TellerScore

Headquartered in Lincoln, Nebraska, Lincoln Public School Employees Federal Credit Union is a federal credit union with $74.1M in total assets and $64.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1938.

Lincoln Public School Employees Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 28th. Funding & liquidity contributes the most (100/100, 43% loans-to-deposits, 5% uninsured); loan quality contributes the least (49/100, 1.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.93%
Loan quality49/100
Loans 60+ days delinquent ÷ total loans: 1.52%
Earnings60/100
Return on assets (annualized): 0.99%
Funding & liquidity100/100
Loans ÷ shares: 42.8% · 4.9% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (71 → 69), mostly because the loan quality component weakened by 21 points.

TellerScore
657176Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202472
Q4 202465
Q1 202575
Q2 202571
Q3 202568
Q4 202567
Q1 202669
Q2 202669
Net worth ratio
7.00%9.64%12.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.29%
Q3 202412.07%
Q4 202411.82%
Q1 202511.41%
Q2 202511.56%
Q3 202511.81%
Q4 202511.83%
Q1 202611.75%
Q2 202611.93%
Delinquent loans (60+ days)
0.27%0.89%1.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.43%
Q3 20240.80%
Q4 20241.41%
Q1 20250.27%
Q2 20250.89%
Q3 20251.37%
Q4 20251.44%
Q1 20261.49%
Q2 20261.52%
Return on assets
0.42%0.72%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.48%
Q3 20240.47%
Q4 20240.42%
Q1 20250.54%
Q2 20250.64%
Q3 20250.72%
Q4 20250.69%
Q1 20261.01%
Q2 20260.99%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$74.1M11.93%1.52%0.99%42.8%
Q1 202669$73.7M11.75%1.49%1.01%42.8%
Q4 202567$71.6M11.83%1.44%0.69%45.4%
Q3 202568$70.8M11.81%1.37%0.72%47.4%
Q2 202571$71.0M11.56%0.89%0.64%47.4%
Q1 202575$70.8M11.41%0.27%0.54%46.9%
Q4 202465$67.5M11.82%1.41%0.42%49.7%
Q3 202472$65.7M12.07%0.80%0.47%51.4%
Q2 202476$63.9M12.29%0.43%0.48%52.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.93%
31st
Problem loans1.52%
28th
Net charge-offs0.18%
50th
Return on assets0.99%
67th
Loans to deposits42.8%
74th
Uninsured deposits4.9%
22nd
Loan-loss reserves0.00%
37th
Texas ratio4.8%
31st

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Firefighters Credit UnionCredit union Omaha, NE92 out of 100, Very strong$76.0M17.5%0.04%vs
Kellogg Midwest Federal Credit UnionCredit union LaVista, NE70 out of 100, Strong$56.4M21.5%1.23%vs
Omaha Police Federal Credit UnionCredit union Omaha, NE76 out of 100, Strong$94.8M9.9%0.01%vs
Spirit of America Federal Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$53.2M12.9%0.01%vs
Consumers CooperativeCredit union Alliance, NE81 out of 100, Strong$52.2M20.6%1.41%vs
Hastings Federal Credit UnionCredit union Hastings, NE93 out of 100, Very strong$52.0M20.8%0.36%vs

Deposit insurance

Is my money safe at Lincoln Public School Employees Federal Credit Union?

Yes. Lincoln Public School Employees Federal Credit Union is a federally insured credit union (NCUA charter #2643). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.9% of shares and deposits ($3.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.93%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Lincoln Public School Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lincoln Public School Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
2643
RSSD ID
692777
Primary regulator
NCUA
Established
1938
Headquarters
5621 N St, Lincoln, NE 68510
Employees
8

Quick answers

Lincoln Public School Employees Federal Credit Union: common questions

Is Lincoln Public School Employees Federal Credit Union NCUA insured?

Yes. Lincoln Public School Employees Federal Credit Union is a federally insured credit union (NCUA charter #2643). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lincoln Public School Employees Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lincoln Public School Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lincoln

InstitutionScoreAssetsCapitalProblem loansCompare
CerescoBankBank Ceresco, NE92 out of 100, Very strong$81.3M13.9%0.06%vs
Countryside BankBank Unadilla, NE90 out of 100, Very strong$118.5M15.2%0.35%vs
Nebraska State Employees Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$36.8M14.0%0.11%vs
Spirit of America Federal Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$53.2M12.9%0.01%vs
First Northeast Bank of NebraskaBank Lyons, NE88 out of 100, Very strong$472.6M13.5%0.22%vs
Cattle Bank and TrustBank Seward, NE87 out of 100, Very strong$421.9M12.9%0.08%vs