Headquartered in Spokane, Washington, Primesource Credit Union is a federally insured state-chartered credit union with $83.9M in total assets and $73.0M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1935.
Based on its Q2 2026 filing, Primesource Credit Union scores 46/100, which we describe as below average. That is higher than only 6% of 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 71st. Its strongest component is funding & liquidity (93/100; 68% loans-to-deposits, 5% uninsured), and its lowest is earnings (0/100; -1.74%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (51 → 46), mostly because the loan quality component weakened by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 53 |
| Q4 2024 | 50 |
| Q1 2025 | 54 |
| Q2 2025 | 51 |
| Q3 2025 | 44 |
| Q4 2025 | 44 |
| Q1 2026 | 43 |
| Q2 2026 | 46 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.67% |
| Q3 2024 | 12.02% |
| Q4 2024 | 12.05% |
| Q1 2025 | 12.13% |
| Q2 2025 | 12.18% |
| Q3 2025 | 12.24% |
| Q4 2025 | 12.35% |
| Q1 2026 | 12.64% |
| Q2 2026 | 12.36% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.38% |
| Q3 2024 | 2.14% |
| Q4 2024 | 2.55% |
| Q1 2025 | 1.92% |
| Q2 2025 | 2.19% |
| Q3 2025 | 3.39% |
| Q4 2025 | 3.17% |
| Q1 2026 | 3.24% |
| Q2 2026 | 2.57% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.04% |
| Q3 2024 | 0.02% |
| Q4 2024 | 0.00% |
| Q1 2025 | -0.20% |
| Q2 2025 | -0.17% |
| Q3 2025 | -0.26% |
| Q4 2025 | -0.22% |
| Q1 2026 | -1.38% |
| Q2 2026 | -1.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 46 | $83.9M | 12.36% | 2.57% | -1.74% | 67.7% |
| Q1 2026 | 43 | $85.3M | 12.64% | 3.24% | -1.38% | 63.3% |
| Q4 2025 | 44 | $89.7M | 12.35% | 3.17% | -0.22% | 63.7% |
| Q3 2025 | 44 | $90.9M | 12.24% | 3.39% | -0.26% | 65.5% |
| Q2 2025 | 51 | $92.1M | 12.18% | 2.19% | -0.17% | 67.9% |
| Q1 2025 | 54 | $92.7M | 12.13% | 1.92% | -0.20% | 66.4% |
| Q4 2024 | 50 | $93.7M | 12.05% | 2.55% | 0.00% | 68.3% |
| Q3 2024 | 53 | $94.2M | 12.02% | 2.14% | 0.02% | 70.5% |
| Q2 2024 | 59 | $97.3M | 11.67% | 1.38% | -0.04% | 69.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Spokane Firefighters Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $86.4M | 14.5% | 0.15% | vs |
| Westedge Federal Credit UnionCredit union Bellingham, WA | 81 out of 100, Strong | $79.2M | 17.4% | 1.32% | vs |
| Snocope Credit UnionCredit union Everett, WA | 62 out of 100, Moderate | $88.7M | 9.6% | 0.93% | vs |
| Safeway Federal Credit UnionCredit union Spokane, WA | 63 out of 100, Moderate | $77.0M | 20.0% | 2.35% | vs |
| Evergreendirect Credit UnionCredit union Tumwater, WA | 68 out of 100, Moderate | $75.6M | 11.5% | 0.63% | vs |
| Tri-Cities Community Federal Credit UnionCredit union Kennewick, WA | 68 out of 100, Moderate | $75.6M | 14.6% | 1.47% | vs |
Deposit insurance
Is my money safe at Primesource Credit Union?
Yes. Primesource Credit Union is a federally insured credit union (NCUA charter #67911). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.0% of shares and deposits ($3.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.36%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Primesource Credit Union lists 3 offices in 2 cities. Most locations:
- Spokane, WA (2)
- Spokane Valley, WA (1)
Identity & history
Profile
- Legal name
- Primesource Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67911
- RSSD ID
- 22794
- Primary regulator
- State + NCUA
- Established
- 1935
- Headquarters
- P O Box 48275, Spokane, WA 99228
- Employees
- 21
Quick answers
Primesource Credit Union: common questions
Is Primesource Credit Union NCUA insured?
Yes. Primesource Credit Union is a federally insured credit union (NCUA charter #67911). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Primesource Credit Union's TellerScore?
46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Primesource Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Spokane
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bay Shore Credit UnionCredit union Marinette, WI | 92 out of 100, Very strong | $48.2M | 18.6% | 0.27% | vs |
| Spokane Firefighters Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $86.4M | 14.5% | 0.15% | vs |
| Responders Emergency Services Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $56.2M | 17.3% | 0.01% | vs |
| Avista Corp. Credit UnionCredit union Spokane, WA | 86 out of 100, Very strong | $72.5M | 18.0% | 0.08% | vs |
| Delta Schools Federal Credit UnionCredit union Antioch, CA | 81 out of 100, Strong | $66.5M | 10.7% | 0.00% | vs |
| RiverBankBank Spokane, WA | 77 out of 100, Strong | $310.2M | 11.3% | 0.31% | vs |