Missouri · HMDA 2025
Mortgage lenders in Platte County, MO
281 lenders reported 4,802 home-loan applications in Platte County in 2025. 2,747 closed as loans ($861.6M), 541 were denied — a 15.9% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 21% of applications, led by COMMUNITYAMERICA CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,802
- Loans originated
- 2,747
- Purchase / refinance
- 1,517 / 730
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Platte County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITYAMERICA CREDIT UNION | 550 | 11.5% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 244 | 5.1% | — |
| 3 | Rocket Mortgage, LLC | 200 | 4.2% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 173 | 3.6% | 39.5% |
| 5 | Fairway Independent Mortgage Corporation | 153 | 3.2% | — |
| 6 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 149 | 3.1% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 144 | 3.0% | — |
| 8 | NEWREZ LLC | 102 | 2.1% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 99 | 2.1% | 14.1% |
| 10 | LEADERONE FINANCIAL CORPORATION | 99 | 2.1% | — |
| 11 | Commerce Bank 76 out of 100, Strong | 97 | 2.0% | 33.2% |
| 12 | FREEDOM MORTGAGE CORPORATION | 96 | 2.0% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 87 | 1.8% | 44.7% |
| 14 | The Central Trust Bank 69 out of 100, Moderate | 86 | 1.8% | 10.4% |
| 15 | Mortgage Research Center, LLC | 85 | 1.8% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 83 | 1.7% | — |
| 17 | GUILD MORTGAGE COMPANY | 73 | 1.5% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 69 | 1.4% | 32.9% |
| 19 | NBKC BANK | 61 | 1.3% | — |
| 20 | Arvest Bank 57 out of 100, Moderate | 59 | 1.2% | 18.5% |
| 21 | UMB Bank, National Association 65 out of 100, Moderate | 56 | 1.2% | 30.5% |
| 22 | FLAT BRANCH MORTGAGE, INC. | 51 | 1.1% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 51 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 48 | 1.0% | — |
| 25 | SPRING EQ, LLC | 47 | 1.0% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 46 | 1.0% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 44 | 0.9% | — |
| 28 | PLANET HOME LENDING, LLC | 40 | 0.8% | — |
| 29 | Click n' Close, Inc. | 37 | 0.8% | — |
| 30 | MEGASTAR FINANCIAL CORP. | 36 | 0.7% | — |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 35 | 0.7% | — |
| 32 | Loandepot.Com, LLC | 33 | 0.7% | — |
| 33 | First State Bank of St. Charles, Missouri | 33 | 0.7% | — |
| 34 | Broker Solutions, Inc. | 32 | 0.7% | — |
| 35 | Discover Bank | 32 | 0.7% | — |
| 36 | AmeriSave Mortgage Corporation | 30 | 0.6% | — |
| 37 | M SQUARED FINANCIAL LLC | 29 | 0.6% | — |
| 38 | Stride Bank, National Association 69 out of 100, Moderate | 29 | 0.6% | 3.2% |
| 39 | Capitol Federal Savings Bank 61 out of 100, Moderate | 28 | 0.6% | 14.2% |
| 40 | The Nodaway Valley Bank 87 out of 100, Very strong | 28 | 0.6% | 5.8% |
Top 40 of 281 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Franklin County 4,405 apps