HMDA 2025
Mortgage lenders in Kansas
Lenders reported 106,571 home-loan applications for properties in Kansas in 2025; 60,281 became loans and the denial rate on decided applications was 18.1%. The busiest county was Johnson County with 26,945 applications.
Most active lenders across Kansas's counties
- Rocket Mortgage, LLC 5,456 applications
- PENNYMAC LOAN SERVICES, LLC 4,858 applications
- COMMUNITYAMERICA CREDIT UNION 3,508 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 2,539 applications
- Mortgage Research Center, LLC 2,389 applications
- Fairway Independent Mortgage Corporation 2,388 applications
- JPMorgan Chase Bank, National Association 2,005 applications
- NEWREZ LLC 1,901 applications
- CREDIT UNION OF AMERICA 1,893 applications
- FREEDOM MORTGAGE CORPORATION 1,844 applications
- Capitol Federal Savings Bank 1,822 applications
- NATIONSTAR MORTGAGE LLC 1,728 applications
- U.S. Bank National Association 1,698 applications
- GUILD MORTGAGE COMPANY 1,508 applications
- Bank of America, National Association 1,395 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Allen County | 348 | 76 | 24.5% | 96 / 44 |
| Anderson County | 215 | 79 | 25.3% | 62 / 38 |
| Atchison County | 516 | 94 | 14.4% | 142 / 115 |
| Barber County | 105 | 41 | 20.3% | 32 / 17 |
| Barton County | 737 | 90 | 19.6% | 209 / 111 |
| Bourbon County | 371 | 78 | 26.3% | 106 / 53 |
| Brown County | 226 | 71 | 31.5% | 55 / 43 |
| Butler County | 3,276 | 225 | 16.8% | 1,017 / 605 |
| Chase County | 51 | 25 | 11.6% | 26 / 9 |
| Chautauqua County | 50 | 31 | 17.5% | 20 / 12 |
| Cherokee County | 716 | 103 | 22.7% | 225 / 81 |
| Cheyenne County | 34 | 22 | 45.8% | 7 / 3 |
| Clark County | 32 | 22 | 23.8% | 11 / 4 |
| Clay County | 247 | 72 | 17.9% | 81 / 48 |
| Cloud County | 264 | 54 | 17.9% | 96 / 40 |
| Coffey County | 211 | 72 | 19.4% | 74 / 32 |
| Comanche County | 26 | 13 | 52.9% | 3 / 3 |
| Cowley County | 994 | 132 | 20.0% | 304 / 156 |
| Crawford County | 1,156 | 137 | 17.1% | 367 / 171 |
| Decatur County | 71 | 33 | 29.2% | 21 / 6 |
| Dickinson County | 545 | 107 | 18.7% | 173 / 92 |
| Doniphan County | 269 | 82 | 23.4% | 69 / 55 |
| Douglas County | 3,621 | 264 | 15.2% | 1,224 / 645 |
| Edwards County | 73 | 32 | 34.0% | 23 / 7 |
| Elk County | 49 | 32 | 23.3% | 19 / 6 |
| Ellis County | 591 | 105 | 20.6% | 176 / 89 |
| Ellsworth County | 76 | 43 | 29.8% | 19 / 8 |
| Finney County | 741 | 94 | 29.7% | 181 / 94 |
| Ford County | 702 | 102 | 17.5% | 255 / 82 |
| Franklin County | 1,215 | 165 | 19.0% | 379 / 198 |
| Geary County | 1,517 | 142 | 17.0% | 550 / 208 |
| Gove County | 67 | 29 | 47.3% | 16 / 9 |
| Graham County | 44 | 28 | 41.9% | 12 / 3 |
| Grant County | 142 | 47 | 19.4% | 40 / 21 |
| Gray County | 124 | 51 | 27.3% | 29 / 19 |
| Greeley County | 27 | 19 | 40.0% | 8 / 4 |
| Greenwood County | 153 | 53 | 19.0% | 43 / 31 |
| Hamilton County | 30 | 17 | 23.8% | 6 / 7 |
| Harper County | 159 | 58 | 27.9% | 44 / 24 |
| Harvey County | 1,296 | 150 | 17.2% | 423 / 194 |
| Haskell County | 56 | 33 | 27.3% | 12 / 6 |
| Hodgeman County | 37 | 25 | 36.4% | 6 / 3 |
| Jackson County | 418 | 93 | 21.4% | 121 / 84 |
| Jefferson County | 847 | 151 | 19.9% | 257 / 161 |
| Jewell County | 26 | 18 | 33.3% | 9 / 2 |
| Johnson County | 26,945 | 487 | 14.3% | 8,300 / 4,224 |
| Kearny County | 74 | 33 | 32.1% | 17 / 13 |
| Kingman County | 223 | 78 | 18.5% | 77 / 41 |
| Kiowa County | 30 | 18 | 27.8% | 9 / 1 |
| Labette County | 554 | 99 | 22.8% | 179 / 73 |
| Lane County | 13 | 12 | 11.1% | 7 / 0 |
| Leavenworth County | 3,727 | 251 | 16.3% | 1,102 / 672 |
| Lincoln County | 27 | 17 | 15.0% | 10 / 4 |
| Linn County | 426 | 116 | 25.2% | 112 / 70 |
| Logan County | 62 | 28 | 21.3% | 11 / 20 |
| Lyon County | 742 | 100 | 18.8% | 232 / 132 |
| Marion County | 355 | 95 | 23.4% | 111 / 44 |
| Marshall County | 155 | 63 | 27.5% | 43 / 28 |
| McPherson County | 807 | 110 | 15.9% | 271 / 131 |
| Meade County | 71 | 43 | 28.3% | 17 / 13 |
| Miami County | 1,605 | 191 | 17.3% | 477 / 282 |
| Mitchell County | 101 | 47 | 26.4% | 34 / 9 |
| Montgomery County | 851 | 124 | 26.4% | 218 / 106 |
| Morris County | 189 | 57 | 22.4% | 71 / 28 |
| Morton County | 55 | 27 | 37.0% | 10 / 4 |
| Nemaha County | 234 | 60 | 16.6% | 88 / 52 |
| Neosho County | 417 | 92 | 19.7% | 128 / 60 |
| Ness County | 62 | 25 | 29.4% | 17 / 11 |
| Norton County | 76 | 34 | 29.3% | 20 / 12 |
| Osage County | 627 | 127 | 18.2% | 184 / 130 |
| Osborne County | 51 | 26 | 24.3% | 16 / 8 |
| Ottawa County | 138 | 51 | 16.2% | 56 / 19 |
| Pawnee County | 244 | 49 | 15.4% | 90 / 33 |
| Phillips County | 95 | 35 | 31.1% | 25 / 9 |
| Pottawatomie County | 1,035 | 139 | 15.1% | 328 / 241 |
| Pratt County | 240 | 69 | 25.3% | 64 / 27 |
| Rawlins County | 35 | 24 | 33.3% | 10 / 2 |
| Reno County | 2,112 | 167 | 15.2% | 659 / 366 |
| Republic County | 64 | 28 | 17.5% | 27 / 12 |
| Rice County | 206 | 57 | 16.7% | 59 / 39 |
| Riley County | 2,056 | 185 | 15.0% | 785 / 320 |
| Rooks County | 69 | 32 | 39.6% | 20 / 8 |
| Rush County | 75 | 29 | 25.0% | 23 / 12 |
| Russell County | 137 | 41 | 28.0% | 39 / 19 |
| Saline County | 1,128 | 154 | 20.0% | 357 / 177 |
| Scott County | 71 | 39 | 29.4% | 14 / 13 |
| Sedgwick County | 21,882 | 375 | 18.5% | 7,036 / 3,581 |
| Seward County | 377 | 66 | 18.7% | 129 / 68 |
| Shawnee County | 6,793 | 257 | 19.3% | 2,185 / 1,131 |
| Sheridan County | 57 | 26 | 17.5% | 7 / 15 |
| Sherman County | 120 | 51 | 30.1% | 31 / 16 |
| Smith County | 36 | 27 | 28.6% | 12 / 5 |
| Stafford County | 88 | 40 | 39.7% | 22 / 7 |
| Stanton County | 12 | 8 | 37.5% | 2 / 0 |
| Stevens County | 89 | 34 | 26.9% | 28 / 13 |
| Sumner County | 823 | 135 | 23.9% | 232 / 153 |
| Thomas County | 163 | 64 | 20.2% | 52 / 29 |
| Trego County | 52 | 24 | 22.2% | 11 / 10 |
| Wabaunsee County | 285 | 77 | 20.3% | 89 / 71 |
| Wallace County | 21 | 11 | 46.2% | 3 / 2 |
| Washington County | 73 | 33 | 17.2% | 27 / 15 |
| Wichita County | 18 | 12 | 13.3% | 6 / 5 |
| Wilson County | 257 | 66 | 26.9% | 77 / 32 |
| Woodson County | 91 | 41 | 33.8% | 21 / 12 |
| Wyandotte County | 6,679 | 281 | 23.9% | 1,783 / 940 |