Headquartered in Chicago, Illinois, Berean Credit Union is a federally insured state-chartered credit union with $190K in total assets and $154K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1955.
Berean Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 74th. Capital cushion contributes the most (100/100, 18.55%); earnings contributes the least (0/100, -1.53%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 20 points (100 → 80), mostly because the earnings component weakened by 100 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 100 |
| Q3 2024 | 75 |
| Q4 2024 | 75 |
| Q1 2025 | 76 |
| Q2 2025 | 100 |
| Q3 2025 | 100 |
| Q4 2025 | 100 |
| Q1 2026 | 80 |
| Q2 2026 | 80 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.30% |
| Q3 2024 | 16.84% |
| Q4 2024 | 16.16% |
| Q1 2025 | 17.08% |
| Q2 2025 | 16.80% |
| Q3 2025 | 19.28% |
| Q4 2025 | 19.24% |
| Q1 2026 | 18.56% |
| Q2 2026 | 18.55% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 7.88% |
| Q4 2024 | 8.09% |
| Q1 2025 | 2.92% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 5.89% |
| Q3 2024 | 4.16% |
| Q4 2024 | 3.25% |
| Q1 2025 | 9.56% |
| Q2 2025 | 3.87% |
| Q3 2025 | 3.10% |
| Q4 2025 | 2.80% |
| Q1 2026 | -3.59% |
| Q2 2026 | -1.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $190K | 18.55% | 0.00% | -1.53% | 4.3% |
| Q1 2026 | 80 | $189K | 18.56% | 0.00% | -3.59% | 4.6% |
| Q4 2025 | 100 | $191K | 19.24% | 0.00% | 2.80% | 6.1% |
| Q3 2025 | 100 | $185K | 19.28% | 0.00% | 3.10% | 5.5% |
| Q2 2025 | 100 | $211K | 16.80% | 0.00% | 3.87% | 3.2% |
| Q1 2025 | 76 | $214K | 17.08% | 2.92% | 9.56% | 5.3% |
| Q4 2024 | 75 | $194K | 16.16% | 8.09% | 3.25% | 6.2% |
| Q3 2024 | 75 | $183K | 16.84% | 7.88% | 4.16% | 4.8% |
| Q2 2024 | 100 | $188K | 16.30% | 0.00% | 5.89% | 5.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Community Federal Credit UnionCredit union Chicago, IL | 80 out of 100, Strong | $116K | 25.0% | 0.00% | vs |
| Gideon Federal Credit UnionCredit union Waukegan, IL | 62 out of 100, Moderate | $269K | 18.6% | 4.45% | vs |
| Imperial Credit UnionCredit union Springfield, IL | 52 out of 100, Below average | $76K | 9.4% | 23.71% | vs |
| St. Helena Parish Credit UnionCredit union Chicago, IL | 64 out of 100, Moderate | $324K | 9.5% | 0.00% | vs |
| Bethel A.M.E. Church Credit UnionCredit union Chicago, IL | 73 out of 100, Strong | $50K | 16.6% | — | vs |
Deposit insurance
Is my money safe at Berean Credit Union?
Yes. Berean Credit Union is a federally insured credit union (NCUA charter #66089). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.55%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Berean Credit Union lists 1 office in 1 city. Most locations:
- Chicago, IL (1)
Identity & history
Profile
- Legal name
- Berean Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66089
- RSSD ID
- 165691
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- 5147 S. Dearborn, Chicago, IL 60609
- Employees
- 1
Quick answers
Berean Credit Union: common questions
Is Berean Credit Union NCUA insured?
Yes. Berean Credit Union is a federally insured credit union (NCUA charter #66089). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Berean Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Berean Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |