TellerScore

Omaha Police Federal Credit Union (NCUA charter #12319) is based in Omaha, Nebraska. Its Q2 2026 call report shows $94.8M in total assets and $84.9M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Omaha Police Federal Credit Union scores 76/100, which we describe as strong. That is higher than 54% of 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 20th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is capital cushion (49/100; 9.92%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Net worth ratio: 9.92%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.01%
Earnings59/100
Return on assets (annualized): 0.98%
Funding & liquidity99/100
Loans ÷ shares: 60.9% · 4.8% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 76).

TellerScore
677276Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202470
Q4 202470
Q1 202574
Q2 202575
Q3 202576
Q4 202576
Q1 202676
Q2 202676
Net worth ratio
7.00%8.46%9.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.95%
Q3 20248.35%
Q4 20248.51%
Q1 20258.71%
Q2 20258.91%
Q3 20259.38%
Q4 20259.29%
Q1 20269.61%
Q2 20269.92%
Delinquent loans (60+ days)
0.01%0.07%0.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.13%
Q3 20240.05%
Q4 20240.10%
Q1 20250.03%
Q2 20250.02%
Q3 20250.05%
Q4 20250.01%
Q1 20260.02%
Q2 20260.01%
Return on assets
0.71%0.98%1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.71%
Q3 20240.80%
Q4 20240.77%
Q1 20251.12%
Q2 20251.19%
Q3 20251.24%
Q4 20251.13%
Q1 20261.09%
Q2 20260.98%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$94.8M9.92%0.01%0.98%60.9%
Q1 202676$95.8M9.61%0.02%1.09%58.9%
Q4 202576$96.3M9.29%0.01%1.13%58.9%
Q3 202576$93.1M9.38%0.05%1.24%60.9%
Q2 202575$94.6M8.91%0.02%1.19%57.2%
Q1 202574$93.3M8.71%0.03%1.12%58.0%
Q4 202470$92.4M8.51%0.10%0.77%58.0%
Q3 202470$92.3M8.35%0.05%0.80%58.0%
Q2 202467$94.2M7.95%0.13%0.71%57.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.92%
16th
Problem loans0.01%
87th
Net charge-offs-0.02%
89th
Return on assets0.98%
67th
Loans to deposits60.9%
47th
Uninsured deposits4.8%
23rd
Loan-loss reserves0.00%
37th
Texas ratio0.0%
86th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Firefighters Credit UnionCredit union Omaha, NE92 out of 100, Very strong$76.0M17.5%0.04%vs
Lincoln Public School Employees Federal Credit UnionCredit union Lincoln, NE69 out of 100, Moderate$74.1M11.9%1.52%vs
Kellogg Midwest Federal Credit UnionCredit union LaVista, NE70 out of 100, Strong$56.4M21.5%1.23%vs
Spirit of America Federal Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$53.2M12.9%0.01%vs
Consumers CooperativeCredit union Alliance, NE81 out of 100, Strong$52.2M20.6%1.41%vs
Hastings Federal Credit UnionCredit union Hastings, NE93 out of 100, Very strong$52.0M20.8%0.36%vs

Deposit insurance

Is my money safe at Omaha Police Federal Credit Union?

Yes. Omaha Police Federal Credit Union is a federally insured credit union (NCUA charter #12319). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.8% of shares and deposits ($4.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.92%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Omaha Police Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
OPFCU VISA8.99% – 18.00%$0$201.0%

All Omaha Police Federal Credit Union card terms

Identity & history

Profile

Legal name
Omaha Police Federal Credit Union
Type
Federal credit union
NCUA charter #
12319
RSSD ID
318581
Primary regulator
NCUA
Established
1958
Headquarters
3003 S 82nd Ave, Omaha, NE 68124
Employees
18

Quick answers

Omaha Police Federal Credit Union: common questions

Is Omaha Police Federal Credit Union NCUA insured?

Yes. Omaha Police Federal Credit Union is a federally insured credit union (NCUA charter #12319). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Omaha Police Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Omaha Police Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Omaha

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE98 out of 100, Very strong$34.8M25.2%0.00%vs
North Western Employees Credit UnionCredit union Council Bluffs, IA94 out of 100, Very strong$10.4M21.4%0.00%vs
American Interstate BankBank Elkhorn, NE93 out of 100, Very strong$132.0M20.1%0.00%vs
Neighborhood Community Federal Credit UnionCredit union Omaha, NE92 out of 100, Very strong$31.0M14.2%0.17%vs
Omaha Firefighters Credit UnionCredit union Omaha, NE92 out of 100, Very strong$76.0M17.5%0.04%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs