Kansas · HMDA 2025
Mortgage lenders in Miami County, KS
191 lenders reported 1,605 home-loan applications in Miami County in 2025. 920 closed as loans ($242.5M), 202 were denied — a 17.3% denial rate on decided applications, close to the Kansas rate of 18.1%. The three most active lenders handled 16% of applications, led by Rocket Mortgage, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,605
- Loans originated
- 920
- Purchase / refinance
- 477 / 282
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Miami County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 94 | 5.9% | — |
| 2 | COMMUNITYAMERICA CREDIT UNION | 86 | 5.4% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 77 | 4.8% | — |
| 4 | FIRST OPTION BANK 68 out of 100, Moderate | 57 | 3.6% | 9.6% |
| 5 | Fairway Independent Mortgage Corporation | 53 | 3.3% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 2.4% | 14.1% |
| 7 | Great Southern Bank 73 out of 100, Strong | 38 | 2.4% | 24.6% |
| 8 | FREEDOM MORTGAGE CORPORATION | 37 | 2.3% | — |
| 9 | NEWREZ LLC | 35 | 2.2% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 34 | 2.1% | — |
| 11 | Mortgage Research Center, LLC | 33 | 2.1% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 1.9% | — |
| 13 | Capitol Federal Savings Bank 61 out of 100, Moderate | 30 | 1.9% | 14.2% |
| 14 | First State Bank of St. Charles, Missouri | 29 | 1.8% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 29 | 1.8% | — |
| 16 | Landmark National Bank 62 out of 100, Moderate | 27 | 1.7% | 4.6% |
| 17 | Arvest Bank 57 out of 100, Moderate | 26 | 1.6% | 18.5% |
| 18 | Broker Solutions, Inc. | 25 | 1.6% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 24 | 1.5% | 39.5% |
| 20 | MAINSTREET FEDERAL CREDIT UNION 70 out of 100, Strong | 24 | 1.5% | 21.5% |
| 21 | PLANET HOME LENDING, LLC | 23 | 1.4% | — |
| 22 | Mid-America Bank | 22 | 1.4% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 22 | 1.4% | 3.0% |
| 24 | AmeriSave Mortgage Corporation | 21 | 1.3% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 19 | 1.2% | 44.7% |
| 26 | Fidelity Bank, National Association 60 out of 100, Moderate | 19 | 1.2% | 24.9% |
| 27 | Stride Bank, National Association 69 out of 100, Moderate | 19 | 1.2% | 3.2% |
| 28 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 1.1% | — |
| 29 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 17 | 1.1% | — |
| 30 | GUILD MORTGAGE COMPANY | 16 | 1.0% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 16 | 1.0% | — |
| 32 | The First Security Bank 56 out of 100, Moderate | 15 | 0.9% | 3.9% |
| 33 | First National Bank of Omaha 72 out of 100, Strong | 15 | 0.9% | 25.9% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 0.9% | 32.9% |
| 35 | FIGURE LENDING LLC | 14 | 0.9% | — |
| 36 | SPRING EQ, LLC | 13 | 0.8% | — |
| 37 | Commerce Bank 76 out of 100, Strong | 13 | 0.8% | 33.2% |
| 38 | LEADERONE FINANCIAL CORPORATION | 12 | 0.7% | — |
| 39 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 0.7% | — |
| 40 | Kiavi Funding, Inc. | 12 | 0.7% | — |
Top 40 of 191 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps
- Franklin County 1,215 apps