TellerScore

Peoria Postal Employees Credit Union is a federally insured state-chartered credit union headquartered in Peoria, Illinois, in business for about 98 years. At the end of Q2 2026 it reported $14.1M in total assets and $11.3M in member shares and deposits, with 3 offices.

Peoria Postal Employees Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 28% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 142nd. Capital cushion contributes the most (100/100, 19.47%); loan quality contributes the least (0/100, 4.69%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.47%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.69%
Earnings55/100
Return on assets (annualized): 0.87%
Funding & liquidity100/100
Loans ÷ shares: 55.5% · 4.0% uninsured
Problem-loan coverage79/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.72%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 64).

TellerScore
596367Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202464
Q4 202459
Q1 202564
Q2 202565
Q3 202566
Q4 202564
Q1 202667
Q2 202664
Net worth ratio
7.00%14.13%21.25%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.25%
Q3 202421.18%
Q4 202420.28%
Q1 202519.44%
Q2 202519.84%
Q3 202520.14%
Q4 202519.80%
Q1 202619.50%
Q2 202619.47%
Delinquent loans (60+ days)
2.87%4.04%5.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.82%
Q3 20243.96%
Q4 20245.21%
Q1 20254.48%
Q2 20253.34%
Q3 20254.35%
Q4 20252.87%
Q1 20263.33%
Q2 20264.69%
Return on assets
0.29%0.73%1.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.74%
Q3 20240.92%
Q4 20240.29%
Q1 20250.88%
Q2 20251.00%
Q3 20251.17%
Q4 20250.67%
Q1 20261.12%
Q2 20260.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$14.1M19.47%4.69%0.87%55.5%
Q1 202667$14.0M19.50%3.33%1.12%55.6%
Q4 202564$13.6M19.80%2.87%0.67%58.4%
Q3 202566$13.5M20.14%4.35%1.17%59.8%
Q2 202565$13.4M19.84%3.34%1.00%61.1%
Q1 202564$13.5M19.44%4.48%0.88%58.1%
Q4 202459$12.8M20.28%5.21%0.29%62.6%
Q3 202464$12.5M21.18%3.96%0.92%65.4%
Q2 202462$12.2M21.25%3.82%0.74%67.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.47%
75th
Problem loans4.69%
6th
Net charge-offs0.27%
41st
Return on assets0.87%
61st
Loans to deposits55.5%
55th
Uninsured deposits4.0%
28th
Loan-loss reserves0.00%
37th
Texas ratio10.7%
12th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Blaw-Knox Credit UnionCredit union Mattoon, IL92 out of 100, Very strong$13.4M19.9%0.23%vs
Springfield City Employees Credit UnionCredit union Springfield, IL85 out of 100, Very strong$12.8M17.1%0.33%vs
Financial Partners Credit UnionCredit union Springfield, IL45 out of 100, Below average$12.7M7.1%1.83%vs
Ottawa Hiway Credit UnionCredit union Ottawa, IL100 out of 100, Very strong$16.3M16.7%0.00%vs
Ambraw Federal Credit UnionCredit union Lawrenceville, IL72 out of 100, Strong$16.7M9.9%0.16%vs
Maternity B.V.M. Credit UnionCredit union Bourbonnais, IL79 out of 100, Strong$11.3M12.8%0.00%vs

Deposit insurance

Is my money safe at Peoria Postal Employees Credit Union?

Yes. Peoria Postal Employees Credit Union is a federally insured credit union (NCUA charter #60863). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.0% of shares and deposits ($453K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Peoria Postal Employees Credit Union lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Peoria Postal Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60863
RSSD ID
261490
Primary regulator
State + NCUA
Established
1928
Headquarters
P. O. Box 1215, Peoria, IL 61654
Employees
2

Quick answers

Peoria Postal Employees Credit Union: common questions

Is Peoria Postal Employees Credit Union NCUA insured?

Yes. Peoria Postal Employees Credit Union is a federally insured credit union (NCUA charter #60863). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Peoria Postal Employees Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Peoria Postal Employees Credit Union have?

3 offices as of the latest NCUA data.