Kansas · HMDA 2025
Mortgage lenders in Johnson County, KS
487 lenders reported 26,945 home-loan applications in Johnson County in 2025. 15,821 closed as loans ($5.9B), 2,753 were denied — a 14.3% denial rate on decided applications, below the Kansas rate of 18.1%. The three most active lenders handled 18% of applications, led by COMMUNITYAMERICA CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 26,945
- Loans originated
- 15,821
- Purchase / refinance
- 8,300 / 4,224
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Johnson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITYAMERICA CREDIT UNION | 2,681 | 9.9% | — |
| 2 | Rocket Mortgage, LLC | 1,145 | 4.2% | — |
| 3 | Fairway Independent Mortgage Corporation | 1,120 | 4.2% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 1,120 | 4.2% | — |
| 5 | Capitol Federal Savings Bank 61 out of 100, Moderate | 849 | 3.2% | 14.2% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 741 | 2.8% | 14.1% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 667 | 2.5% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 645 | 2.4% | 44.7% |
| 9 | Commerce Bank 76 out of 100, Strong | 645 | 2.4% | 33.2% |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 630 | 2.3% | 39.5% |
| 11 | Arvest Bank 57 out of 100, Moderate | 622 | 2.3% | 18.5% |
| 12 | NATIONSTAR MORTGAGE LLC | 574 | 2.1% | — |
| 13 | UMB Bank, National Association 65 out of 100, Moderate | 484 | 1.8% | 30.5% |
| 14 | NEWREZ LLC | 463 | 1.7% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 454 | 1.7% | — |
| 16 | MAINSTREET FEDERAL CREDIT UNION 70 out of 100, Strong | 427 | 1.6% | 21.5% |
| 17 | NBKC BANK | 421 | 1.6% | — |
| 18 | First State Bank of St. Charles, Missouri | 404 | 1.5% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 401 | 1.5% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 356 | 1.3% | — |
| 21 | First National Bank of Omaha 72 out of 100, Strong | 336 | 1.2% | 25.9% |
| 22 | Prosperity Home Mortgage, LLC | 284 | 1.1% | — |
| 23 | The Central Trust Bank 69 out of 100, Moderate | 283 | 1.1% | 10.4% |
| 24 | SPRING EQ, LLC | 266 | 1.0% | — |
| 25 | FIGURE LENDING LLC | 257 | 1.0% | — |
| 26 | PHH Mortgage Corporation | 251 | 0.9% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 230 | 0.9% | 3.0% |
| 28 | GUILD MORTGAGE COMPANY | 216 | 0.8% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 215 | 0.8% | 32.9% |
| 30 | Bell Bank 59 out of 100, Moderate | 214 | 0.8% | 7.1% |
| 31 | M SQUARED FINANCIAL LLC | 213 | 0.8% | — |
| 32 | LEADERONE FINANCIAL CORPORATION | 199 | 0.7% | — |
| 33 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 191 | 0.7% | — |
| 34 | FLAT BRANCH MORTGAGE, INC. | 187 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 185 | 0.7% | — |
| 36 | Mortgage Research Center, LLC | 182 | 0.7% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 166 | 0.6% | — |
| 38 | BMO Bank National Association 83 out of 100, Strong | 164 | 0.6% | 40.5% |
| 39 | Discover Bank | 161 | 0.6% | — |
| 40 | SUMMIT FUNDING, INC. | 157 | 0.6% | — |
Top 40 of 487 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps
- Franklin County 1,215 apps