Missouri · HMDA 2025
Mortgage lenders in Boone County, MO
297 lenders reported 7,197 home-loan applications in Boone County in 2025. 4,124 closed as loans ($1.6B), 678 were denied — a 13.6% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 29% of applications, led by The Central Trust Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,197
- Loans originated
- 4,124
- Purchase / refinance
- 2,342 / 1,115
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Boone County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Central Trust Bank 69 out of 100, Moderate | 968 | 13.5% | 10.4% |
| 2 | FLAT BRANCH MORTGAGE, INC. | 617 | 8.6% | — |
| 3 | River Region Credit Union | 485 | 6.7% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 346 | 4.8% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 300 | 4.2% | 39.5% |
| 6 | Mortgage Research Center, LLC | 277 | 3.8% | — |
| 7 | Rocket Mortgage, LLC | 210 | 2.9% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 171 | 2.4% | — |
| 9 | NEWREZ LLC | 166 | 2.3% | — |
| 10 | DAS Acquisition Company, LLC | 161 | 2.2% | — |
| 11 | Commerce Bank 76 out of 100, Strong | 136 | 1.9% | 33.2% |
| 12 | Simmons Bank 60 out of 100, Moderate | 128 | 1.8% | 26.5% |
| 13 | West Community Credit Union 52 out of 100, Below average | 122 | 1.7% | 22.0% |
| 14 | First State Community Bank 73 out of 100, Strong | 112 | 1.6% | 15.4% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 106 | 1.5% | 14.1% |
| 16 | The Bank of Missouri 55 out of 100, Moderate | 104 | 1.4% | 16.0% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 98 | 1.4% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 94 | 1.3% | — |
| 19 | Mid America Bank 70 out of 100, Strong | 91 | 1.3% | 6.3% |
| 20 | NATIONSTAR MORTGAGE LLC | 84 | 1.2% | — |
| 21 | Bell Bank 59 out of 100, Moderate | 80 | 1.1% | 7.1% |
| 22 | PLANET HOME LENDING, LLC | 77 | 1.1% | — |
| 23 | Hawthorn Bank 75 out of 100, Strong | 70 | 1.0% | 18.4% |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 68 | 0.9% | 44.7% |
| 25 | Exchange Bank of Missouri | 56 | 0.8% | — |
| 26 | AmeriSave Mortgage Corporation | 54 | 0.8% | — |
| 27 | FIGURE LENDING LLC | 51 | 0.7% | — |
| 28 | The Callaway Bank 67 out of 100, Moderate | 49 | 0.7% | 2.1% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 48 | 0.7% | 32.9% |
| 30 | GUARANTEED RATE, INC. | 46 | 0.6% | — |
| 31 | Midwest Mortgage Associates Corporation | 44 | 0.6% | — |
| 32 | 21st Mortgage Corporation | 43 | 0.6% | — |
| 33 | First Midwest Bank of the Ozarks 69 out of 100, Moderate | 43 | 0.6% | 3.9% |
| 34 | Regions Bank 64 out of 100, Moderate | 40 | 0.6% | 43.1% |
| 35 | GUILD MORTGAGE COMPANY | 40 | 0.6% | — |
| 36 | GERSHMAN INVESTMENT CORP. | 40 | 0.6% | — |
| 37 | Broker Solutions, Inc. | 38 | 0.5% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 38 | 0.5% | — |
| 39 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 38 | 0.5% | 22.9% |
| 40 | SPRING EQ, LLC | 37 | 0.5% | — |
Top 40 of 297 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps
- Franklin County 4,405 apps