regulator
- NCUA
- Established
- 1964
- Headquarters
- 5210 Chairmans Ct, Frederick, MD 21703
- Employees
- 81
Quick answers
Nymeo Federal Credit Union: common questions
Is Nymeo Federal Credit Union NCUA insured?
Yes. Nymeo Federal Credit Union is a federally insured credit union (NCUA charter #16408). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Nymeo Federal Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Nymeo Federal Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Frederick
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lee Federal Credit UnionCredit union Washington, DC | 99 out of 100, Very strong | $5.5M | 50.7% | 0.00% | vs |
| Ferko Md Federal Credit UnionCredit union Frederick, MD | 94 out of 100, Very strong | $30.1M | 19.4% | 0.58% | vs |
| Washington County Teachers Federal Credit UnionCredit union Hagerstown, MD | 92 out of 100, Very strong | $96.5M | 15.3% | 0.15% | vs |
| City National Bank of West VirginiaBank Charleston, WV | 78 out of 100, Strong | $6.8B | 9.6% | 0.22% | vs |
| ACNB BankBank Gettysburg, PA | 77 out of 100, Strong | $3.3B | 11.2% | 0.40% | vs |
| John Marshall BankBank Reston, VA | 76 out of 100, Strong | $2.4B | 12.9% | 0.01% | vs |