Missouri · HMDA 2025
Mortgage lenders in Scotland County, MO
18 lenders reported 38 home-loan applications in Scotland County in 2025. 24 closed as loans ($4.6M), 4 were denied — a 13.8% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 47% of applications, led by Equity Bank. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 38
- Loans originated
- 24
- Purchase / refinance
- 13 / 9
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Scotland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Equity Bank 65 out of 100, Moderate | 9 | 23.7% | 18.4% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 13.2% | 39.5% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 4 | 10.5% | — |
| 4 | Rocket Mortgage, LLC | 3 | 7.9% | — |
| 5 | Mortgage Research Center, LLC | 2 | 5.3% | — |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 5.3% | — |
| 7 | FCS Financial, FLCA | 2 | 5.3% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 2.6% | 32.9% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 2.6% | — |
| 10 | PEOPLES BANK & TRUST CO. 58 out of 100, Moderate | 1 | 2.6% | 11.2% |
| 11 | FREEDOM MORTGAGE CORPORATION | 1 | 2.6% | — |
| 12 | Equity Prime Mortgage LLC | 1 | 2.6% | — |
| 13 | Alliant Bank | 1 | 2.6% | — |
| 14 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 2.6% | — |
| 15 | ROYAL UNITED MORTGAGE LLC | 1 | 2.6% | — |
| 16 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 2.6% | — |
| 17 | Bank OZK 76 out of 100, Strong | 1 | 2.6% | 37.8% |
| 18 | DAS Acquisition Company, LLC | 1 | 2.6% | — |
Top 18 of 18 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps