Louisiana · HMDA 2025
Mortgage lenders in St. Charles Parish, LA
168 lenders reported 1,725 home-loan applications in St. Charles Parish in 2025. 853 closed as loans ($189.6M), 273 were denied — a 22.9% denial rate on decided applications, below the Louisiana rate of 27.8%. The three most active lenders handled 19% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,725
- Loans originated
- 853
- Purchase / refinance
- 464 / 260
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in St. Charles Parish
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 131 | 7.6% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 106 | 6.1% | — |
| 3 | GMFS LLC | 95 | 5.5% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 77 | 4.5% | — |
| 5 | First American Bank and Trust 73 out of 100, Strong | 72 | 4.2% | 13.0% |
| 6 | NEWREZ LLC | 59 | 3.4% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 53 | 3.1% | 14.1% |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 42 | 2.4% | — |
| 9 | NATIONSTAR MORTGAGE LLC | 40 | 2.3% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 38 | 2.2% | — |
| 11 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 38 | 2.2% | 25.2% |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 36 | 2.1% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 33 | 1.9% | 32.9% |
| 14 | 21st Mortgage Corporation | 33 | 1.9% | — |
| 15 | DSLD MORTGAGE, LLC | 31 | 1.8% | — |
| 16 | MOVEMENT MORTGAGE, LLC | 28 | 1.6% | — |
| 17 | EUSTIS MORTGAGE CORPORATION | 27 | 1.6% | — |
| 18 | Coastal Community Bank 35 out of 100, Low | 26 | 1.5% | 3.0% |
| 19 | AmeriSave Mortgage Corporation | 24 | 1.4% | — |
| 20 | OnPath Federal Credit Union 56 out of 100, Moderate | 24 | 1.4% | 8.8% |
| 21 | PLANET HOME LENDING, LLC | 24 | 1.4% | — |
| 22 | Regions Bank 64 out of 100, Moderate | 23 | 1.3% | 43.1% |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 22 | 1.3% | — |
| 24 | Gulf Coast Bank and Trust Company | 21 | 1.2% | — |
| 25 | Broker Solutions, Inc. | 20 | 1.2% | — |
| 26 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 20 | 1.2% | 74.7% |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 19 | 1.1% | — |
| 28 | Loandepot.Com, LLC | 17 | 1.0% | — |
| 29 | FIDELITY BANK 64 out of 100, Moderate | 17 | 1.0% | 13.6% |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 17 | 1.0% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 0.9% | — |
| 32 | Mortgage Research Center, LLC | 16 | 0.9% | — |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 14 | 0.8% | — |
| 34 | Equity Prime Mortgage LLC | 14 | 0.8% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 14 | 0.8% | — |
| 36 | First Horizon Bank 64 out of 100, Moderate | 13 | 0.8% | 25.4% |
| 37 | SPRING EQ, LLC | 12 | 0.7% | — |
| 38 | FIGURE LENDING LLC | 11 | 0.6% | — |
| 39 | First National Bank USA 89 out of 100, Very strong | 11 | 0.6% | 14.3% |
| 40 | FIRST COMMUNITY MORTGAGE, INC. | 11 | 0.6% | — |
Top 40 of 168 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Louisiana
- East Baton Rouge Parish 14,990 apps
- St. Tammany Parish 11,806 apps
- Jefferson Parish 11,110 apps
- Orleans Parish 10,656 apps
- Lafayette Parish 10,071 apps
- Caddo Parish 7,498 apps
- Livingston Parish 6,817 apps
- Calcasieu Parish 6,085 apps
- Ascension Parish 5,694 apps
- Tangipahoa Parish 5,691 apps
- Bossier Parish 5,380 apps
- Ouachita Parish 5,074 apps