Louisiana · HMDA 2025
Mortgage lenders in St. James Parish, LA
92 lenders reported 608 home-loan applications in St. James Parish in 2025. 253 closed as loans ($40.9M), 170 were denied — a 37.4% denial rate on decided applications, above the Louisiana rate of 27.8%. The three most active lenders handled 37% of applications, led by First American Bank and Trust. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 608
- Loans originated
- 253
- Purchase / refinance
- 115 / 94
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in St. James Parish
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First American Bank and Trust 73 out of 100, Strong | 114 | 18.8% | 13.0% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 75 | 12.3% | — |
| 3 | 21st Mortgage Corporation | 37 | 6.1% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 33 | 5.4% | — |
| 5 | Rocket Mortgage, LLC | 33 | 5.4% | — |
| 6 | NEWREZ LLC | 20 | 3.3% | — |
| 7 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 17 | 2.8% | 74.7% |
| 8 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 17 | 2.8% | 25.2% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.6% | — |
| 10 | Regions Bank 64 out of 100, Moderate | 15 | 2.5% | 43.1% |
| 11 | GMFS LLC | 15 | 2.5% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.0% | — |
| 13 | TIB National Association 76 out of 100, Strong | 10 | 1.6% | 29.5% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.5% | 14.1% |
| 15 | NATIONSTAR MORTGAGE LLC | 9 | 1.5% | — |
| 16 | Loandepot.Com, LLC | 8 | 1.3% | — |
| 17 | EUSTIS MORTGAGE CORPORATION | 8 | 1.3% | — |
| 18 | Broker Solutions, Inc. | 7 | 1.2% | — |
| 19 | OnPath Federal Credit Union 56 out of 100, Moderate | 7 | 1.2% | 8.8% |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.0% | 32.9% |
| 21 | AmeriSave Mortgage Corporation | 6 | 1.0% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 6 | 1.0% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.8% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 5 | 0.8% | 3.0% |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.7% | 22.2% |
| 26 | MOVEMENT MORTGAGE, LLC | 4 | 0.7% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.7% | — |
| 28 | PLANET HOME LENDING, LLC | 4 | 0.7% | — |
| 29 | Equity Prime Mortgage LLC | 4 | 0.7% | — |
| 30 | SPRING EQ, LLC | 3 | 0.5% | — |
| 31 | THE LOAN STORE, INC. | 3 | 0.5% | — |
| 32 | Assurance Financial Group, L.L.C. | 3 | 0.5% | — |
| 33 | TOP FLITE FINANCIAL, INC. | 3 | 0.5% | — |
| 34 | THE MORTGAGE FIRM, INC. | 3 | 0.5% | — |
| 35 | EFCU FINANCIAL | 3 | 0.5% | — |
| 36 | CANOPY MORTGAGE, LLC | 3 | 0.5% | — |
| 37 | Discover Bank | 2 | 0.3% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.3% | 44.7% |
| 39 | Loan Funder LLC | 2 | 0.3% | — |
| 40 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.3% | 19.1% |
Top 40 of 92 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Louisiana
- East Baton Rouge Parish 14,990 apps
- St. Tammany Parish 11,806 apps
- Jefferson Parish 11,110 apps
- Orleans Parish 10,656 apps
- Lafayette Parish 10,071 apps
- Caddo Parish 7,498 apps
- Livingston Parish 6,817 apps
- Calcasieu Parish 6,085 apps
- Ascension Parish 5,694 apps
- Tangipahoa Parish 5,691 apps
- Bossier Parish 5,380 apps
- Ouachita Parish 5,074 apps