Kansas · HMDA 2025
Mortgage lenders in Ness County, KS
25 lenders reported 62 home-loan applications in Ness County in 2025. 34 closed as loans ($3.2M), 15 were denied — a 29.4% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 50% of applications, led by Peoples Bank and Trust Company. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 62
- Loans originated
- 34
- Purchase / refinance
- 17 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ness County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples Bank and Trust Company 61 out of 100, Moderate | 23 | 37.1% | 4.9% |
| 2 | Broker Solutions, Inc. | 4 | 6.5% | — |
| 3 | GOLDEN PLAINS CREDIT UNION 70 out of 100, Strong | 4 | 6.5% | 21.0% |
| 4 | HEARTLAND CREDIT UNION | 4 | 6.5% | — |
| 5 | Rocket Mortgage, LLC | 3 | 4.8% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 3.2% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 2 | 3.2% | — |
| 8 | AmeriSave Mortgage Corporation | 2 | 3.2% | — |
| 9 | Members Mortgage Services, L.L.C. | 2 | 3.2% | — |
| 10 | NEWREZ LLC | 1 | 1.6% | — |
| 11 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 1.6% | 22.2% |
| 12 | Fairway Independent Mortgage Corporation | 1 | 1.6% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.6% | 39.5% |
| 14 | Central National Bank 78 out of 100, Strong | 1 | 1.6% | 12.5% |
| 15 | MORTGAGE INVESTMENT SERVICES CORPORATION | 1 | 1.6% | — |
| 16 | PLANET HOME LENDING, LLC | 1 | 1.6% | — |
| 17 | FAY SERVICING, LLC | 1 | 1.6% | — |
| 18 | Farmers Bank & Trust 96 out of 100, Very strong | 1 | 1.6% | 11.7% |
| 19 | LONGBRIDGE FINANCIAL, LLC | 1 | 1.6% | — |
| 20 | MERITRUST Federal Credit Union | 1 | 1.6% | — |
| 21 | Equity Bank 65 out of 100, Moderate | 1 | 1.6% | 18.4% |
| 22 | STOCKTON MORTGAGE CORPORATION | 1 | 1.6% | — |
| 23 | UNION HOME MORTGAGE CORP. | 1 | 1.6% | — |
| 24 | ROYAL UNITED MORTGAGE LLC | 1 | 1.6% | — |
| 25 | MISSION LOANS, LLC | 1 | 1.6% | — |
Top 25 of 25 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps