Missouri · HMDA 2025
Mortgage lenders in Cass County, MO
297 lenders reported 6,061 home-loan applications in Cass County in 2025. 3,316 closed as loans ($1.0B), 695 were denied — a 16.7% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 15% of applications, led by COMMUNITYAMERICA CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,061
- Loans originated
- 3,316
- Purchase / refinance
- 1,785 / 982
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cass County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITYAMERICA CREDIT UNION | 375 | 6.2% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 301 | 5.0% | — |
| 3 | Rocket Mortgage, LLC | 237 | 3.9% | — |
| 4 | Fairway Independent Mortgage Corporation | 207 | 3.4% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 182 | 3.0% | 39.5% |
| 6 | Commerce Bank 76 out of 100, Strong | 166 | 2.7% | 33.2% |
| 7 | NEWREZ LLC | 150 | 2.5% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 150 | 2.5% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 148 | 2.4% | — |
| 10 | FLAT BRANCH MORTGAGE, INC. | 148 | 2.4% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 139 | 2.3% | 14.1% |
| 12 | 21st Mortgage Corporation | 114 | 1.9% | — |
| 13 | Mortgage Research Center, LLC | 112 | 1.8% | — |
| 14 | Arvest Bank 57 out of 100, Moderate | 104 | 1.7% | 18.5% |
| 15 | NATIONSTAR MORTGAGE LLC | 102 | 1.7% | — |
| 16 | UMB Bank, National Association 65 out of 100, Moderate | 89 | 1.5% | 30.5% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 87 | 1.4% | — |
| 18 | PLANET HOME LENDING, LLC | 83 | 1.4% | — |
| 19 | Mazuma Credit Union 61 out of 100, Moderate | 81 | 1.3% | 27.9% |
| 20 | LEADERONE FINANCIAL CORPORATION | 80 | 1.3% | — |
| 21 | Prosperity Home Mortgage, LLC | 79 | 1.3% | — |
| 22 | Hawthorn Bank 75 out of 100, Strong | 78 | 1.3% | 18.4% |
| 23 | DHI MORTGAGE COMPANY, LTD. | 75 | 1.2% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 74 | 1.2% | 44.7% |
| 25 | Zippy Loans, LLC | 72 | 1.2% | — |
| 26 | GUILD MORTGAGE COMPANY | 66 | 1.1% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 65 | 1.1% | 32.9% |
| 28 | Broker Solutions, Inc. | 65 | 1.1% | — |
| 29 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 65 | 1.1% | — |
| 30 | SUMMIT FUNDING, INC. | 62 | 1.0% | — |
| 31 | M SQUARED FINANCIAL LLC | 59 | 1.0% | — |
| 32 | VANDERBILT MORTGAGE AND FINANCE, INC. | 54 | 0.9% | — |
| 33 | The Central Trust Bank 69 out of 100, Moderate | 53 | 0.9% | 10.4% |
| 34 | Loandepot.Com, LLC | 48 | 0.8% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 48 | 0.8% | — |
| 36 | NBKC BANK | 47 | 0.8% | — |
| 37 | COMMUNITY MORTGAGE, LLC | 47 | 0.8% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 44 | 0.7% | — |
| 39 | AmeriSave Mortgage Corporation | 42 | 0.7% | — |
| 40 | First State Bank of St. Charles, Missouri | 42 | 0.7% | — |
Top 40 of 297 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps
- Franklin County 4,405 apps