TellerScore

Pueblo Government Agencies Federal Credit Union (NCUA charter #1499) is based in Pueblo, Colorado. Its Q2 2026 call report shows $43.8M in total assets and $37.9M in member shares and deposits and 1 office.

Pueblo Government Agencies Federal Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 14th. Funding & liquidity contributes the most (100/100, 21% loans-to-deposits, 1% uninsured); earnings contributes the least (46/100, 0.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion77/100
Net worth ratio: 12.69%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.02%
Earnings46/100
Return on assets (annualized): 0.66%
Funding & liquidity100/100
Loans ÷ shares: 20.8% · 0.9% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.03%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 82).

TellerScore
798489Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202482
Q4 202482
Q1 202583
Q2 202582
Q3 202585
Q4 202587
Q1 202689
Q2 202682
Net worth ratio
7.00%9.84%12.69%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.94%
Q3 202411.49%
Q4 202411.61%
Q1 202511.49%
Q2 202511.97%
Q3 202512.48%
Q4 202512.57%
Q1 202612.69%
Q2 202612.69%
Delinquent loans (60+ days)
0.00%0.22%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.01%
Q1 20250.02%
Q2 20250.43%
Q3 20250.20%
Q4 20250.07%
Q1 20260.06%
Q2 20260.02%
Return on assets
0.66%1.08%1.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.95%
Q3 20241.01%
Q4 20241.03%
Q1 20251.21%
Q2 20251.30%
Q3 20251.31%
Q4 20251.30%
Q1 20261.50%
Q2 20260.66%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$43.8M12.69%0.02%0.66%20.8%
Q1 202689$44.0M12.69%0.06%1.50%21.6%
Q4 202587$43.1M12.57%0.07%1.30%23.1%
Q3 202585$42.2M12.48%0.20%1.31%24.9%
Q2 202582$42.9M11.97%0.43%1.30%25.1%
Q1 202583$43.4M11.49%0.02%1.21%25.8%
Q4 202482$41.8M11.61%0.01%1.03%27.9%
Q3 202482$41.2M11.49%0.00%1.01%29.7%
Q2 202479$42.3M10.94%0.00%0.95%29.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.69%
37th
Problem loans0.02%
86th
Net charge-offs0.07%
60th
Return on assets0.66%
51st
Loans to deposits20.8%
95th
Uninsured deposits0.9%
55th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
86th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Guadalupe Parish Credit UnionCredit union Antonito, CO89 out of 100, Very strong$42.0M25.0%0.19%vs
Holyoke Community Federal Credit UnionCredit union Holyoke, CO63 out of 100, Moderate$49.8M8.3%0.88%vs
School District 3 Federal Credit UnionCredit union Colorado Spring, CO91 out of 100, Very strong$36.0M15.7%0.00%vs
Yuma County Federal Credit UnionCredit union Yuma, CO85 out of 100, Very strong$53.0M12.9%0.00%vs
Electrical Federal Credit UnionCredit union Arvada, CO77 out of 100, Strong$54.3M13.0%0.75%vs
Westminster Federal Credit UnionCredit union Westminster, CO63 out of 100, Moderate$54.6M9.7%1.11%vs

Deposit insurance

Is my money safe at Pueblo Government Agencies Federal Credit Union?

Yes. Pueblo Government Agencies Federal Credit Union is a federally insured credit union (NCUA charter #1499). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.9% of shares and deposits ($343K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.69%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Pueblo Government Agencies Federal Credit Union lists 1 office in 1 city. Most locations:

  • Florence, CO (1)

All branch addresses and map

Identity & history

Profile

Legal name
Pueblo Government Agencies Federal Credit Union
Type
Federal credit union
NCUA charter #
1499
RSSD ID
390578
Primary regulator
NCUA
Established
1936
Headquarters
720 N Greenwood St, Pueblo, CO 81003
Employees
12

Quick answers

Pueblo Government Agencies Federal Credit Union: common questions

Is Pueblo Government Agencies Federal Credit Union NCUA insured?

Yes. Pueblo Government Agencies Federal Credit Union is a federally insured credit union (NCUA charter #1499). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pueblo Government Agencies Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pueblo Government Agencies Federal Credit Union have?

1 office as of the latest NCUA data.