TellerScore

Headquartered in Columbus, Nebraska, Onenebraska Federal Credit Union is a federal credit union with $106.5M in total assets and $94.7M in member shares and deposits as of Q2 2026. Its charter dates back to 1949.

Based on its Q2 2026 filing, Onenebraska Federal Credit Union scores 60/100, which we describe as moderate. That is higher than only 21% of 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 35th. Its strongest component is problem-loan coverage (84/100; 7.9%), and its lowest is earnings (38/100; 0.44%).

TellerScore · Q2 2026

Scorecard

Capital cushion57/100
Net worth ratio: 10.72%
Loan quality65/100
Loans 60+ days delinquent ÷ total loans: 1.04%
Earnings38/100
Return on assets (annualized): 0.44%
Funding & liquidity68/100
Loans ÷ shares: 91.8% · 4.3% uninsured
Problem-loan coverage84/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.92%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (52 → 60), mostly because the earnings component improved by 38 points.

TellerScore
475461Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202461
Q4 202460
Q1 202560
Q2 202552
Q3 202547
Q4 202549
Q1 202659
Q2 202660
Net worth ratio
7.00%8.86%10.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.56%
Q3 202410.05%
Q4 202410.12%
Q1 20259.48%
Q2 202510.13%
Q3 202510.51%
Q4 202510.39%
Q1 202610.38%
Q2 202610.72%
Delinquent loans (60+ days)
0.72%1.17%1.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.72%
Q3 20240.72%
Q4 20240.89%
Q1 20251.05%
Q2 20250.96%
Q3 20251.61%
Q4 20251.48%
Q1 20261.41%
Q2 20261.04%
Return on assets
-1.63%-0.50%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.21%
Q3 20240.33%
Q4 20240.39%
Q1 20250.62%
Q2 2025-1.63%
Q3 2025-1.00%
Q4 2025-0.65%
Q1 20260.63%
Q2 20260.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$106.5M10.72%1.04%0.44%91.8%
Q1 202659$109.4M10.38%1.41%0.63%77.5%
Q4 202549$107.6M10.39%1.48%-0.65%82.3%
Q3 202547$105.5M10.51%1.61%-1.00%85.9%
Q2 202552$108.7M10.13%0.96%-1.63%83.0%
Q1 202560$86.2M9.48%1.05%0.62%73.7%
Q4 202460$79.4M10.12%0.89%0.39%83.1%
Q3 202461$78.8M10.05%0.72%0.33%84.7%
Q2 202460$81.7M9.56%0.72%0.21%76.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.72%
39th
Problem loans1.04%
28th
Net charge-offs0.83%
15th
Return on assets0.44%
26th
Loans to deposits91.8%
13th
Uninsured deposits4.3%
69th
Loan-loss reserves0.00%
50th
Texas ratio7.9%
21st

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Membersown Credit UnionCredit union Lincoln, NE80 out of 100, Strong$109.3M14.1%0.91%vs
Archer CooperativeCredit union Archer, NE65 out of 100, Moderate$102.7M10.6%0.85%vs
Omaha Federal Credit UnionCredit union Omaha, NE88 out of 100, Very strong$118.0M15.3%1.05%vs
Mutual First Federal Credit UnionCredit union Omaha, NE38 out of 100, Low$124.8M8.0%2.17%vs
University of Nebraska Federal Credit UnionCredit union Lincoln, NE65 out of 100, Moderate$131.3M10.7%1.09%vs
Trius Federal Credit UnionCredit union Kearney, NE58 out of 100, Moderate$152.3M10.6%1.32%vs

Deposit insurance

Is my money safe at Onenebraska Federal Credit Union?

Yes. Onenebraska Federal Credit Union is a federally insured credit union (NCUA charter #24402). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($4.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.72%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Onenebraska Federal Credit Union
Type
Federal credit union
NCUA charter #
24402
RSSD ID
801391
Primary regulator
NCUA
Established
1949
Headquarters
PO Box 585, Columbus, NE 68602
Employees
35

Quick answers

Onenebraska Federal Credit Union: common questions

Is Onenebraska Federal Credit Union NCUA insured?

Yes. Onenebraska Federal Credit Union is a federally insured credit union (NCUA charter #24402). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Onenebraska Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.