Kansas · HMDA 2025
Mortgage lenders in Riley County, KS
185 lenders reported 2,056 home-loan applications in Riley County in 2025. 1,191 closed as loans ($319.0M), 221 were denied — a 15.0% denial rate on decided applications, below the Kansas rate of 18.1%. The three most active lenders handled 19% of applications, led by PENNYMAC LOAN SERVICES, LLC. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,056
- Loans originated
- 1,191
- Purchase / refinance
- 785 / 320
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Riley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 140 | 6.8% | — |
| 2 | Community First National Bank 77 out of 100, Strong | 133 | 6.5% | 4.0% |
| 3 | Landmark National Bank 62 out of 100, Moderate | 112 | 5.4% | 4.6% |
| 4 | Zippy Loans, LLC | 100 | 4.9% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 83 | 4.0% | — |
| 6 | Mortgage Research Center, LLC | 81 | 3.9% | — |
| 7 | Bank of the Flint Hills 71 out of 100, Strong | 74 | 3.6% | 6.2% |
| 8 | Rocket Mortgage, LLC | 67 | 3.3% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 53 | 2.6% | — |
| 10 | KANSAS STATE UNIVERSITY Federal Credit Union 67 out of 100, Moderate | 52 | 2.5% | 15.3% |
| 11 | KS StateBank 64 out of 100, Moderate | 51 | 2.5% | 3.7% |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 48 | 2.3% | 32.9% |
| 13 | FREEDOM MORTGAGE CORPORATION | 37 | 1.8% | — |
| 14 | Exchange Bank 54 out of 100, Below average | 36 | 1.8% | 3.6% |
| 15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 36 | 1.8% | — |
| 16 | PLANET HOME LENDING, LLC | 34 | 1.7% | — |
| 17 | Commerce Bank 76 out of 100, Strong | 32 | 1.6% | 33.2% |
| 18 | NATIONSTAR MORTGAGE LLC | 30 | 1.5% | — |
| 19 | NEWREZ LLC | 29 | 1.4% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 29 | 1.4% | 14.1% |
| 21 | USAA Federal Savings Bank 64 out of 100, Moderate | 29 | 1.4% | 37.2% |
| 22 | Capitol Federal Savings Bank 61 out of 100, Moderate | 28 | 1.4% | 14.2% |
| 23 | Outdoor Bank 31 out of 100, Low | 26 | 1.3% | 4.2% |
| 24 | Fairway Independent Mortgage Corporation | 24 | 1.2% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 24 | 1.2% | — |
| 26 | Luminate Bank 47 out of 100, Below average | 21 | 1.0% | 4.3% |
| 27 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 1.0% | — |
| 28 | Central National Bank 78 out of 100, Strong | 20 | 1.0% | 12.5% |
| 29 | ESB Financial 59 out of 100, Moderate | 18 | 0.9% | 1.5% |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 17 | 0.8% | — |
| 31 | CREDIT UNION OF AMERICA 75 out of 100, Strong | 17 | 0.8% | 29.0% |
| 32 | GUARANTEED RATE, INC. | 15 | 0.7% | — |
| 33 | THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS 85 out of 100, Very strong | 14 | 0.7% | 2.4% |
| 34 | LEADERONE FINANCIAL CORPORATION | 14 | 0.7% | — |
| 35 | FirstBank 59 out of 100, Moderate | 14 | 0.7% | 42.8% |
| 36 | Loandepot.Com, LLC | 13 | 0.6% | — |
| 37 | Broker Solutions, Inc. | 13 | 0.6% | — |
| 38 | Riley State Bank 78 out of 100, Strong | 13 | 0.6% | 0.0% |
| 39 | FIGURE LENDING LLC | 12 | 0.6% | — |
| 40 | The Farmers State Bank of Westmoreland 69 out of 100, Moderate | 12 | 0.6% | 3.7% |
Top 40 of 185 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps
- Franklin County 1,215 apps