TellerScore

Parlin Dupont Employees Federal Credit Union (NCUA charter #2246) is based in Sayreville, New Jersey. Its Q2 2026 call report shows $5.4M in total assets and $4.9M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Parlin Dupont Employees Federal Credit Union scores 39/100, which we describe as low. That is higher than only 3% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 122nd. Its strongest component is funding & liquidity (100/100; 38% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 4.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Net worth ratio: 9.80%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.63%
Earnings12/100
Return on assets (annualized): -0.21%
Funding & liquidity100/100
Loans ÷ shares: 38.3% · 0.0% uninsured
Problem-loan coverage69/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 15.70%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 24 points (63 → 39), mostly because the loan quality component weakened by 72 points.

TellerScore
395468Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202464
Q4 202468
Q1 202561
Q2 202563
Q3 202547
Q4 202544
Q1 202639
Q2 202639
Net worth ratio
7.00%8.84%10.69%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.49%
Q3 20249.11%
Q4 20249.49%
Q1 20259.57%
Q2 20259.77%
Q3 202510.69%
Q4 202510.32%
Q1 202610.01%
Q2 20269.80%
Delinquent loans (60+ days)
0.55%2.59%4.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.55%
Q3 20240.56%
Q4 20240.65%
Q1 20250.91%
Q2 20250.83%
Q3 20252.89%
Q4 20253.06%
Q1 20263.17%
Q2 20264.63%
Return on assets
-0.29%0.26%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.32%
Q3 20240.41%
Q4 20240.81%
Q1 20250.14%
Q2 20250.24%
Q3 20250.26%
Q4 20250.21%
Q1 2026-0.29%
Q2 2026-0.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202639$5.4M9.80%4.63%-0.21%38.3%
Q1 202639$5.3M10.01%3.17%-0.29%42.2%
Q4 202544$5.2M10.32%3.06%0.21%47.1%
Q3 202547$5.0M10.69%2.89%0.26%51.6%
Q2 202563$5.5M9.77%0.83%0.24%48.3%
Q1 202561$5.5M9.57%0.91%0.14%46.9%
Q4 202468$5.6M9.49%0.65%0.81%46.8%
Q3 202464$5.7M9.11%0.56%0.41%49.5%
Q2 202462$6.0M8.49%0.55%0.32%47.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.80%
15th
Problem loans4.63%
7th
Net charge-offs0.11%
56th
Return on assets-0.21%
15th
Loans to deposits38.3%
80th
Uninsured deposits0.0%
81st
Loan-loss reserves1.10%
84th
Texas ratio15.7%
7th

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Kearny Municipal Employees Federal Credit UnionCredit union Kearny, NJ59 out of 100, Moderate$5.6M26.1%6.07%vs
Newark Police Federal Credit UnionCredit union Newark, NJ66 out of 100, Moderate$5.2M34.6%5.27%vs
West Hudson Teachers Federal Credit UnionCredit union North Arlington, NJ54 out of 100, Below average$5.8M12.3%2.53%vs
Paterson Police Federal Credit UnionCredit union Paterson, NJ66 out of 100, Moderate$4.7M19.9%2.44%vs
N. J. Latvian Federal Credit UnionCredit union Freehold, NJ66 out of 100, Moderate$4.7M16.4%1.76%vs
Trenton NJ Firemen Federal Credit UnionCredit union Trenton, NJ85 out of 100, Very strong$4.4M18.2%0.52%vs

Deposit insurance

Is my money safe at Parlin Dupont Employees Federal Credit Union?

Yes. Parlin Dupont Employees Federal Credit Union is a federally insured credit union (NCUA charter #2246). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.80%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Parlin Dupont Employees Federal Credit Union lists 1 office in 1 city. Most locations:

  • Sayreville, NJ (1)

All branch addresses and map

Identity & history

Profile

Legal name
Parlin Dupont Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
2246
RSSD ID
231877
Primary regulator
NCUA
Established
1937
Headquarters
389 Washington Rd, Office 2, Sayreville, NJ 08872
Employees
3

Quick answers

Parlin Dupont Employees Federal Credit Union: common questions

Is Parlin Dupont Employees Federal Credit Union NCUA insured?

Yes. Parlin Dupont Employees Federal Credit Union is a federally insured credit union (NCUA charter #2246). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Parlin Dupont Employees Federal Credit Union's TellerScore?

39 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Parlin Dupont Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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