TellerScore

Headquartered in Spokane, Washington, Safeway Federal Credit Union is a federal credit union with $77.0M in total assets and $61.4M in member shares and deposits as of Q2 2026. Its charter dates back to 1952.

Based on its Q2 2026 filing, Safeway Federal Credit Union scores 63/100, which we describe as moderate. That is higher than only 26% of 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 53rd. Its strongest component is capital cushion (100/100; 20.02%), and its lowest is earnings (16/100; -0.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.02%
Loan quality22/100
Loans 60+ days delinquent ÷ total loans: 2.35%
Earnings16/100
Return on assets (annualized): -0.11%
Funding & liquidity100/100
Loans ÷ shares: 59.0% · 3.2% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (70 → 63), mostly because the loan quality component weakened by 23 points.

TellerScore
606672Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202467
Q4 202468
Q1 202569
Q2 202570
Q3 202572
Q4 202565
Q1 202660
Q2 202663
Net worth ratio
7.00%14.73%22.46%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.13%
Q3 202422.46%
Q4 202422.42%
Q1 202521.62%
Q2 202521.73%
Q3 202521.40%
Q4 202521.18%
Q1 202620.69%
Q2 202620.02%
Delinquent loans (60+ days)
1.40%1.95%2.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.86%
Q3 20242.22%
Q4 20242.08%
Q1 20251.78%
Q2 20251.64%
Q3 20251.40%
Q4 20252.31%
Q1 20262.50%
Q2 20262.35%
Return on assets
-0.17%0.26%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.62%
Q3 20240.69%
Q4 20240.63%
Q1 20250.33%
Q2 20250.34%
Q3 20250.35%
Q4 20250.32%
Q1 2026-0.17%
Q2 2026-0.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$77.0M20.02%2.35%-0.11%59.0%
Q1 202660$74.6M20.69%2.50%-0.17%63.6%
Q4 202565$73.0M21.18%2.31%0.32%68.2%
Q3 202572$72.1M21.40%1.40%0.35%71.8%
Q2 202570$70.6M21.73%1.64%0.34%75.4%
Q1 202569$70.7M21.62%1.78%0.33%75.3%
Q4 202468$67.9M22.42%2.08%0.63%79.6%
Q3 202467$67.5M22.46%2.22%0.69%82.2%
Q2 202469$67.8M22.13%1.86%0.62%83.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.02%
77th
Problem loans2.35%
17th
Net charge-offs0.07%
61st
Return on assets-0.11%
17th
Loans to deposits59.0%
50th
Uninsured deposits3.2%
34th
Loan-loss reserves0.00%
37th
Texas ratio5.5%
27th

Similar-size credit unions in Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Evergreendirect Credit UnionCredit union Tumwater, WA68 out of 100, Moderate$75.6M11.5%0.63%vs
Tri-Cities Community Federal Credit UnionCredit union Kennewick, WA68 out of 100, Moderate$75.6M14.6%1.47%vs
Westedge Federal Credit UnionCredit union Bellingham, WA81 out of 100, Strong$79.2M17.4%1.32%vs
Avista Corp. Credit UnionCredit union Spokane, WA86 out of 100, Very strong$72.5M18.0%0.08%vs
Primesource Credit UnionCredit union Spokane, WA46 out of 100, Below average$83.9M12.4%2.57%vs
Spokane Firefighters Credit UnionCredit union Spokane, WA87 out of 100, Very strong$86.4M14.5%0.15%vs

Deposit insurance

Is my money safe at Safeway Federal Credit Union?

Yes. Safeway Federal Credit Union is a federally insured credit union (NCUA charter #8132). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.2% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.02%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Safeway Federal Credit Union
Type
Federal credit union
NCUA charter #
8132
RSSD ID
584685
Primary regulator
NCUA
Established
1952
Headquarters
529 E North Foothills Dr, Spokane, WA 99207
Employees
13

Quick answers

Safeway Federal Credit Union: common questions

Is Safeway Federal Credit Union NCUA insured?

Yes. Safeway Federal Credit Union is a federally insured credit union (NCUA charter #8132). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Safeway Federal Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.